Q: My question is about Banks. Now that the Bank of Canada has paused interest rate but do you think that it will not change the profitability of banks for at least on or two quarters (Net Interest Margins)? Now banks are paying 4.5% plus on GICs so their borrowing cost is not cheap. Your view on banks earnings what will be in this quarter (Net Interest Margin)?
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Investment Q&A
Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Sun Life Financial Inc. (SLF)
- Intact Financial Corporation (IFC)
Q: Hi I am thinking it's time to sell BNS, would it be better to choose another bank or deploy funds to another sector to gain some growth & dividends for a long term holding? Suggestions on other stocks please.
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- BCE Inc. (BCE)
- Enbridge Inc. (ENB)
- Sun Life Financial Inc. (SLF)
- TELUS Corporation (T)
- Fortis Inc. (FTS)
- Granite Real Estate Investment Trust (GRT.UN)
- Brookfield Infrastructure Partners L.P. (BIP.UN)
- Dream Industrial Real Estate Investment Trust (DIR.UN)
- Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
- Brookfield Asset Management Ltd. Class A Limited Voting Shares (BAM)
Q: I own the above high dividend yield Canadian stocks, just under 4% yield and up. I am looking to add maybe 10 to 20 % to 4 or 5 positions. The yield on these is enough for us now so no hurry to sell anything.
Retired, but still looking at safety of capital. I have left out O&G plays and other potentially riskier plays. (except Enbridge)
Which of these, or other stocks do you believe have the greatest potential for price appreciation over the next couple of years if/when interest rates drop.
I am looking for your top 5, here but feel free to add other picks.
Thank you. Take as many credits as needed.
Retired, but still looking at safety of capital. I have left out O&G plays and other potentially riskier plays. (except Enbridge)
Which of these, or other stocks do you believe have the greatest potential for price appreciation over the next couple of years if/when interest rates drop.
I am looking for your top 5, here but feel free to add other picks.
Thank you. Take as many credits as needed.
Q: Good Day,
I hold TD and RY in my RRIF and was thinking of switching one for BNS for a higher yield and the "buy the poorest
performing bank" theory. Is this a logical approach and which would you switch.
Thanks Tom
I hold TD and RY in my RRIF and was thinking of switching one for BNS for a higher yield and the "buy the poorest
performing bank" theory. Is this a logical approach and which would you switch.
Thanks Tom
- Alphabet Inc. (GOOGL)
- NVIDIA Corporation (NVDA)
- Toronto-Dominion Bank (The) (TD)
- ATS Corporation (ATS)
- Shopify Inc. Class A Subordinate Voting Shares (SHOP)
- goeasy Ltd. (GSY)
- Lumine Group Inc. (LMN)
Q: I know you like all of the above for a TFSA - so do I - but need to raise some cash and am struggling with what to sell - is there one you would sell first? or maybe trim 2?
Thanks,
Terry
put as private but make public if you wish
Thanks,
Terry
put as private but make public if you wish
- Alphabet Inc. (GOOG)
- Microsoft Corporation (MSFT)
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Enbridge Inc. (ENB)
- Sun Life Financial Inc. (SLF)
- Intact Financial Corporation (IFC)
- Alimentation Couche-Tard Inc. (ATD)
- Miscellaneous (MISC)
- Hydro One Limited (H)
- Brookfield Corporation Class A Limited Voting Shares (BN)
Q: I'm looking to invest $60,000 for a minimum of 5 years. This money will be used towards a downpayment for a house. Can you please comment on a split of 50% SPY and 50% quality stocks, such as GOOG, MSFT, SLF, ATD, BN. Also can you please suggest some additional stock ideas that are fairly conservative for a 5 year hold. Thanks!
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Manulife Financial Corporation (MFC)
- TELUS Corporation (T)
- Emera Incorporated (EMA)
- Capital Power Corporation (CPX)
- Dream Industrial Real Estate Investment Trust (DIR.UN)
- Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)
- Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Q: These stocks all have a dividend yield of 5% or greater and have market capitalization greater than 3 billion. When I see BNS with a dividend yield of 7.5% I have to think that the market is near a bottom realizing that the prices can always go lower. Please rate these stocks in two ways: safety of dividend and estimated 5-year total return. Do any of these stocks cause you any concern now or long term? Thanks.
- Lockheed Martin Corporation (LMT)
- Toronto-Dominion Bank (The) (TD)
- BCE Inc. (BCE)
- Canadian Natural Resources Limited (CNQ)
- Sun Life Financial Inc. (SLF)
- Constellation Software Inc. (CSU)
- CCL Industries Inc. Unlimited Class B Non-Voting Shares (CCL.B)
- TFI International Inc. (TFII)
- Granite Real Estate Investment Trust (GRT.UN)
- Magna International Inc. (MG)
Q: What would consider as a good entry point for each of these and also a price target please.
