Investment Q&A

Q: I plan to invest $100000 in the US market.
Please advise if there is a way to minimize foreign exchange fees.
Are some brokerages better than others in this regard?
Is using Norbert’s gambit a good idea on large transactions when there is no rush on having the trade completed?
Thanks for your always helpful advice.
Peter

Q: I understand AD.UN has a reassessment with the CRA that could affect their risk and earnings etc.Could you comment ?

Q: Just for fun: If you were putting $100 down that 3 Canadian companies (TSX or TSV exchange) would be acquired by end of 2025, which 3 would you choose?

Q: What is your opinion of Ibotta Inc. Recent insider buying but high PE multiple. Thanks for your expertise.

Q: Hi Team,

What are your thoughts on the company's current valuation and it's future prospects?

Do you believe this could be a long term compounder? Would you be comfortable buying it here?

Thanks,

Q: I plan to buy 1 or 2 of the subject stocks in a TFSA for a term hold (5 years or more unless something changes). I see each of these stocks as medium risk with good growth rates. Would you agree with my risk assessment? Please rank in your view of highest to lowest potential growth rates.

Q: XTRA This company seems to totally fly under the market’s radar. It develops and produces AI tech to provide physical security access at large venues and events. Financials are out soon and optimism is high. Recent multiple new contracts with major sports franchises, arenas and stadiums. Some major player customers (Tesla etc). The technology ought to be deployed at every school entrance across the US. Its major competitor is facing multiple lawsuits over its inferior product and is now embroiled in the New York Mayor/New York Subway contracts scandal. Seems to me the stock price should be on a steep upward projectile, yet it has remained stagnant for ages. What it is about Xtract that the marker doesn’t seem to like? Or is there something more nefarious at play to keep the stock price stifled? Thanks for all your advice and mentoring.

Q: When building a portfolio, what % of your holdings would be Canadian, US and International?

Thank you
Tim

Q: Is there any other potential fines for TD like in Canada or Europe ? Do you think TD will do a financing to raise cash to pay for the fines in the US? Will Td's capital ratio still be in acceptable range after the fines are paid? Thanks

Q: In the coming years, GIC rates will likely return to their previous norms, making it rare to find a GIC offering 5% or higher. I am considering increasing my holdings of TD shares in my non registered income portfolio instead of keeping too much cash. My theory is that TD has always been, and continues to be, a reputable bank that generates good profits. I believe TD shares are currently at a relatively low point, and I am thinking of giving them a heavier weighting in my portfolio. Do you agree? Thanks for your insights.

Q: Hello 5i Team,

For the last few years I've tried to get a few family members interested in investing without luck. I think a ROBO Advisors might be the way to go; could you recommend 1 or 2 ROBO's they should look at?

Thank you
Brent

Q: How much impact do you expect the US asset cap to have on future growth of TD and as a result it's share price?

Do you have any confidence that the TD Board will make good decisions re management positions?

You can log me for two questions.

Q: I own the depository receipt for nvidia corp. to get around the problem of currency exchange rates. Is this a good way to own large American companies? how liquid are they when I want to sell?
Or am I better off owning them in a EFT

Q: Any insight on the sudden pullback today on PDI?

Thank you,

Q: Which of these would be a longer term hold with reliable dividends for a retired senior?

Q: Greetings 5i team,
I hold these seven companies in my TFSA in roughly equal amounts. I would like to add WELL to my TFSA. Would it be wise to shave a bit from all of the companies listed in order to do so?
Or, do you see a better solution to achieve this (ie. SELL one / two of the other positions in favour of WELL)?
Thank you as always.
SP

Q: Any idea as to why 15%, [ $11.15 ] sell off in the last 5 trading sessions? Down 10%

Any Co news? Concerns?

Q: The general message from MSM and other commentators is the US economy is strong despite inflation, higher interest rates (which has started to decrease), higher cost of goods etc. A friend of mine is trying to convince me the economy is tittering and the stock market gains this year are not based on valuation but mostly speculation; that we're either in a recession or seeing stagnation. The Center for Microenomic Data from Q2 2024 showed household total debt continues to rise, unemployment is creeping up (which can lead to lowering of inflation but the price of goods are still high), even if unemployment is low, how many people have 2+ jobs? and gold has been really performing well which could indicate continued inflation and even stagnation. My question is are there behind-the-scenes indicators such as above that people don't usually talk about indicating the US economy is in rougher shape than what is being reported?

Thanks

Q: What is the main difference between investing in Index Funds vs ETF’s? I read about these U.S. bloggers who post about their increasing net worth by investing monthly in index funds, is that similar to investing in say WealthSimple in Canada?

Q: I have seen some commercials about buying fractional shares and am curious how it works from the brokerage's perspective. Can the brokerage simply buy the fractional share on the open market? If so, why don't all brokerages offer fractional share purchases to their clients. If the brokerage has to buy a full share, what does it do with the other part of the fractional share?.