Investment Q&A

Q: I’d like to get your thoughts on the new Global X Treasury Ladder ETFs (SLDR, MLDR, and LLDR). My understanding is that their returns are likely to closely follow the current yield, with minimal potential for capital gains or losses. Does this make them a good fit for the secure portion of a conservative portfolio, or are there additional factors to consider?

Q: Hello Peter & Company,

Can you please suggest a US Exchange based fund equivalent to PSU.U.

Thanks for all you do

gm

Q: Thoughts about HBA? I was thinking about taking a small position it it. Returns have been excellent, the dividend is also good.

Q: Curious what you think about CROP.U. Is this something you would recommend? If so how much of your fixed income portfolio should it represent?

Q: Thoughts on starting a position? Thank you!

Q: What are your thoughts or comments on the Hamilton HDIV and HYLD?

- HDIV has a 10% yield and the other is an 11% yield...

- Are these worth considering ?

Am I missing something?

Any comments or suggestions...?
Thanks,
M

Q: Hi,
I recently heard a suggestion to broaden out of the S&P 500 given its large run up. the presenter suggested value small caps. I hadn't heard of them before. what are they?
what do you think of this presenter's suggestion?
how do they differ from the Russell 2000?
if there an ETF based in CAD?
how have them done in comparison to IWO or IWM?
thanks
Mary

Q: Peter, I have been investing small amounts in HHL HDIF which they use leverage and HUTE which they also use leverage. Your opinion on leverage please. I have seen where people say leverage should be a short turm play and not long term as it deteriorates over time?? I do not understand that statement. Total of all expenses is 2.64% made up of 2.37 management fee and .27 etf traiding costs. Please help a begging in this field and your thoughts on horizon Thanks Ken

Q: Being that the USD is quite high right now, what would be the best out of these three HHL ETFs to buy this fall? I have Canadian dollars so would be moving the money to USD to buy HHL.U. From their site it looks like the HHL.B is the best performer overall but I'm not clear how today's rates effect price etc.

Also would it make sense to have another fund like VHT or IYH to compliment HHL, which would give more upside over time? In one response you like VHT better - why is that?
Thanks so much!

Q: Retired, dividend-income investor. I have spent a bit of time using your chart feature, which I think is excellent. I like the feature of it being total return (CG plus dividends).

Comparing total return for ZEB vs ZWB over various timeframes is easy, since they both have adequate history. The complication arises when adding HMAX to the comparison, due to it's very short history and therefore not being through a full cycle. It is apparent to me that the covered call ETFs do indeed give up total return for higher steady income.

To my amateur eyes, it appears that ZEB is the clear winner over 1-3-5 year timeframes, with HMAX taking over 2nd place in the 1 year timeframe.

However without the benefit of a full economic cycle, I can not come to a final decision. I have started building a position in HMAX, but I am now wondering if I should have been building a ZEB-ZWC position. I know that ZEB is banks, whereas HMAX is financials (banks, ins, etc).

Any thoughts you could throw in the mix would be helpful. Any indication of how it might perform over the longer term, based on the history so far....thanks...Steve

Q: Hello 5i team, I am a young professional early in my career. I am looking for your top 5 stocks for 20+ year hold. No preference on risk or industry.

thank you

Q: Question:
When analyzing Total return performance of VDY, RCD, XDIV over the long term. What % is due to price appreciation and what % is due to dividends?
These are ETF's focused on Canadian Dividend Income.

Previous Answer for XIU:

Over the last ten years, XIU’s total return CAGR is around 8.9%, with price appreciation and dividends accounting for 5.8% and 3.1%, respectively.

Over the last five years, XIU’s total return CAGR is around 11.7%, with price appreciation and dividends accounting for 8.3% and 3.4%, respectively.

Q: I currently just have ABBV in my portfolio so was thinking about adding an Healthcare ETF. You often mention IYH and XLV in your QandA; do you have any others that you would recommend with a higher dividend as I am an income investor who want some growth? IYH has a 3% div on 5i site, but 1% on most other sites - could you explain that? Was also thinking about adding MRK. Can you comment for a longer term hold. Thank you.

Q: Looking to park cash for 1 to 2 years and would like your comparison and assessment of these etf and recommendation. Thanx.

Q: Thoughts on this Etf

Q: Could you recommend a few CAD etfs for the US market/SP500/Nasdaq that do not require to be reported on form T1135 for an unregistered account over $100K? Thanks in advance.

Q: If starting an RESP account today, would you go with Portfolio A or B? Will start drawing from account in 5 years.
A. VBAL
B. 40% XHY & 60% XWD, rebalanced annually
Thanks

Q: Hello,

New to investing and I have about 20K to invest to start...wondering how you would recommend to best distribute that? Looking for long term investments. Ok with some risk.

Q: I currently have ~$170K of VOO in my RRSP, up 45%. I notice that ZSP and VFV have better returns. Would it be worth it to sell VOO and go to ZSP/VFV?

Q: With interest rates going down everywhere is there a reason that PSA can sustain the 4.74%? Thanks, James