Investment Q&A

Q: With interest rates going down everywhere is there a reason that PSA can sustain the 4.74%? Thanks, James

Q: When analyzing Total return performance of XIU over the long term. What % is due to price appreciation and what % is due to dividends?

Q: Everyone, I would like to buy one Canadian ETF and one US ETF for a long term hold, risk medium. TPU and TTP look interesting but this is an area I have very little knowledge on. Clayton

Q: Hello 5I, I am considering selling some of my ZSP(S&P500) ETF holdings, and rake some the profits and buy more Canadian index funds like the BMO ETF ZCN. Many financial experts feel that the SP 500 market is currently unsustainable and over priced.

Your thoughts in this matter would be appreciated.

Q: Quick follow up to my question on max weighting for BTC in a portfolio; what would be the max portfolio weighting that the most aggressive investor amongst the 5i crew would be comfortable with?

Q: Does this ETF pay its distributions in CDN or US dollars ? I am looking for Canadian high yield ETF’S that pay in USD. Do the applicable ETF’S advertise their yield factoring in FX ?
Thanks
Derek

Q: I've owned this ETF in my RRSP for about 4 years now. I bought it to increase my exposure to industrials. I'm happy with the results but the fund's AUM is approx. 95M. The fund has been around for 11 years but should I be concerned about the small size of the fund?

Q: I am looking for a mid-cap ETF (listed in USA only) that:
-Has not more than 300 companies (the fewer the better).
-Constituents listed anywhere , although prefer constituents listed in developed markets) .
-Includes *ONLY* profitable companies
-Constituents chosen based on key factors such as: ROE, ROCI, FCF, good gross and net margins.

I have a small position in XMHQ but ETFdb.com is somewhat lukewarm towards it. Therefore, rather than add to XMHQ I wonder if you could recommend one or more suitable ETFs that meet most, if not all, the above-noted criteria. (I am fine adding to XMHQ if you believe it to better than other ETFs available in the US; however XMHQ does not quite meet above criteria. ao:sab

Q: I am looking for CDN version ETF for IGV, XSMO and IJH. Is there any or similar in CDN dollars.

Thanks for the great service

Q: Short term cash US cash investment.
Hello 51 team,

I have a portfolio at Nat Bank, using NBC101 to park cash; however, it is a bit inconvenient as it required at least 2 days between selling and buying the mutual funds and another day until it posts in our account while ETF is the same processing rule as equities.
I appreciate having your thoughts on using ETF instead==> ICSH vs JPST
What are the difference between the 2 and which one will be your pick?
I noted that ICSH (lower fee .08%, smaller size) vs JPST (higher fee, much larger size). Thank you!

Q: What is your outlook for BTC? It seems it has been consolidating since may. Do the technicals suggest it is due for a breakout?

I added aggressively to my position in IBIT this Monday, upping my stake to 13% of my portfolio. I own no gold.

For an aggressive investor, what would
Be the maximum reasonable position size for BTC?

Please comment on my move. Feel free to admonish me know if needed.

Thank you.

Q: Just put 8k in a FHSP. Can you please suggest how to invest. Next year will be another 8k etc.
Thank you

Q: There are a few parts to this question...
I'm bullish on Bitcoin longterm and think it will appreciate well in the coming year or so and overall in the next few years (despite still being volatile).
If one were to borrow and invest in a non registered account:

1. Can you write off the interest expense if you buy Bitcoin from an exchange and hold in cold storage?

2. If you buy an etf -and can write off the interest expense- what are the trade offs in buying a spot etf (FBTC) vs. a yielding etf (BTCY.B)?
My thought is the monthly dividend payment on a yielding product would be about twice the interest expense in this case so that would be a benefit over the spot etf if there's sideways price action or bitcoin volatility. Can you comment on the basic tax implications of this plan as well as the investment plan. All things considered would it be preferable to own the spot etf? Any other thoughts or suggestions would be welcome.

Thanks very much

Q: Retired, dividend income investor. NRGI (the income ETF of Eric's) has been around since March 07/22. I've owned it since Oct 2022 and am basically flat.

The last question on NRGI was roughly a year and a half ago. What are your current thoughts on it's performance since inception and how it looks going forward?

For perspective, this is a smaller position for me, while I have a very full position in Eric's NNRG ETF (which has done incredibly well for me).

Thanks....Steve

Q: Hello! I invested some of my young son's money into bkcl, thinking that Canadian banks are reliable and it will grow over time. The fees for the ETF are high, but it pays about 12% dividend monthly. It actually pays more, but I have deductions as I don't live in Canada. What is your opinion about this kind of etf, ie based on Canadian banks, high management fee but very high regular dividend? Thank you!

Q: I was considering A switch from ZRE to Rmax for my RIF. What would be your opinion? Thx, James

Q: Can you comment on this new Van Eck fabless semiconductor ETF…apparently trying to avoid the heavy capex and cyclicality costs of manufacturing

Q: If u were to buy only one all in one etf what would you suggest - for longer term 3-5 years growth

Q: What is it mean by Evolve Leverage Dummy in its portfolio ?

Q: Morning. As always your analysis is greatly appreciated.

Are there any generalizations you have on what sectors would benefit from a Harris win in the US election and what sectors would not benefit from a Harris win. I assume the answers would be opposite for a Trump win.