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VersaBank (VBNK $20.22)
- $20.22 P/E (TTM): 21.51X Cap: $635M
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Q: Analysts are pessimistic about this bank, what is your opinion ?, it is 2% of portofolio as high risk
thanks for the good advice

Asked by Alejandro (Alex) on February 17, 2026

5i Research Answer:

Analysts are concerned by competition, execution risk, and margin pressure in some periods with profit growth being uneven, but its recent momentum has been strong and it is nearing new highs. It has a small dividend yield of 0.4%, forward growth estimates are strong, and it has been demonstrating strong asset and revenue growth, particularly from its Receivable Purchase Program (RPP) and US expansion. At 13X forward earnings, we think it looks interesting here if it can execute on its growth expectations and US expansion plans.

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