Q: I bought this ETF sometime ago in my RRIF for its delicious yield ( at the time 15%, now unfortunately 18% ) , thinking that Trump will get his way and rates will decrease . This does not seem to be happening but in the end nobody really knows what rates are going to do. Silly me for putting my hat in the ring with Trump.

I am down 20 % on this ETF but the large distribution has mitigated my loss. It is 4 % of my RRIF and 2 % of total portfolios . What would you do with this ETF ? Thanks. Derek.

Q: I've noticed 5i has had some rather negative comments on HBND { yield 11.8% } lately . Is HPYT { yield 18.25% } essentially the same product ? ..... And does 5i hold the same negative views toward it ? .... What effect on unit price would the end of the war have ? Thanks for your terrific service ......

Q: I asked about these 3 ETF's in May of 2025. As I noted, I purchased these with a view to moving away from equities. I am retired and interested in dividend income. Has much changed since your answer in May 25 ? Would you continue to hold through 2026 and just take the healthy dividends ? Or is more capital depreciation likely in 2026? If you could only keep 2, which would they be?