Investment Q&A

Q: I'm looking to invest the majority of my money into an all-in-one 80/20 asset allocation ETF, such as VGRO, XGRO, ZGRO or HGRO. Aim is to set-it-and-forget-it.

What does 5iR recommend?

Q: As a 50 year old with a defined benefits pension, to kick in when I retire in about 5 years, would ZGRO be ok, switching to ZBAL over the years?

Is the only difference between ZGRO and ZBAL the allocation between equities and bonds?

Thanks,
Robert

Q: Hi
I put ZGRO in my non-registered account knowing that it had US and foreign underlying stocks but Google Finance was showing that it had no dividend, which makes sense for a growth stock. But once I bought it, I see that it has a small divvy. I'm not too concerned with the tax consequences but I suppose it should have been better to place this in an RRSP?

Thanks
Robert

Q: I have these ETF's in a TFSA with a primary goal 8 to 10% annual return. I'd like your opinion if there is overlap in this portfolio and if there would be another ETF to add. This is a smaller portfolio and I don't think it would be efficient to buy the individual stocks in your balanced equity model portfolio.
Thanks!

Q: Hi 5i, I can see all these institutions have a all-in-one ETFs, for an RRSP account, is it the way to go for someone who is looking for stability.
Place 45% BAL, 45% GRO, and 10% Stocks (LSPD, SHOP, GOOGL, AMZN, etc).
Thank you!

Q: Would you have a preference between these all in one 80% equity 20% bond ETFs? Maybe you could explain a little bit why? Thanks!

Q: Hi 5i: Came across a new ETF offering from BMO ... ZGRO which just launched Feb 15th. Am assuming it is very similar to VGRO However, I cannot locate any information on the BMO website regarding holdings, sectors, mer etc. What information do you have ?
Thanks, Steve