Investment Q&A

Q: I have watched many Youtube examples where jobs can be replaced with AI, whether it's call centers or financial analysts where Claude filled in forecasts exactly as an analyst would have. What stocks would you identify as leveraging the AI technology the most in the future? I would buy Anthropic if they were public (may occur this year yet). I'm assuming Google, Nvidia, but am I missing any? For example, Propel Holdings Inc uses AI... I would think that this would make Propel ahead of the game and be a very smart investment today.
Thank you,
Kevin

Q: With all of the fear around software being made obsolete due to AI, are there any particular businesses that you might see as being inappropriately oversold in this mass sell-off? I’m specifically wondering about TOST, as it seems that because it is so integrated into restaurant ecosystems, this would be hard to replace with AI… any thoughts on this? Many thanks.

Q: If one sells ADBE at a loss and buys IGV, is the loss accepted by CRA or because it's included in IGV will not be accepted.

Thanks

Q: Further to the question asked by Clarence last January 20th on Constellation Software (CSU) & cos. (Lumine Group and Topicus), I’ve been doing research on Adobe (ADBE) to determine if it might be a worthwhile investment at this point in time.
Like CSU & cos, ADBE shares have declined significantly since generative AI became a “thing”. However, unlike CSU & cos, ADBE has been quick to integrate AI into its product portfolio, namely with its Firefly applications and its partnerships with leading AI ecosystems including Open AI and Google Gemini. Yet, despite these aggressive moves and a fair number of positive analyst reviews, ADBE’s share price continues to slide into deeply undervalued territory. Morningstar gives it a 5-star rating.
My question is this: if, despite Adobe’s considerable efforts to provide its customers with solid AI-related solutions, its share price continues to fall, how confident are you in the future direction of CSU & cos’ share prices? I understand that they are not deeply into public relations but even if by miracle they were to reveal how much effort they are putting into incorporating AI into their services, in what way would the outcome be any different from what is happening to Adobe’s share price?

Q: I have been waiting for a bounce to sell Adobe but like CSU its gone into free fall. I am also thinking of adding to CSU Would you wait for a bounce and sell Adobe? Or sell Adobe now and switch into CSU? Or sell Adobe now and wait in cash. I know market timing is tricky but if you were in my shoes what is would you do?

Q: Adbe performance has been terrible of late.Can you provide a current outlook?thx

Q: Happy New Year to the entire 5i community.

It is time to make my 2026 TFSA contribution. My TFSA is a high conviction portfolio focused on a few US securities with a risk profile somewhere in between that of the 5i Growth and Balanced portfolios. Currently, I hold AAPL, ADBE, CRM, GOOG, NVDA, QCOM, and TOL in this account. Which should I add to? I am very overweight NVDA and slightly overweight in GOOG.

If you think initiating a new position would be preferable (US securities only, and not MSFT, LLY, IBM, or MDT since I own these in another account), please let me know. No consideration to sector or market cap necessary as I am diversified in my other accounts.

If you believe any of my current holdings 'do not need to be owned', please let me know as well.

There are several questions here, please deduct as many credits as deemed appropriate for a complete response to each one.

Thank you as always.

Q: Seasons Greetings,

1) What do you make of the recent numbers?
2) Would you buy it for a 3 year hold or will AI be nibbling away at it's breakfast, lunch and dinner?
3) If so, what sort of price would be attractive bearing in mind it seems to have pulled out of it's nose dive with a more positive 2 week chart?

All the best,

Q: Dear 5i,

I have a diverse portfolio with stocks and ETFs. Most of my portfolio is doing well. Want to know your thoughts about a few of my holdings that are not doing so well - Adobe, Nike, Accenture, TMO, IDXX and Telus.

What are your thoughts? Should I replace these with a US ETF or hold on. Thanks for your valuable advice as always.

Q: I have the above holdings in an unregistered account and am in a losing position of 25 - 50% in each. Which of these would you 1) Hold, 2) Sell and 3) Buy back after 30 days?

Q: I half positions in the ten stocks listed and I am down 12%+ in all of them. Please rank them in terms of best candidate(s) to increase to a full position now vs waiting. Also advise if the lowest ranked should just be exited altogether

Q: I'm falling behind on these stocks. Please tell me , sell , hold or possibly buy more ? Thanks.

Q: Hello Peter and team,
I would like your thoughts about Adobe who recently got a lot of downgrades from major investment houses of renown. Is AI going to affect their business to such extent? The same thing was said about Google a few months sho which lately rebounded quite nicely. Can they both be in the same boat? Thank you for your always interesting views. Adel

Q: I own the above listed US Stocks. Please rate each one as a BUY, HOLD or SELL and the reasons for your rating.

Q: Hi Guys

What were your thoughts on Adobe earnings and conference call yesterday, if you had a chance to hear it. Do you think the the quarter was one where there is a more positive view on Adobe's place in the Ai world going forward? Would you be a buyer at these levels?

Much thanks

Stuart

Q: Hi 5i team,

In "Summer Investment Wisdom: Five Mistakes to Avoid" by Peter, it is stated, "If a stock declines while fundamentals are improving, it is usually worth buying." Do you think PayPal and Adobe fit the bill?

Best,
Matt

Q: What are your thoughts on Figma? And what would a reasonable entry price be when it starts trading?

Q: I enjoy all the questions that pass through. I’m not into day trading but certainly add a couple swing trades in as a boost as well as selling calls.

With the question you answered about Canadian companies for day trading would you please provide a few US names that would fit your criteria.

Thank you.

Q: Do you think ADBE will be a long-term winner, given the AI impact on its business? If you like the company long term, would you average down on it and at what price would look attractive to you?

Q: Two part question here. I am trying to add PEG ratio to my thinking about stocks. It seems like a useful metric that combines growth with value. But I don't see it listed frequently enough for Canadian equities. I presume you work with trailing P/E and divide it by growth rather than forward P/E. Is that correct? I also realize I should be looking out for oddities in trailing P/E that shift it one way or another. Anything else I should be looking for? Second, I look at GOOG and it reads well at both a very reasonable forward P/E and PEG under 1. Are there other stocks you see with that combination? Thank-you.