Investment Q&A

Q: Good Morning,
Some recent pressure on Canadian bank stocks lately, do you see this continuing in the near term? I would like to add some BNS to a taxable account, what are your thoughts. This will be a long term hold. Have TD and RY in TFSA and RRSP.
Also what are your thoughts on CNR for a long term investment in a taxable account.
Thank you

Q: What would your suggestion(s) be if one wanted to have the safest portfolio possible which generated a 4%-5% return? Would the 5i income portfolio be considered the lowest risk, lowest volatility option to get the desired return?

Q: I would like to buy some preferred shares of the canadian banks.
Would you recommend one bank over the other and which series.

thanks,

Q: hi. im looking to add 3 names to my dividend portfolio. can you rank these names for me for best investment choice for long term play and safety.

Q: Is the drop in BNS due to negative sentiment around Home Capital? I'm trying to determine if this is another buying opportunity.

Q: Canadian banks and residential mortgages
My impression is that Canadian banks sell their mortgages. (Perhaps this is only the case for smaller banks.) Also, a portion of their portfolios would be insured. Do these points have a material impact on the actual exposure of the big banks relative to the apparent exposure arising from the volume of business? Are there comparative bank stats for their exposure in various lending markets, by sector and geography?

Q: Hi Peter and Gang,

Just wondering what your views are on Canadian banking industry going forward and if the 5 big Canadian banks are a buy, hold or sell.

Thanks,
Harry

Q: do you think this is a good time to buy a bank stock or the ETF. for a long term hold? could you list your top 3 Cdn banks? thanks Jack

Q: Hello Peter:
I see a constant flow of questions about "best growth stock", or "best for Balanced Portfolio", but can't remember one on Income Portfolio stocks. So here it is: could you give me your 3 (stretch it out to 5 if you wish), best stocks for income? The criteria might be:
- amount of dividend/distribution
- safety of the dividend/distribution
- growth potential of the dividend/distribution

I do apologize if this question has been asked and I somehow missed it.
thanks
Paul L

Q: Hi Peter and Ryan, I have held Lloyds and Santander for a long time still down 35%. Should I sell both due to the uncertainty of Briex and buy some more BAC, C, TD, BNS That are also held in equal amounts. US Banks are ADR's.
Do you know when Lloyds will receive the next Dividend and how much it will be ?
Thank you, to you and all your staff for excellent advice, I have all the stocks in your Balanced and Growth Portfolio's and the best performance I've ever had. --- Ian

Q: The Canadian bank stocks have been declining since the last week Fed Reserves rate hike and potential more hikes. What is your opinion about Canadian banks in short run (one year or so) and long run (3-5 years)? From your professional point of view, when the Central Bank is about to raise rates in the future?

Q: Please accept my apologies for what could be a request for a long-winded answer. You welcome to debit my 5i bankroll for 5 question credits in effort to better compensate you for your time.
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If possible, please provide your opinion on something I wish to term "Peak Credit" in Canada. We are all aware that Canadians are spending themselves into a life-long love affair with mortgages, lines of credit and credit cards. With Canadian interest rates at 35 year lows, the availability of loans and credit climb while region-specific real estate prices inflate to valuations that seem to defy logic. Young families in their 30's commonly have mortgage debt over $500k and barely earn the income to cover payments at today's rates.

In general, what is the mix of insured/un-insured mortgage debt on the books of Canadian banks? If wages are not keeping pace with inflation and the cost of living, how are Canadians ever going to own their own home? Are we doomed to a life of the English, where the concept of home ownership is more of a dream than it is a reality?

Do you feel banks in Canada are prepared for higher rates in the next 3yrs?

Is Canada showing the early signs of a credit bubble?

Do bank common stock investors have anything for fear?

Am I a coyote howling at the credit moon?


Thank you for your guidance. This topic should be on the minds of many Canadians.

Q: Can you rank these Banks for me. Thank you

Q: TD represents 6% BNS 4% and CM 2% of my portfolio with no other banks.
I am considering switching BNS and CM to RY or should I go with ZBK for direct exposure to the US. Objective is growth. Should i increase my financial exposure? Add insurance Co or stick with banks?

Q: Is the pullback we are seeing today a good buying opportunity? Do you see further weakness to come at least shorter term

Q: comments on earnings please ... thanks

Q: Can you please provide 4 or 5 names of low volatility stocks that in your opinion are profitable and priced at a bargain ?Thanx Robbie

Q: i currently only hold bns for financials. It has been very good over the last year. I'm thinking about adding slf (to hedge against potential interest rate hikes) and fsz for some extra upswing potential to balance against the security of bns. I'm 31 years old, they're all held in my tfsa, I'm thinking long term and am ok with risk. Do you have issues with either of these two? Is there others you'd prefer to accomplish what I'm looking for? Do you think rate increases will push bns down enough to make it cheaper to add to or is trying to get the timing right with that not worth waiting for?

Thanks!

Q: Good morning 5i Team.
Do you believe in stocks to hold forever?
If you do, which ones would make your short list?
I look forward to reading the questions and comments daily.
Thank You.

Q: Hi,

I am looking to increase my weighting in the financial sector. I own SLF already. What company or companies would you recommend at this time?

Thanks
Paul