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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: we hold a 2% weighting in bns/td and 7.5% weighting in cbl/fsz/eci/gsy for a total of 9.5% in financial we have room in a cash acct for more dividend paying equities would you add another bank such as ry or leave this sector alone as we follow your balanced portfolio fully with the addition of selected growth and dividend companies from your other two portfolios...thank you in advance
Read Answer Asked by gene on June 22, 2017
Q: I own BNS and was just thinking about the rate increases mentioned from the bank of Canada, if rates rise the dollar should also strengthen, and if the dollar strengthens will it not affect earnings at BNS, they do a lot of business outside of Canada. Would it be wise to switch BNS for TD, as most of TD's operations are Canadian and USA focused?
Read Answer Asked by Nino on June 16, 2017
Q: are there any Canadian companies that are dividend payers and well established, that are not over valued and would be considered a bargain currently? thanks.
Read Answer Asked by jim on June 06, 2017
Q: Hello 5i Team, I would like to reduce my financial sector holdings from the current 19% to 15% or less, mostly as a defensive move against the potential of a sector "down-draft". Currently hold POW-2.0%, IFC-3.0%, MFC-2.5%, and BNS,TD,and RY at 3.5% each. I am leaning towards eliminating POW and trimming each of the banks to get to the target (income from POW is great but also the only one I am underwater on and I'm not a huge fan of income at the expense of loss of capital), but I also know you don't feel the need to necessarily hold 3 banks so could just sell RY and call it quits. Trading fees not a consideration. Would appreciate your thoughts as always,

Regards
Read Answer Asked by Stephen R. on June 06, 2017
Q: My holdings in the banks are pretty well equal. Circumstances have arisen which require me to decide whether I should shift this balance against the most overvalued to the most undervalued, if there is a worthwile difference among them for a long term holder. Would you be inclined to rank them and indicate whether your order represents significant differences?
Read Answer Asked by Carl on June 05, 2017
Q: Hello, I want to start a small portfolio on margin with 2 or 3 stocks with good dividends to outweigh the loan fees and generate leverage. Is this a good strategy ?
Read Answer Asked by Francois on June 02, 2017
Q: i have a bit of a high allocation to banks and i was thinking of trimming Bns. I am also doing this because i have some fear of a housing bust and the proximity of the banks to such an event. And also because there may be a good chance that capital gains tax will be increased next year. I will re invest this money and my question has to do with what sector do you think would be the safest if a housing crash should result. For instance i had thought of buying Canadian Tire. But, i imagine a drop in the housing market will have a big affect on their sales as well. Appreciate your thoughts as usual
Read Answer Asked by joseph on May 30, 2017
Q: I need to convert my RRSP to a RRIF by Dec 31. The portfolio is all GIC and bond ETF's. I want to add an equity factor to increase the total return that will cover the early minimum withdrawal requirements. For each sector I want to pick one larger stock that is stable and fairly valued vs an equity etf. I picked BNS.NFI,MG,ATD.B,OTC,BCE,BEP.UN,ENB,GUD and CCL.b.

What do you think of the selections and any other thoughts you may have? Thanks
Read Answer Asked by Richard on May 23, 2017
Q: Can you give me a few names with the safest dividends and yielding over 3.5%? In evaluating dividend safety do you prefer to calculate the payout ratio vs earnings, operating cash flow or free cash flow? If FCF do you average CapEx over a few years or use depreciation as a proxy for stay in business CapEx?
Read Answer Asked by Andrew on May 16, 2017
Q: Can you rank the stocks best to worst in your opinion. These are the stock s that are in my Financial Services Sector. Would you add, swap or remove any of them? My portfolio holdings/thoughts are very similar to your BE Portfolio. I was thinking to remove RY. Thank you and great job.
Read Answer Asked by Terry on May 16, 2017
Q: My belief is that you earn more with quiet, boring, steadily growing stocks than ones with a lot of fast rises and fast drops. I like a certain degree of stability which does not include dropping 10% or so when the stock misses earnings slightly, such as Enercare has done today, for example (a stock I considered boring). Which Canadian stocks do you think best fit this category? Or do any?
Read Answer Asked by John on May 15, 2017
Q: HI peter Can I have 5I comments on Moodys downgrade on Can banks
Kind Regards
Stan
Read Answer Asked by Stan on May 12, 2017
Q: Hi,
I'm young and have good income, good risk tolerance and no need to withdrawal any of my investment dollars anytime soon. I'm looking for long term growth mostly. Currently I hold the listed stocks, do you see any names that jump out as really bad/ should sell? Is anything really lacking and maybe should be added? Right now everything is held in a tfsa.

Thanks!
Dave
Read Answer Asked by david on May 05, 2017
Q: Hi 5i,

I'm looking for some help picking my next 2 or 3 stocks or ETF to add to the income portfolio listed above.I started building this portfolio 5 month ago hoping not to buy at the top. I'm trying to buy 1 or 2 positions every month to average in to the market.
Planned retirement date December 2018.

Thanks in advance.


Read Answer Asked by Stephen on May 05, 2017
Q: Currently building the BE portfolio. In Technology, I only own CSU, looking for a second name to add. Which company would you add for diversification? If you think I should add two half positions that would be OK too. Thanks!
Read Answer Asked by Jean-Bernard on May 04, 2017
Q: Good Morning,
Some recent pressure on Canadian bank stocks lately, do you see this continuing in the near term? I would like to add some BNS to a taxable account, what are your thoughts. This will be a long term hold. Have TD and RY in TFSA and RRSP.
Also what are your thoughts on CNR for a long term investment in a taxable account.
Thank you
Read Answer Asked by Kyle on May 04, 2017
Q: What would your suggestion(s) be if one wanted to have the safest portfolio possible which generated a 4%-5% return? Would the 5i income portfolio be considered the lowest risk, lowest volatility option to get the desired return?
Read Answer Asked by Richard on May 01, 2017
Q: I would like to buy some preferred shares of the canadian banks.
Would you recommend one bank over the other and which series.

thanks,
Read Answer Asked by Kosta on April 28, 2017
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