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  5. HPYT: I'm trying to understand HPYT and what factors will influence the market price . [Harvest Premium Yield Treasury ETF]
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Q: I'm trying to understand HPYT and what factors will influence the market price . In Dec. 23 market price was $12.83 and yield was 14% . Today it is $8.91 and yield is 20% . Am I correct in assuming as the price drops the yield will rise ? I did notice that since inception HPYT has paid .15 cents a month . Up until the recent June payment which was .13 cents. Why the decrease ?

What factors influence the market price ? Interest rates I assume . What effect will rising interest rates have on the price ? And what effect will dropping interest rates have ?

What effect will a Taco tariff policy have on the price ?

Will the " Great Big Beautiful Bill " have an effect on the price ? Going to be a substantial increase in U.S. debt .....

Will the price be influenced by Trump's rhetoric of replacing Powell ? And what effect will that be ? .....I can't imagine Mr Market will react positively to a politically motivated Fed Chair .....

Can I slot this into the fixed income portion of my portfolio or is it too volatile ?
Basically I would like to know the various factors 5i feels will influence the price/yield of this security .....

Thanks for your terrific service .....
Asked by Garth on July 10, 2025
5i Research Answer:

HPYT holds US treasuries, and the US bond market has experienced gyrations for some time on inflation and debt fears. So a decline in its holdings is partly to blame. But..most of the distribution is in the form of return of capital (ROC). Last year $1.42 of $1.80 was ROC. Thus, there is a natural decay in net asset value as ROC is paid out. Assuming the rate does not change, this raises the current yield as it has over the past year (now 17.39%). Note that the one-year return on this ETF is now negative 2.12%. Interest rates are the main influence, with lower rates positive and higher rates negative. But since it sells covered calls on up to 100% of its portfolio, call option premium is also a factor, and this largely depends on volatility of bonds. Tariffs do not have a direct influence, but if they raise inflation then rates could rise. But tariffs could also cause a recession and in that case rates may decline. Powell and other factors may influence rates so would have an indirect impact.