Q: I've noticed 5i has had some rather negative comments on HBND { yield 11.8% } lately . Is HPYT { yield 18.25% } essentially the same product ? ..... And does 5i hold the same negative views toward it ? .... What effect on unit price would the end of the war have ? Thanks for your terrific service ......

Q: I asked about these 3 ETF's in May of 2025. As I noted, I purchased these with a view to moving away from equities. I am retired and interested in dividend income. Has much changed since your answer in May 25 ? Would you continue to hold through 2026 and just take the healthy dividends ? Or is more capital depreciation likely in 2026? If you could only keep 2, which would they be?

Q: There are Covered Call ETFs with mighty high yields: HPYT 18%; SMAX 10%; HMAX 10%; and HDIV 9%. These yiieds are so high that I feel there must be a downside, so my question is, what are my risks in using these ETFs as part of my income portfolio?
Thank you.