Review of VersaBank

NOV 26, 2024 - VBNK is one of a few digital banks in Canada, and its core business is purchasing loans and leases from point-of-sale lenders, providing immediate liquidity without directly interacting with the borrower. With its solid risk-mitigated model, sticky deposits, and innovative tech platform, we think VBNK is positioned for sustained profitability and potential valuation growth. We are initiating coverage at a B.

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EQB Inc. (EQB $93.17)
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VersaBank (VBNK $17.66)
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Q: I have the above listed Canadian Stocks in my stock portfolio. Please rate each one as a Buy, Sell or Hold and the your reasons for your rating.

Read Answer Asked by ALNOOR on September 24, 2025

goeasy Ltd. (GSY $174.01)
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EQB Inc. (EQB $93.17)
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VersaBank (VBNK $17.66)
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Propel Holdings Inc. (PRL $30.25)
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Q: hi folks, thoughts on Q results for Versabank, Vbnk/t & q....stock took big hit on last Q results but recent news/developments seem encouraging??....Chris mentioned stock/liked previously in a podcast....have held for awhile....things look better going forward, or time to cut loose & move on....thx as always, jb

Read Answer Asked by John on September 05, 2025

VersaBank (VBNK $17.66)
- $17.66 P/E (TTM): 19.2X Cap: $568M
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Q: Hello 5i
Seems this company is having trouble regaining its money making status despite showing growth in assets.

Consolidated Net Income is way below prior year and barely dribbling higher quarter over quarter. Are they poor operators and more of this can be expected?

What are your thoughts on this investment and how much more time do you think is required until they can get it in gear?

Thanks

Read Answer Asked by David on June 05, 2025