Investment Q&A

Q: Good morning 5i team
My daughter asked for my recommendation on where to invest the $22K she and her husband have in our two grandchildrens' (10 & 7) RESP. They are currently in a 60/40 set of bank mutual funds, and they contribute $100K a month. They are prepared to accept moderate risk. I don't particularly like bank M-funds, and am thinking to suggest 40% in a 5-year GIC, and 60% in blue-chip dividend payers like BCE, BNS &/or ENB. I would appreciate your advice on my general approach and stock picks.
Granddad Edward

Q: Hi,

SHOP has held it's own very well wondering if it would be a good idea to reduce SHOP to small position from full position. And buy SIS, BNS, NFI or PBH..for safety and growth when the markets decide to rebound...Your thoughts and sage advice welcome.
Also I am surprised at SIS sharp drop for a small miss...Should I be taking advantage of this?

Thanks. Shyam

Q: What would your advice be relative to exceeding a theoretical 5% limit for blue chip Canadian companies which have been beaten down by simply market sentiment in a lot of cases? I'm thinking of increasing my holdings of some of those I have listed. I realize I can buy CDZ but have a slight preference for individual companies.

Thanks

Q: Hi,

For a 2 year hold, which would you recommend in order of preference?

Thank you.

Larry

Q: in my portfolio , I have bns 20%,bce20% ipl10% enb10% ad10% and 30% cash. after this pullback , should I invest more in these holdings or go into a different sector , I need income as retirement is coming . thx Jack.

Q: Greetings 5i team, Valuation measures look fine for IAG. How does IAG compare to other Ins. Co's and financial svc Co's for earnings growth and i-rate environment moving higher ?

Q: Hi Peter/Ryan
I don't have any banks in my portfolio. In current scenario is it better to go with single ETF or buy individual listed banks. Value your opinion.

Thanks
Sanjay

Q: I hold 200 shares of both BNS and TD. Tired of watching BNS slide and wonder if I shud be selling while I still have a profit and putting it into TD or would you consider another bank. I also have 985 shares of Olympia which id doing well. How do you feel about Boyd?

Q: Hi,
I'm thinking to buy either of these banks or both due to the recent pull back for a 3 to 5 years time frame.
Which one you prefer to own?

Thanks for your expertise!
Jane

Q: Having read todays word from you on DOL, would you be buying at this time. Also would one be adding to BNS. Presently have a partial position but wondering about the next few years and loan defaults. Regards

Q: What bank stocks look like a compelling buy for short term profits?

Thanks Kim

Q: I am looking to add up to 10 new positions to my TFSA with a 15+ year outlook. Would you recommend any alternate companies to consider or replace from the ones I mentioned above?

Thank you
Dave

Q: I have $20,000 to invest outside of an RRSP/TSFA/RESP. looking at a 3-5 year timeline. Obviously tax is a consideration so would assume a couple of decent Canadian dividend paying stocks would fit the bill. I'm 20 years from retirement. I would look to buy 1/3 positions now and see if the market bottoms before I dive right in.

Thanks in advance for your thoughts/insight
D

Q: what is your favorite dividend stocks that you would love to buy at a tax loss opportunity. thanks I realize the assumptions I am making but would like your thoughts.

Q: Bns has not done well by me, would you recommend adding to my td stock or buying another bank. What is your opinion of bns for the foreseeable future? Thank you.

Q: Where do you see Canadian banks and financials heading? Do you see the downturn ending in the next month or two?
Guy

Q: Hi Ryan what do you feel the reason for bns decline more so than the others and were do you fell support is for this stock is
The profit I had is almost gone and soon will be under water again.
Kind regards
Stan

Q: I've noticed that SHOP has consistently made lower lows and lower highs over the last 6 months. It's a high flier and I don't completely understand the company but do have it as a holding.
Is the revenue growth slowing? Is there any reason to be concerned?

Completely different stock but BNS has been consistently making lower lows and lower highs for the last year. Looking deeper at the chart, I see that the stock did nothing for 5 years from 2011 to 2016 (admittedly, comparing a peak to a trough) Canadian Banks have generally become accepted as a 'no brainer' investment based on the monopoly and returns over the last 30 years. Most industries seem to get disrupted over time, is it reasonable to expect Canadian Banks to have the same growth over the next 10/15/20 years?

Thanks!

Q: BNS is down about 14% over the past year. Average revenue growth rate over the past 3 years is 3%. Net Income average growth over 3 years is about 1%. The share price is about the same as it was 4 years ago. Yet BNS remains your favorite Canadian bank. Why is that?

Q: RESP Question: My oldest son has 4 years to go until university and my youngest 7 years. I have $28,000 saved so far in an RESP and all is currently in a low yield interest fund. Can you give me a few suggestions on investments considering the time horizon? I was thinking Telus, BNS and maybe Enbridge. Thoughts?