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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: What would be your top 5 larger cap stocks in Canada today? What would consider to be good entry points?

Thank you
Tim
Read Answer Asked by Timothy on October 08, 2025
Q: Good morning5i.
I need to sell or trim one of the following position in my RRIF. Which position would you sell at this time? I would have to sell all BCE or part of ENB or BNS to get the withdrawal amount needed.
Read Answer Asked by Stephen on October 07, 2025
Q: Hi Guys
I hold both of these and was going to add to one of them. At this point in time, but looking out 5 years, which stock would you add to? If you could provide a brief rational that would be great too.

Much thanks

Stuart
Read Answer Asked by Stuart on October 07, 2025
Q: I have some money to deploy in my partner's TFSA and RRSP, and they currently have the following holdings. As we move towards retirement, the objective is to hold more income and defensive stocks. What three might you add today, and what three would sell from this list? Thank you for your insights.
Read Answer Asked by kevin on October 03, 2025
Q: If you were an income investor and wanted to invest in each of the 5 big banks, given current valuations and yield, what percentage of the money you have marked for investing in banks would you allocate to each?
Read Answer Asked by Mark on October 02, 2025
Q: I am in the process of sending my daughter funds to start a TFSA. She deals with Royal Bank. Can you suggest what is best for her to start. Mawer Mutual Funds or GIC's, or? Any suggestions would be greatly appreciated!
Thank you Gordo
Read Answer Asked by gord on September 30, 2025
Q: Hello,

I focus mainly on the balanced portfolio, but own stocks from each of the other 2 portfolios. Could you list and rank the top 3 or 4 from each on attractiveness to buy now.

Thank you
Read Answer Asked by Delbert on September 30, 2025
Q: I have noticed that a number of the large banks have had a big rise recently. I am wondering about the reason for this. Specifically, is this a flight to safety going on in the background? Or is it the interest rate reduction or something else?
Thanks
Read Answer Asked by Gordon on September 29, 2025
Q: In my RIF and TFSA accounts I way overweight BNS, which has performed splendidly, not to mention its attractive dividend. Looking to spread some of the market risk to TD but I'm leery of the other banks as they appear way overpriced by comparison. As an income investor, should I shift to ENB, FTS, EMA for more safety?
Read Answer Asked by Jean on September 26, 2025
Q: I have a large position in Bns and thinking of selling 50% of it with a nice profit
In a question today regarding TRI and the banks you said the banks may not have a lot of upside left
Regarding Bns specifically, what would you say the upside left in it at current price $88
I would like to deploy the money in another stock for a 3 year hold -suggestions? Thanks
Read Answer Asked by Indra on September 22, 2025
Q: Which ones (if any) would you buy and hold and forget for 10 years?
Read Answer Asked by Ray on September 18, 2025
Q: I've held these for several years, except for BEP.UN which is little over a year, I've accumulated dividends in LRSP, RRSP and TFSA, and want to add to these and keep over long term, wondering if you would be comfortable doing so generally speaking.
Read Answer Asked by Don on September 15, 2025
Q: In your opinion, are Cdn. bank stocks overvalued and is it time to trim. Along with two Cdn insurance companies they currently represent approximately 26% of our portfolio
Read Answer Asked by Donald on September 11, 2025
Q: My son (23) has 9000$ to invest in his first TFSA (he already has a FHSA account that is maxed out). He wants to open a TFSA investing account. Do you have a recommendation for how he breaks up the 9000.00 (ie. 3 stocks)? Are there any sectors that he should focus on at first? Do any particular stocks jump out at you as suitable for this kind or foray into the market?

Thanks in advance
Sue
Read Answer Asked by Susan on September 11, 2025
Q: Your thoughts please on this TFSA used by a retired banker that is very simple but has vastly outpermormed the TSX. I realize only 3 sectors are covered but looks to be all quality companies?

Thx
Read Answer Asked by blake on September 04, 2025
Q: I am overweight in financials. Can you order the noted stocks in terms top to bottom ranking?
Read Answer Asked by Judith on September 04, 2025
Q: BUY. or. HOLD. or SELL for a 3 to 5 year period?
Read Answer Asked by Ray on September 03, 2025
Q: What would your top ~5 recommendations be to build an RESP with an 10-15 year horizon.
Had to sell all positions to live the account and have a good pile of free cash currently to redeploy. Not dissatisfied with prior holdings but creates a moment to consider best options currently
Read Answer Asked by Ryan on August 29, 2025
Q: Would you throw some light on “ provision for credit losses “ ( PCL ) that the banks use in their financial statements. It seems to have a significant impact on earnings. How is it determined ? Analysts take it as a poor contributor to earnings. If a bank lowers its PCL how does this actually increase its profitability ? Is there a formula to determine its PCL and how trustworthy is this ? Seems to me that a bank could alter the PCL number to better their numbers. Thanks. Derek.
Read Answer Asked by Derek on August 29, 2025