Investment Q&A

Q: Hello, what is your opinion of the CTA ETF as a means of diversifying a portfolio away from strictly equities and bonds? In general, what would be the % allocation to this strategy in a 70% equities - 30% bonds balanced portfolio? Thanks

Q: Happy new year 5I! (this question is not urgent),

Given how far the Canadian dollar has fallen, in an RRSP is there any merit to switching a VIG to VGH if one thinks the CAD will bottom soon and then slowly work its way up by 9-10% in value over the coming years?

Thank you for all your insight in 2024!

Q: Hi 5i Team,

I am pondering selling some positions in my cash account and buy a few USD income producing investments. Could you please give me your opinions and analysis of OBDC and OCSL given the current interest rate and macro outlook?

SCHD is an EFT I have heard a lot about and looks like a quality holding in an income focused portfolio. Are there any other U.S. ETFs with a similar yield that you would recommend as an alternative or addition to SCHD?

Finally what are the tax implications for a Canadian holding these investments in a non-registered account?

Thanks for the Great Service and Happy Holidays!

Colin

Q: Can you explain the dynamics of this ETF declining some 18 % this year. Thanks. Derek

Q: Curious what your thoughts are on PYF for some income? Also, how is it taxed in a registered account? How are ROC and option income taxed?

Q: Can you please provide two or three of the best Canadian natural gas producers. Also if there is an etf available please include that.
Happy New Year

Q: What do you think about swapping dxv for zst for 1% higher yield.

Thank you

Q: QYLG and XYLG dropped "extremely more" than the market ( close to 16%) on December 30th ,and it seems that RYLG had about the same pattern. Thanks for any explanation..

Q: I plan to own above 4 ETF is there an overlap on these ETF. If there is an overlap which one would you recommend as a buy for long term hold.

Thanks for the great service

Q: Peter; A happy,safe and prosperous 2025. It’s been a great ride since 2012 - your Mawer recommendation then has been exceptionally beneficial.
Is there a way to participate in Singapores growth? Thanks.
Rod

Q: How safe is CBIL? Can it be used instead of a HISA? It has a great yield.

Q: Hello,
can you recommend an etf that is asia ex Japan - preferably that trades in CAD?
there is no rush to respond.
happy holidays

Q: Which of these three ETFS do you prefer if I was to pick one? I have 25% of my portfolio in USD Equity ETFS so already have some currency diversification.

Q: Can both of these be held in a long term balanced portfolio? Is there overlap between them?

Q: Which would you recommend, investment account or TFSA.

Q: Which one do you prefer for a 5 year hold? Thanks

Q: What's your opinion on buying GraniteShares 2x Long NVDA Daily ETF , NVDL.

Or other Long ???? Daily ETF's.

Thank you.

Q: Hi Peter and all at 5i. Wishing you the best of the season!

Peter, first of all, I really enjoyed your last article in the National Post. Your financial stories were highly entertaining.

I manage a RRSP for my daughter-in-law. She has approximately 24K in cash due to a GIC that recently matured. (She got 5.16% interest).

She has these commission-free ETFs: CEW, QQC.F, XHC, XIT, and XST. She would have to pay a $10 commission on the following stocks and ETFs: BCE, BNS, FTS, PBH, SLF, WSP, ZIN, and ZRE.

Question 1. In what order would you suggest she uses the cash to purchase more of the commission-free ETFs?

Question 2. If there are compelling reasons to do so, in what order would you suggest she uses the cash to purchase more of the stocks and ETFs where there is a $10 commission?

I’m hoping that this question can be answered before Christmas if possible. Please use as many question credits as you see fit to provide a comprehensive reply.

Thanks as always for your valuable insight.

Q: Happy holidays…. Tax loss selling….. proxy for TLT, VDE, EMXC, OXY, PICK, LLY, NXT, ZBH, AMD, -Thanks

Q: I understand that VGT and XLK are extremely popular US technology ETF's.
I also understand that many popular US exchange ETF's are extremely tax efficient If I held these in my taxable account will there likely be capital gains/losses declared annually? If so, where can I find this historical information?
Would my broker provide this tax information annually to help me prepare my tax return?