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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Goodmorning
My wife will be making a contribution to her rrsp this year before it will be turned into a RIFF. She has bam.a in her TFSA would you recommend transferring in kind Bam.a or cash which she also has available in her TFSA and keeping Bam.a in the TFSA?
THKS
Marce
Read Answer Asked by Marcel on November 18, 2019
Q: I'm 21 years old and am planning on making a TFSA portfolio of Canaidan companies (Mostly Blue-chip dividend paying stocks, IE, Banks, Telcos etc....) to buy and hold forever. I'm also planning on adding SHOPIFY in my TFSA and placing BABA in my RRSP. I was thinking XAW in RRSP as well top get american/international exposure, Just wondering your thoughts on this and any advice would be great. Also do you think it's a good idea to invest now or wait for a market correction or just avergae in over time in all of these companies.
Read Answer Asked by Johnny on November 14, 2019
Q: What would be a good company to buy shares in for a teenager for his first investment? It was mentioned before that it increases interest in investing if the teen knows about the company. I was thinking of Costco, Disney, Mcdonalds?
Would you be able to provide a top 3-4 names in Canada and 3-4 in the US as suggestions? Thanks
Read Answer Asked by Marco on November 12, 2019
Q: I’m struggling to decide which 3 of these holdings have the greatest potential if the only criteria was growth in a TFSA for a 5 year + hold.
I would appreciate any thoughts on which 3 you might keep and why (or which 3 you might divest and why).
Read Answer Asked by Stephen R. on November 11, 2019
Q: TFSA question. My wife and I will will retire in 10-15 years. I have a stock portfolio, She will have a good pension and we own our house. As a retirement bonus I had her max her TFSA. The stand alone portfolio is down over the last 2.5 years, took big hits on TSGI, CRH, NFI, COV, LGO that are all now sold but still own PHO, GIL, MX. The other holding are BYD.un, WSP, CAE, KXS, ATD.b, BNS, ATA, CCL.b and 1/2 LSPD. I would like to clean things up and get a better mix of growth stocks to manage for the next 10-15 years. At this time what changes would be logical or just hold as is? I was looking at DOO, PKI, ECN, GSY, SHOP.
Thank you!
Read Answer Asked by Derek on November 05, 2019
Q: I have 5 grandchildren between the ages of 0 and 11. I'd like to buy 5 stocks in my TFSA to leave alone until they are adults. Of course, I will monitor the stocks the same as I do for my other stocks, but the idea is that I would not sell unless there is a big fundamental change, and consider them a small independent portfolio. As the children come of age, the idea would be to sell a little of each I'm thinking SHOP might be an option for one holding. Can you suggest 5 stocks that would be suitable?
Read Answer Asked by Kim on October 28, 2019
Q: Wondering about where to contribute and add to next . I have a TFSA and RSP self directed ( no unreg'd trading accounts )

Started investing in the TFSA 1st so my RSP is far behind it in $ levels . Now that I have contribution room , plus more on Jan 1 should i go with ..

Topping up EMA in my RSP , would be heaviest weighting if so with TD on top right now .
Topping up RY , NFI , MFC or NPI ( all being medium weight with TD and AQN on top )
Or adding BEP or SRU as new holding to either TFSA or RSP , leaning towards BEP myself .

Thanks

Read Answer Asked by Chris on October 28, 2019
Q: Good morning 5i. My TFSA has re-trenched from a high of 108 k down to the low 90k's. My holdings were all good growth stocks but gone are TOY, SIS, NFL P.B.. I will jettison CAE this week. So I'm left with Go Easy, Boyd, and Kinaxis with a lot of cash. I will ad Bama, and Atd.B. Can you suggest 5 more dividend payers with some growth prospects for a 3 to 5 year hold. Many thanks .david
Read Answer Asked by David on October 24, 2019
Q: I have BNS at 3% in my TFSA and have been considering switching to BAM.A.CA for diversification in the financial sector and for possible increased growth. I realize the dividend from BAM is less than BNS and am not aware of which currency BAM is paid out in. I would appreciate your input re pro /con of making this switch.
Read Answer Asked by Elizabeth on October 23, 2019
Q: Are taxes to be paid on all dividends received in a TFSA or only on US $ dividends.

Thanks
Read Answer Asked by Robert on October 17, 2019
Q: I hold the above stocks in my TFSA. Since they pay dividends in USD I plan to journal these holdings to the USD side of my TFSA. Is there any risk that it could be deemed an over contribution by the CRA? I hear of cases where transferring TFSA assets from one account to another causes this over-contribution.
Read Answer Asked by Robert on October 16, 2019
Q: Can you transfer shares in kind to a TFSA, and if so does that action trigger a capital gain at the time of transfer?
Read Answer Asked by Robert on October 09, 2019
Q: "Descartes Launches Advanced Analytics Solution Using Microsoft Power BI for Logistics and Supply Chain Operations"
This looks like DSG is moving directly into the same space as KXS, could you comment on this news.
Read Answer Asked by Harry on October 01, 2019
Q: Hello. Looking for a recommendation in the telecomm, materials, and energy sectors. Can you also let me know if you see them as more stable companies IE better fit for my RRSP, or have the potential for higher growth so maybe a better fit for a TFSA? Im 40 so long runway ahead and ok with some volatility for the sake of growth over time.
Read Answer Asked by Ryan on September 23, 2019
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