Investment Q&A

Q: Is there withholding tax on distributions if held in tfsa?

Q: Hi 5i.
I own small position in Sprott Silver trust.
I would like to add small position(s) of some silver producers.

What are you recommendations for an ETF, which may make the most sense or perhaps 2 producers. Prefer a conservative (for retirees) choice(s).
Thank you for the great service.

Q: What would be a good replacement for MMF559 - could you provide a mutual fund and ETF option and brief points why. Or should I just keep it? Just not sure it's performance justifies the cost.
Thanks

Q: Thank you for your great service. I have read The Wealthy Barber and was wondering what your thoughts are on the 10% rule (i.e. investing 10% of your income) and if, as a 35 year old, dollar cost averaging into a mutual fund/etf is one of the best ways to save for my retirement? Could you recommend an etf that would be suitable for this investment strategy? Thank you.

Q: I there a US withhold tax on VNN? Does it make a difference if it is held in a RRSP or a TSFA account?

Q: What is your forecast on gold versus silver? Which commodity do you feel will do best over the next 5 years?

What is your top recommended gold mining ETF and silver mining ETF in Canada and the US? What is your top recommended gold, and silver, mining stock in Canada or the US?

Many thanks for this excellent service.

Q: Thank you and your team for all the helpful information and advice. What might be a good place to park cash for about 90 days?

Q: Hello
What is the best way to hold gold bullion? Is it in an ETF?
Is there a Canadian ETF that invests in the metal?
Thanks
Jeff

Q: Thoughts on ZROZ vs TLT right now given the run up in yields.

Q: Which is the better long term etf choice?

Q: Is the income from this fund "tax free" in a TFSA

Thankyou

Q: Please give me your opinion about this AND an alternative Bank ETF. Thanks!

Q: I have USD in my US account. Can you suggest a US ETF on the US market where I can park these funds.

Q: I went to a large cash position in my rrsp a few weeks ago, and now I’m interested in putting part of my retirement portfolio (I retired Jan 1) into high interest etfs that I can buy and forget while they generate income via yield. I’ve added a few I’ve been looking at to the ticker box. I’m looking at bond etf’s but I don’t fully understand when to get in and out of bonds - can an investor buy and forget? I’m also looking at covered call leveraged etf’s based on the S&P and Nasdaq indexes. I realize an investor has to have a strong stomach for the volatility associated with high interest leveraged etfs, but for purely an income vehicle, can you provide a few names based on the above criteria? Assuming about 10-15% positions, what percentage of a retirement portfolio would you invest in high interest etf’s, Hoping to generate 8-10% annually from the portfolio. The remainder of my portfolio is mid cap large cap US and Canadian equities. The usual suspects.

Q: Can I get recommendations for the following:


Best Europe ETF (cad listed)

Best Emerging Market ETF (cad listed)

Just vanilla etfs, though would like a dividend

Q: There was a recent question about BOXX. Can you provide a bit more detail….what sort of cost (MER etc) is involved? Is it fairly liquid? can you hazard a guess at its current rate of return? An HISA is currently paying 3.9%….is that comparable? Many thanks

Q: Hello, I have some US cash in my US TFSA, can you suggest a good place to park cash for the short term (1-2 year) needs given the current environment with tariffs etc ???

Q: hi
I’m trying to build a simple ETF portfolio with TSX & S&P500 exposure so that’s it’s easy to add during dips.
For the S&P500 i’m thinking XSP.
Not sure what to do about the TSX. Undecided on XIU, XEI or XDIV. I realize the composition of each is different. Energy, Financials, Utilities etc. What would you do?
Thanks

Q: I am holding a substantial amount of US funds. With people getting out of US stock market and the downward trend of the American dollar, I would like to know your recommendations. Should I buy Canadian stocks, Canadian Cash ETFs or leave the funds in the US until the tariffs are settled?

Q: Retired investor can wait, not ready to leave risk assets.

My current allocation is 9% International markets, 38% US, 27% Can and 27% Cash and bonds.
Would like to start dipping some Emerging markets. For long term hold, how would you proceed and in what % in can$ ?
I just sent a question regarding ZEM, actually if we need to reduce the US allocation than us$ can be used to buy EM. Please make the necessary correction to the previous question if need be.

Thank again.
Yves

Thank you
Yves