Investment Q&A

Q: I had recently saw a comment on Seeking Alpha that Visa was a good holding during a period of runaway inflation. Regardless of whether or not you see inflation reaching that level., would you agree that V as a good holding in that environment? Would you include any others (Canadian or US) ?

Q: Hi,

Looking into future.....10-15 years time horizon. Your views on, How will Paypal/Square do VS visa/mastercard ? Which route will be preferred by people ?

CNR vs CP, which one is a better ?

Q: For a INACTIVE investor, who like to buy and forget for 10 years.... Are VISA or Mastercard good buys....

Which one would you choose among the two ?

Q: Hi team,do you consider any of these two good buy at this stage?
Could also explain wether PayPal or Square taking away any business or market share from these two.
Thanks
Javad

Q: I have difficulty determining certain financial metrics* for FISV. This is perhaps due to the closing by FISV of its acquisition of First Data in 2019 and the consolidation of statements . (FISV’s acquisition in December of ONDOT would not be a factor).
Data I have access to show a very low ROE, and a sky-high PEG.
1.*Would you have something more current on your systems for forward P/E , PEG, and projected ROE?
2. I had assumed FISV’s management was generally fine, but I see now that other FinTech and payment processor companies have done much better over the preceding ten years. Do you think FISV may have swallowed more than it can digest in terms of both debt, and in its ability to effectively merge operations?
3. If you had small positions in MA and FISV, to which one, if any, would you add? (perhaps not comparable) .
( Trading on Thursday 14Jan: MA dropped 5.6%, Visa -3.6%v, PYPL -1.11% , FISV -2% but SQ up 0.8%, and DFS up 1.5%. Struck me as puzzling or is this normal? )

Q: Mastercard was down 5.58% today and Visa was down 3.32%. The DJ and Nasdaq were flat on the day. Can you explain the large decline. Thx
Michael

Q: Please rank these in for growth potential and advise if the lowest ranked should be sold and proceeds invested in the others

Q: Hello Peter

I'd like to open new position in my TFSA with MA or PYPL. Which one looks better to you MA or PYPL and why?

Happy New Year
Andrew

Q: online shopping is expected to be at all time records. and the use of cash continues to decline. what is your current opinion of visa and MasterCard ? and will the new method of buying (ie 3 or 4 equal instalments). have any material effect on the 2 companies? thanks Richard

Q: "Hello 5i team,

As we approach election season and Q4, the markets look to be taking a bit of a downturn that is reminiscent of earlier this year in Feb/Mar.

What are your thoughts on what's ahead for Q4 in terms of buying? Are there any industries and/or names that you would suggest to focus on?

Specifically, I am considering AAPL, MA, SHOP, SQ and AMZN on the current correction, given the upcoming holiday and gift buying season is likely to have a lot of ecommerce action and new apple toys, with payment processing being a natural fit.

If you could suggest your views on which industries and names have typical strength Q4 that would be appreciated.

Thanks very much! "

Q: Would you buy Visa or MasterCard at these prices and which would you prefer

Q: Hello 5i Research
Thank you for all the questions and answers that you post every day. I start everyday reading all the post to keep me informed.
I currently own visa and MasterCard in my RRSP , do you recommend switching to SQ or/and PayPal at this time?
Thank you for your great service.
Claudio

Q: Could I get your opinion on Mastercard please. Also would you own either it or Visa.
Unless the trend to less cash reverses these companies should have some strong tailwinds but are never inexpensive from a valuation standpoint. Thoughts pls.

Q: Portfolio Analytics indicates I am over allocated and perhaps over diversified in Financials: BAM.A 2%, BNS 2%, TD 4%, X 2%, BRK.B 4%, MA 6% and Industrials: CCL.B 1%, CNR 4%, NFI 1%, FDX 3%, HON 3%, LMT 6%.
Which positions would you recommend trimming or eliminating?

Q: Hi, I'm looking to add to the fintech world. I'm sure online purchases and contact-less (cash less) payments only continue to increase.

What is your favorite growth stock in this category (1) overall, and (2) one that is well positioned to succeed in both the physical space (contact less at stores) and online (web payments).

C.

Q: Which one credit card company would you prefer today? I am looking at Visa, Master Card and American Express. Thanks.

Q: Given the current environment, which do you foresee having a good recovery from today's lows. How would you rank these companies listed to purchase today to deploy some cash. Which would you rank this list for risk from high to low. (not considering sector allocation.
Do you have any other recommendations outside of this list that you think might have more potential?

Q: Morning guys:
Would you buy this name with recent dip?
Thx
Mark

Q: Morning guys:
With the recent dip and people in panic mode , would it be time to step into this quality name now ?
Thx
Mark

Q: Which one of these companies would you rather own and why. Thank you