Q: Dear 5i
I currently own TD and RY for my financial positions . I was considering buying SLF as an alternative to banks but still considered within the financial sector . Is it worth the diversification or should i just add to my existing bank stocks that i own ?
Also i've recently added HISA and PSA to my portfolio which would probably not be for a long term hold but until interest rates decline considerably from where they are today . My question is, is it possible to have too much cash parked in these type of accounts that should interest rates decline noticeably and quickly , that there would be a liquidity problem ie getting my cash out , should a lot of investors decide at the same time to liquidate their holdings in these type of accounts ?
Thanks
Bill C
I currently own TD and RY for my financial positions . I was considering buying SLF as an alternative to banks but still considered within the financial sector . Is it worth the diversification or should i just add to my existing bank stocks that i own ?
Also i've recently added HISA and PSA to my portfolio which would probably not be for a long term hold but until interest rates decline considerably from where they are today . My question is, is it possible to have too much cash parked in these type of accounts that should interest rates decline noticeably and quickly , that there would be a liquidity problem ie getting my cash out , should a lot of investors decide at the same time to liquidate their holdings in these type of accounts ?
Thanks
Bill C
- Alphabet Inc. (GOOG)
- Merck & Company Inc. (MRK)
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- Enbridge Inc. (ENB)
- Loblaw Companies Limited (L)
- Fortis Inc. (FTS)
- Agnico Eagle Mines Limited (AEM)
- Alimentation Couche-Tard Inc. (ATD)
Q: What would consider as a good entry point for each of these and also a price target please.
Thank you
Thank you
Q: Hi Folks,
I have a fairly well diversified and conservative RRSP portfolio but I am a little overweight TD and the financial sector in total. I am thinking selling some TD and buying a 3% position in LIF. I have nothing in the Materials sector. Can I have your opinion on LIF and on whether or not this is a wise trade at this time.
Thanks
I have a fairly well diversified and conservative RRSP portfolio but I am a little overweight TD and the financial sector in total. I am thinking selling some TD and buying a 3% position in LIF. I have nothing in the Materials sector. Can I have your opinion on LIF and on whether or not this is a wise trade at this time.
Thanks
Q: I own both and looking to add only to one at this time. Which to add for total return over 3-5 years? Yield on BNS is enticing currently, but exposure to Central America economies leaves me feeling it's riskier than TD with US exposure. What say you guys?
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Hamilton Canadian Financials Yield Maximizer ETF (HMAX)
Q: As a divided investor would you be a buyer or seller of the Canadian banks today.
Q: What is up with TD down so much (>2.5%) today?
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Enbridge Inc. (ENB)
- Fortis Inc. (FTS)
- Brookfield Renewable Partners L.P. (BEP.UN)
- TMX Group Limited (X)
- North West Company Inc. (The) (NWC)
- A&W Revenue Royalties Income Fund (AW.UN)
- Hydro One Limited (H)
- Dream Industrial Real Estate Investment Trust (DIR.UN)
Q: Peter, what are your top 10 defencive dividend paying stocks in Canada in order of safety please.
Q: I hold these securities in my tfsa and would like to add to one of them. Portfolio allocation aside,which would you recommend for a 2 to 3 year hold and reasons. Thank you
- Realty Income Corporation (O)
- Verizon Communications Inc. (VZ)
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- Enbridge Inc. (ENB)
- Fortis Inc. (FTS)
- Canadian Utilities Limited Class A Non-Voting Shares (CU)
- NorthWest Healthcare Properties Real Estate Investment Trust (NWH.UN)
- BTB Real Estate Investment Trust (BTB.UN)
- True North Commercial Real Estate Investment Trust (TNT.UN)
- Automotive Properties Real Estate Investment Trust (APR.UN)
- AGNC Investment Corp. (AGNC)
- Horizon Technology Finance Corporation (HRZN)
- TriplePoint Venture Growth BDC Corp. (TPVG)
- Liberty All-Star Equity Fund (USA)
Q: What are your thoughts about this as a US/CDN high yield income portfolio? Any ideas would be appreciated. Please take as many credits as needed.
- Bank of America Corporation (BAC)
- JPMorgan Chase & Co. (JPM)
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Truist Financial Corporation (TFC)
Q: What doing you think of the bank? I have heard several market commentators say they like this smaller bank.
Q: Hello,
Is it a good time to add to Enbridge, TD, Telus or BCE. Long term hold. Any other good dividend payers you would recommend at this time? Thank you.
Is it a good time to add to Enbridge, TD, Telus or BCE. Long term hold. Any other good dividend payers you would recommend at this time? Thank you.
- Royal Bank of Canada (RY)
- Toronto-Dominion Bank (The) (TD)
- Bank of Nova Scotia (The) (BNS)
- Bank of Montreal (BMO)
- Canadian Imperial Bank Of Commerce (CM)
Q: Apparently BMO, CIBC and TD currently have negative amortization mortgages approaching 20%. Do you have comparatives for BNS and RY ? Apparently there is one Canadian bank that is very conservative at less than 6%.