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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have these 13 stocks at equal weighting of approximately 5 percent each in my RSP, along with 35 percent in fixed income. Stock value of approx 1,300,000. Fixed income is approx 650,000. Cash 50,000. In your valued opinion, is the above stock selection diversified enough?, or are there other sectors I should be in. I am 69 and going to retire in the next year.
Read Answer Asked by Allan on July 07, 2020
Q: Hi. I would characterize myself as an income investor, but like many others am also trying to position myself for "conservative growth".

I currently hold 3% positions each in BIP, FTS, BEP and a 3.5% position in CPX. I also have a 4% position in ENB (I see it as a pseudo utility/energy).

I'm down about 5% on FTS and BEP, even on BIP and up 15% on CPX.

I'm thinking of selling FTS at a tax loss and picking up AQN for the higher dividend and what I see as better potential for growth.

I may consider adding FTS back in at a later date. What do you think of this strategy, or would I be better to leave things as is? Do you see BIP, BEP, AQN and CPX as having better growth potential in the next 1-3 years? What would be your recommendations given this mix of holdings?

Thank-you in advance.
Read Answer Asked by Cory on July 06, 2020
Q: I would like to add two companies to my portfolio to increase my US dividends. What would you pick from these 5? Currently NTR and QSR have a higher yield. Does this indicate a higher risk and should I look at a lesser Yield in order to preserve capital?
Read Answer Asked by Kelly on July 03, 2020
Q: I will retire in two years at 62 and receive OAS and max CPP at 65.

I have significant savings and investments.

At this moment in time what are your top five long term income producing investments. Relatively safety with some growth potential.

Thanks much.

Read Answer Asked by Dave on June 30, 2020
Q: Teal Linde was on Market Call yesterday and he said that the canadian utilities like Algonquin have used their clean balance sheets to leverage and buy up US utilities over the past decade (since the 2008 crisis). He said that is mostly played out now and growth will be much more challenging. I suspect this may have played a part in aqn's weakness the past two days. More important: is there much growth left in AQN's future?? I have bought a variety of income stocks that have good growth prospects (for both cash flow and dividends), and benefitted greatly. One of them has been
AQN...but is that run over?
Read Answer Asked by arnold on June 24, 2020
Q: Looking for 2 stock recommendations for each of my children's RESP account. I tend to prefer companies paying a dividend. Child 1 is 15 years old, needing the funds in 3 to 4 years so picks would need to be conservative. Child 2 is 11 years old, needing the funds in 7 to 8 years.
Read Answer Asked by Linda on June 22, 2020
Q: We’ve moved 60% of our cash position back into stocks which either had at least a B+ from you, or which you spoke highly of. After the selloff on 11 June we’re down overall about 1%. Not too bad but we’re wondering about how solid this portfolio is for more bumps to come. All are for holds of at least 2 years before taking some gains. Question - do you see any red flags before we invest more in these positions? Would you consider reducing any sectors and increasing others? If so, what would you drop and what replacement options would you consider? Presently, no sector exceeds 25% and most positions could be topped up. Previously, we had more dividend income. We are mid-sixties and the pension covers about half of our expenses. Many thanks in advance for your trusted views.
Cash - 40.2%
Telcoms (4.3%) - BCE 2.3%, T 2.0%
Cons Def - COST 2.6%
Energy – ENB 2.7%
Fin Svcs (21.9%) - BNS 3.3%, BAM.A 4.5%, GSY 0.8%, RY 0.8%, SLF 3.0%, V 3.4%, JPM 3.0%, MCO 3.1%
Health - MDT 2.8%
Ind (4%) – CNR 0.9%, RTX 3.1%
Tech (15.1%) - KXS 1.8%, SHOP 1.7%, CRWD 2.2%, DOCU 3.4%, MSFT 3.4%, CRM 2.6%
Util (6.5%) – AQN 1.6%, BEP.UN 2.2%, CU 2.7%
Read Answer Asked by TOM on June 15, 2020
Q: I'm looking to add another 5 quality dividend payers for the long term. Do you see any issues with my existing positions? SOME growth would be nice but secondary to dividend amount and safety of dividend. Industry and country are not important.

Thanks
Read Answer Asked by Robert on June 15, 2020
Q: I see AQN and CAR.un will be added to the TSX60 and the others mentioned will be added to the TSX Composite as of June 22. Would you consider any of them a buy at current levels based on this news and their underlying fundamentals/valuations??
Read Answer Asked by Chris on June 15, 2020
Q: Can I have your opinion on 3 quite safe and high paying dividend stocks. I have 30k in a savings account at 2 % being taxed and I have room in my TFSA, but I really feel better with quality dividends rather than risk at this time.
Thanks, J
Read Answer Asked by JAMES on June 02, 2020
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