Investment Q&A

Q: Your comments on Versabank? Is it a buy, sell or hold? How does it compare to eqb which you recently added to one of the model portfolios. Would you sell vbnk to purchase eqb? Thanks

Q: Hi 5i, only one question ever on VBNK (note new ticker - your system says VB) and it's an old one. I bought years ago, sold 25% at over 100% profit, failed to sell more, watched it descend, now just doubled down. I'm not trained in finance but to me the income statement over 4 years is good (though some expenses up), balance sheet is good to strong, cash flow good but two indicators (investing cash flow and financing cash flow) are negative, and operating cash flow has slowed (down 50% over 4 years). Nicely profitable, low debt, good business model, expanding into US (hopefully a good thing!), what's not to like?

Thanks for all you do
John

Q: I see there hasn't been a question asked about Versa Bank since December, 2021. How is the bank doing now and where do you see it going in the future? What are your recommendations regarding Versa Bank as of April, 2022?
Thank you!

Q: I’ve done well with VB the last couple of years, however i’m thinking of switching to SQ for higher growth moving forward. Would you endorse such a move? Thank you..

Q: Hello,
What are your current 'best ideas' in the micro to small cap space, 5 in Canada and 5 in the US for a 5 year hold that have a market cap of at or below $1 billion market cap, are founder-led, have high insider ownership and high forecasted annual revenue growth (greater than 20%/yr)? Thank you.

Q: Please help me understand why Versabank has popped on the pricing of thier US public offering at $10US (12.80CAD). I would have thought it would trade close to the 12.80 price today but it has been trading at 13.50-15.00. Thanks Rob

Q: Crypto currency seems on the rise. Good short article today in Barron's. This is a real threat to visa and mastercard business models. I would not want to own those stocks. On the other hand, Versa bank (vb) should benefit and they are about to get us broker coverage with their pending Nasdaq listing. It could see a huge increase in share price. Gosh the company even makes good money.

Q: Thoughts on the quarter from VB. I am holding in TFSA looking for aggressive growth over 5 years. Does VB fit the bill or should I be moving on?
Thanks
Rob

Q: What are your thoughts on VB with the launch of VCAD? The crypto currencies seem very risky as you have noted before. Should this stock be sold or does the VCAD have legs and buy more?
Thanks for your service!

Q: Please list your top 5 Canadian companies with a market cap under 250 million. Looking for potential 10 baggers over the next 5 years. Also, a brief description of why you like the company.
Thanks
Rob

Q: Versabank has been sliding and not having a good day today. Is this all crypto related or is something else at play.
Do you like this stock at current prices?
Thanks
Rob

Q: Hi group i am moderate risk investor i am struggling with FOMO on Tesla + Bitcoin. What would be the least risk way to play them both ? thanks Appreciate your help with this.

Q: Seems to me that the financial sector stands to benefit from current economic conditions. That being considered, I would appreciate it if you would share some , small, medium and large cap companies that you would buy at this time to take advantage the possible upside potential of various financials. They could be both Canadian and American companies.

Q: VB on a bit of a tear the last few months. I’m at 1/2 position and can’t decide whether to hold for overall financial sector diversification (also hold BNS, TD, SUnlife, MFC) or sell and add to one or all four of these large caps. Given VB’s valuation has now caught up to the sector, my thinking is it only now moves with the sector on go forward basis, so why not play that game with a safer large cap financial name? Does this make sense?

Q: Good morning, thoughts on Versabank's latest quarter and specifically their Cyber security business line and partnership with Stablecorp.
Thanks
Rob

Q: Is Versabank worth revisiting for more growth in the financial sector ? Have you looked at them lately?

Thank You
Clarence

Q: I notice the positive comments on VB on INK Morning Insider (stock price climb, insider buying, new mortgage capability, cybersecurity, looking for entry into US market, disruptive potential ...). Comments? Having owned it previously, is it time to buy again?

Thanks.

Q: Any news/reason why Versabank is up sharply today? They issued a press release regarding its loan portfolio a few days ago.

Q: Do you know what's moving Versabank lately? I was about to sell my shares about a month ago after two years during which it went nowhere. Do you think it is worth hanging on? What would be a good replacement in the small-mip cap financial sector, other than GSY.

Q: Would you please comment on VB results and give your opinion holding the stock for the medium and lon term.
Thank you