Investment Q&A

Q: Hi
I'm trying to build a concentrated portfolio of Canadian dividend payers. If I want to add a few more names for diversification and safe/good yield, what others would you recommend?
Thanks,
Carlo

Q: On Monday it was announced that TD Bank will pay US$1.2 billion to settle Stanford Ponzi scheme lawsuit. That being such a large sum will it have a great affect on TD Bank for this years financial statement?
Thanks for your usual response.

Q: I had BEPC (3%), BAM(1%) and BN(5%), TD(3%) but just sold my BEPC, with the intent to use the proceeds to bump up BAM. Would I be wiser to bump up my TD or would you expect the profiles and forward looking growth/income to be similar? Non-Registered account.
thanks,
Mark

Q: These are my current holdings and I am looking forward to 2023. They are held in relatively the same quantities in 5 different accounts, a RRIF, 2 TFSA's and 2 Non registered accounts. I am retired an enjoy the income. Do you see any issues with these holdings or have any suggestions looking forward. The only non dividend holding is AR.
Take any extra credits as necessary. Thank you in advance. Enjoy and appreciate 5i'S help. Happy New Year.

Q: I want to buy some bonds for capital gain. Looking at a TD bond 1.128% matures Dec 9/25. Buy at 89.0161. Special term " bail-in ". What is bail-in?

Other option is Gov Can 0.25% matures Mar 1/26. Buy at 89.3995 with no special terms.

Is bail-in good or bad? What is the better choice? Thank you

Q: Does it make sense to park some money from fixed income CVD to TD, which is close to 52 week low, and move it back to CVD, if and when TD shares have moved up.

Q: i know u here this alot but what are your favourite canadian banks today?

Q: if i was to add canadian bank today which is your favorite? i understand ask many time but doing today. thanks for your help

Q: Further to the OFSI restricting dividend increases for CDN Banks, do we have any idea as to the timing of this restriction being relaxed? Does the OFSI meet regularly to discuss this sort of thing?

Q: Hi,

Under your analytics tool, it's clear that I am too heavily weighted to Canadian stocks. To solve that problem, I'd like to get some US cash to purchase more US stocks. To do that, I'd like to use Norbert's Gambit.

I'm also overweight Canadian financial stocks so my thought is to sell my, for example, TD stock on the US dollar side of my RRSP account to get the US cash.
I would then buy GOOG or some other strong tech stocks as I'm currently underweight tech.

Based on what I've read about Norbert's Gambit, it's often suggested to buy DLR on the Canadian side and then sell DLR.U on the US side to get your US cash.

My question is - as I already have some stocks that are dual listed, such as TD, can I simply sell them on the US side of my account rather than buying the DLR and going that route. Does that make sense?

Thanks so much. Great service for the average Canadian.

Q: I am trying to maximize income In my LIRA before I convert it to a LIF. I hold a good weighting of ZEB from several years back when I was a novice investor. Now I am looking to shed the MER by going with the individual financial stocks. Would you please rank the above financials and others you think are worthy for a hold and forget steady income stream?


Thank you


Steve

Q: The top ten positions in my equity portfolio represent 30% of the portfolio. Among these top ten are TD, BAM, BAC and JPM. The financial sector represents 27.5% of the equity portfolio and the 5i analysis suggests that this be reduced to 15%. I am a new 5i client and don’t disagree with the direction the model is suggesting. Other holdings in the financial sector are: BMO, BNS,CG,C,MFC,PYPL,PNC,RY,SLF,BX,X,V. This is a bit messy but adding to the sector in the spring seemed like and was a good idea but now we need to be more conventional. I may be very wrong but I don’t consider BAM and X as financial services, particularly BAM. Looking at the holdings, what would you unload to bring down the financial sector exposure? Obviously a tax filter will be needed at my end. The question for another day will be an ask for recommendations to increase the under-weighted sectors. Having fun with the model and more importantly find it useful.
David