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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello, 1.How does one protect them selves from large market crashes?
2. If one were to start a portfolio with only index funds, etfs which are the ones you would suggest. Maximum 5 etfs. Thanks.

Shyam
Read Answer Asked by Shyam on February 19, 2025
Q: I am looking at VTI or QQQ for a long term hold in my RRSP. I have read that value has outperformed growth over the long term, so VTI would be better as it’s a large-cap blend instead of growth ETF (QQQ). Do you expect growth to outperform value or vice versa over the next 25 years?
Read Answer Asked by Austin on February 18, 2025
Q: Currently holding equal parts VCN,XEI, XIC, ZCN in a small self managed portion of my RRSP savings, was doing another deposit and wanted to see if an equal distribution amongst the above or add some other ETFs to achieve better industry and country balance, for a 15 year hold?
Read Answer Asked by PAUL on February 14, 2025
Q: For a RRSP account in which money will need to converted to a RIF in 6 years which technology stock would you buy today. Please list 2 names.

Thanks
Read Answer Asked on February 14, 2025
Q: Dear 5i,
Thank you for your awesome work and valuable insights. Would like to invest 7000$ into my 19 year old Son’sTFSA. What stocks or Etfs would you recommend for long-term growth? He currently has ZSP and AMD(20%of portfolio). Also should I replace AMD with a different stock? Thank you!
Read Answer Asked by Dimitrios on January 20, 2025
Q: Your best 3 choices for both Cdn.$ Tech ETF and US$ Tech ETF.
Read Answer Asked by Terry on January 02, 2025
Q: Best holdings for a US dolar RRIF, I already have QQQ and SPY, up sustantially and think I should take some profit and redeploy the cash. lookings fior capital appreciation not dividends
Thanks for good advice as always
Read Answer Asked by steve on December 18, 2024
Q: I'm planning on purchasing some additional US investments in my RRSP. I already own QQQ, which represents approximately 38% of my US holdings. I was planning on dividing the remaining 62% between SPY and VTI. I'm described as a growth investor with a 5-7 time horizon before possibly beginning withdrawals. May I get your thoughts on this division? Should I consider cutting back on QQQ to redistribute to the other two? The US represents 45% of my overall RRSP holdings.
Read Answer Asked by bernie on December 02, 2024
Q: What are some ETFs that I can use to diversify my portfolio and have as a buy and hold strategy. 20+ year hold in TFSA. I want a portion of my portfolio that I don't have to look at at all. I currently have VFV and VEQT.
Read Answer Asked by Danielle on November 25, 2024
Q: My portfolio is now heavily weighted to the US.

Can you recommend an ETF or 2 that would compliment my existing investments?

Thanks
Mark
Read Answer Asked by Mark on November 21, 2024
Q: I currently have the above in various portfolios. I would like to add an ETF or 2 for the US market in that deals in (CAD) funds. Can you provide a few for ETF's that would complement my current holdings . Thanks David .
Read Answer Asked by David on November 19, 2024
Q: What are your thoughts on the philosophy of a 3 etf portfolio (growth, dividend and foundational) from a retires point of that has the basic expenses covered by pension income. And some etf's you would consider candidates if you were to agree with this philosophy?
As always thanks for your point of view.

Brian
Read Answer Asked by Brian on November 15, 2024
Q: My daughter has a, no work, portfolio of these three ETFs and has averaged 24% for the past two and a half years. I have done only slightly better with my DIY portfolio - mainly thanks to you. With Trump gaining the White House would it be better to load up on VFV rather than XIC. Currently it is VFV 40&, XIC 40%, QQQ 20%.
Read Answer Asked by Bryan on November 11, 2024
Q: I’m considering setting up a TFSA for a spouse who is not interested in selecting stocks/managing investments.
Should I stick to ETFs or mix ETFs with a few conservative stocks?
Read Answer Asked by Valerie on October 11, 2024
Q: What are the chances that an individual stock picker outperforms a mix of VOO, VUG, and QQQ over the long term (20 years)? What factors could influence one's ability to do this?
Read Answer Asked by steve on October 03, 2024
Q: Why are the markets so insensitive to what’s going in the world? Near war in the Middle East, genocide in Ukraine, far-right parties everywhere in Europe, vicious comments in the US . Not close enough yet to North American pockets? Publish if you want. Thanks.
Read Answer Asked by Denise on September 30, 2024
Q: what etfs do you currently like the most right now from a standpoint of mers, how market is priced right now. Also can you tell me being new to etfs can you buy a stock etf that has u.s. stocks in canadian dollars and if yes what is your favourite.
Read Answer Asked by hans on September 26, 2024
Q: I am presently over invested inthe Technology Sector in the following,
IYW has 90% in Tech - own 150 shares
QQQ has 52% in Tech - own 25 shares
ZSP has 32% in Tech - own 480 shares
XWD has 26% in Tech - own 300 shares
VXC has 26% in Tech - own 200 shares
What is the best way to sell (all or part of) the above to reduce this category to 7% as suggested by your Potfolio Tracker?
Thanks for your great service.
Read Answer Asked by Terry on September 05, 2024
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