Investment Q&A

Q: Are there any rumours or indications that TD is preparing to sell its position in Charles Schwab. Also can you tell if the Schwab shares are voting or non voting.
Are you aware of any banks or other financial companies that TD is looking to acquire?

Q: Morning 5i,
I'm light on transportation, and recently read an optimistic appraisal of MTL that considered its substantial dividend to be safe, highlighted its aggressive share buyback program (approximately $100M worth of shares last year and this) good price/cash flow and forward PE metrics and evaluated both it's business and business model as solid for the foreseeable future.
I wonder if you agree and how you would compare it to TFII which I know you like? Specifically, I'd be interested in your comparison of the two in terms of total return over three or so years.
Thanks!
Peter

Q: Do you have a hard and fast rule for taking profits into a spike? So many stocks peaked in November and "round-tripped", many giving back their pandemic moves. I have heard -triple-sell-half, rebalance above 7%, etc. I find that they are easier said than done. Just need to add another methodology to my quiver as I have seen too many gains melt away.

Q: Favorite (hammered) growth stock that pays a divy? Bit of bottom-fishing for a long term hold. Thanks Ron

Q: Q? Any news or whatever thoughts on dramatic drop ? Tks.Larry

Q: Hello Peter,
For an RESP today and future contributions with focus on Canada and USA, I was thinking of allocating more monies to indexes such as xic and xsp and less to sectors such as xfn or zeb , and xit. What are your thoughts? Also, i noticed that xsp has not done as well as SPY. i am assuming it is do to currency. In an RESP, I would think xsp on toronto and SPY on NYSE, both have withholding taxes.. Please comment. Thank you

Q: Hello 5I,
I recently took the plunge and bought $mttr under $12. Obviously there is risk but just thought I would ask you thoughts and opinion on this. Especially long term thoughts. Thanks

Q: Assuming oil prices remain range bound for the next 12 months at today's level, can you suggest some decent energy companies to buy for (up to a )1 year hold? Thank you.

Q: With the business update from WELL I'm reminded of a similar update from GSY in the depths of market turmoil in 2020. I think GSY re-affirmed their business at a very low stock price ($12? maybe $20?). Had I been wiser and more knowledgeable at the time I would have bought more then and I didn't.

I'm curious why one would not add to (or start) a position in WELL today?

Thx,

Cam.

Q: This maybe a silly question. I am currently owning BEP.UN in a non-registered account. Can I claim capital loss if I switched to BECP?

Thanks,

Q: Hi Peter/Ryan, PetroGirl and Eric Nuttlall are always arguing as to who was right and wrong about theses stocks and targets for them and the price of oil. Can you give us your unbiased opinion on these and if you wouldn't mind rating them from best to worst and which you might buy if you were interested in an oil stock. Thanks for your much valued view. Nick

Q: I see that WELL is planning to initiate a buyback program to take advantage of the drop in share price. Are you confident in management's assessment that the share price in undervalued? The price has still more than doubled in the past two years which is a steep increase. Also debt is almost 40% of it's market cap and they aren't currently showing any earnings. How will they fund future big acquisitions to continue this growth?

If we are confident with their assessment of value and their ability to execute going forward, should we not want the share price to drop further to make the buybacks more effective? In which case, why are they releasing material to pump the share price back up?

If the answer is that they need the share price higher to help fund acquisitions by diluting shareholders then the buyback program seems misleading.

Q: With all the news today about driver shortages, border restrictions etc, will that not have a negative impact on TFII profit?

Thanks


Sheldon

Q: Please give me your opinion of WonderFi considering it’s recent purchase of Bitbuy.

Q: Regarding the currency in which dividends from BAM Brookfield Asset Mgmt are paid:

I see you recently stated they pay in USD.

However on their website it says
“ Registered shareholders who are Canadian residents receive their dividends in the Cdn dollar equivalent, unless they request to receive dividends in U.S. dollars.”

So it does not seem to be based on the currency in which you buy the shares. Can you confirm?

I am waiting for my discount broker to confirm that I can receive them in USD.

Q: Hi 5i.
While I have never been a fan of TD Bank Locking my sister in to GIC's for her childrens' RESP, I have remained quiet on the topic.
I can no longer do that so I turn to you for some information.


For the Market linked GICs held from 2016 to 2021 - 5 years - DESPITE MARKETS and SUB Indexes being near All Time Highs, TD Bank has told my sister the maturity value of the Linked GIC is the "Minimum Guaranteed Interest Rate of 0.389% total.
Instead of the 20% Max Payout that I can easily calculate based on annual sub index values.

It is my understanding these Linked GICs are a structured product with two pieces; zero coupon Bond and a futures contract. If Markets are at all time highs (annual index values below) how can TD Bank claim the product meets only the minimum interest payment? Do you have any insight into these products or know of a resource. The reason we are in the dark is due to the Financial Planner at TD saying, "sorry I can't help you understand that, it is calculated at head office".
(side note: I wonder if this Planner will be able to sell this product after the March Know Your Client changes? The TD Product is obviously not known to the Branch Planners)


The GIC - 50/50 link to TSX Bank Index and TSX Utility Index


Bank Index Values(Jan 3, 2017 thru Dec 31 2021:
3169.62, 3467.88, 3067.94, 3398.64, 3326.3, 4418.27
Utility Index Values ( Jan 3, 2017 thru Dec 31, 2921)
235.05, 250.41, 216.78, 290.84, 319.5, 343.21


Are these products just a TD Bank Scam and will never pay out?
How can the Markets be at all time highs, after a massive run from March 2009, and this TD Bank Market Linked GIC ONLY payout "Minimum Guaranteed Interest of 0.389%?

What are the steps to make TD Bank prove this outcome?
At Branch level they claim ignorance.

PS.....Unfortunately it does not only pertain to this year. Now I have to go back to each of the past three years to see if only minimum interest was paid instead of my calculated max Payout.

Q: Hi 5i,
DND has continued to slide lower after their recent high currently at $39.

What is your outlook for this stock/company going forward and would you be a buyer at this price?

At what price would you consider it a screaming buy where reward greatly out weighs risk..in your opinion.
Thx
Jim

Q: With technology stocks presently going out of favour with buyers what 5 Canadian and 5 US technology stocks would i5Research recommend for a long time hold in a TFSA. Thanks … Cal

Q: Do you believe todays news release was intentional by managements to stop the bleeding. There is nothing new materially mentioned. That said the business model looks great.

Q: Which one (GFL or EFN) would be better for a long term hold with capital preservation and of course some growth in a TFSA account. The funds are coming from ECN special dividend, which I still have a full position in.
Thanks