Investment Q&A

Q: I currently have only limited representation in my portfolio of International markets (a few ADR's and a few ETF's). In an uncertain world, I understand it is difficult to have a high degree of confidence in what economies may do well or poorly at present, however I would appreciate your best efforts!

I am interested in 3 ETF's that you believe would show growth >5% over the next 5 years; ones that would be suitable in a "balanced" portfolio verging on a "growth" portfolio. I already own VEE and XEF.

I would also appreciate 3 specific foreign publicly traded stocks (accessible to Canadians via ADR's or markets) that fit nicely in the "growth" category. I already own ING, RACE, ASML and NBIS.

Thanks very much for your insights.

Dave

Q: PLease recommend a hedged ETF that holds international assets, and that can yield 10% in the first year, including both dividends and capital appreciation.

Q: I currently own a 3% total portfolio in international markets. I plan to raise my total international exposure to 10% from new money available. Do you think it is safe to do so. My U$ exposure is at 42%. No bonds, 7% in money markets.

I currently own XIN and ZWE for distribution. Is there overlap between VI, XEF and XIN? How would you proceed? Can you rank and propose what my options are among these ETFs with the % you would allocate to each 2 or3 ? I don't want EMs.

Thank you for your precious help. You've made me wonders since I use your services.

Yves

Q: Hi All At 5i!
I would like to substitute XIC or XIN with VFV in hopes of more growth. Which would you suggest??
Cheers,
Tamara

Q: I'm split at 20% ETF and 80% stock. Going into 2024 where do you see the canadian market vs the S&P or MSCI EAFE ? The US has outperformed the other 2 in 2023 as usual but do you believe that this continues into 2024? Could you comment on the 3 and what are the chances for the Canadian and International markets to perform better than they have in the coming years?

Q: With a large cap International mandate, what would be your recommended top Canadian ETFs hedged to the Canadian dollar and top US ETFs?

What US ETFs focused on the Industrial sector would be your top recommendations?

Q: When lookking at the ROI over 3-5-10 years. The S&P has always done better than the others. When looking at the strength of their economy and the investment that US companies put in R&D how are they gonna loose their 1st position as a super economy power? and foremost and this is the question: Why invest elsewhere? Canada with merely 5% of the world economy? Europe has been lagging since I started investing 40 years ago where else? China? gotta be kidding. Seriously why spread our investments worldwide when the best is our neibours? Just buy the S&P and wait still forever.

Thanks

Yves

Q: Thinking about taxation and witholding taxes.
Are there any of these holdings that should not belong in a CELI?

ISHARES CDN SELECT DIVIDEND INDEX ETF XDV
ISHARES CORE MSCI EMG MKTETF IEMG
ISHARES CORE S&P 500 INDXETF(CAD-HEDGED) XSP
ISHARES CORE S&P/TSX CAPPED COMPOSITE INDX ETF XIC
ISHARES MSCI EAFE IDX ETF(CAD-HEDGED) XIN
ISHARES SEL DIVIDEND ETF DVY
ISHARES SP/TSX CAPPD REITINDEX ETF
HYG
ISHARES TR-RUSSELL 2000 VALUE INDEX IWN
SCHWAB STRATEGIC TR US REIT ETF SCHH
VANGUARD FTSE DEVELOPED MARKETS ETF VEA
BMO US DIVIDEND ETF ZDY
ISHARES CORE S&P 500 INDXETF XUS
ISHARES CORE S&P/TSX CAPPED COMPOSITE INDX ETF

Q: I'm retired without a pension and have done fairly well investing with the help of 5i over the past 4-1/2 years. My question is regarding diversification and has a few parts.
1. Do you think it's important to be invested in Europe, Asia and the Emerging Markets?
2. If so would ETFs be the safest way to get decent access to those markets or individual equities?
3. Please suggest 1 or 2 EFTs/equities (your preference) for each.
Thank you for your direction.

Q: How would you rank these two groups of ETF’s for future investment returns, where the best is listed first. European ETF’s VE, ZEQ, FEZ, & XEU. Emerging market ETF’s VEE, XIN, and ZDI. In the two groups if there is a better ETF in i5Reseach opinion, please add it to the list. Please correct the list if I have incorrectly categorized an ETF. Also what percentage of a portfolio should be invested outside of North America. Thanks … Cal

Q: Please recommend 4 index etf's Canadian for my TFSA and 4 US for my RRSP. If you recommend Bonds make it number 5 Looking at 15-20 year DRIP and hold.
Thanks
Cec

Q: Hi
can you recommend one or more ETFs that together or individually cover Europe, Australia and the Far East?
thanks

Q: Is there a set/portfolio of ETFs you would recommend for a medium risk investor to ”set and forget” forever? What % allocation would you attribute to each? Timeframe would be for 25+ years.

Q: Hi 5i,
I am considering selling my position in XIN. Would you have a better replacement in this inviroment

Q: I presently hod these 2 ETF's and was looking for your opinion. They are approximately 1.25% each of portfolio. Being a small amount do I add or sell.

Regards,

Q: I currently own rid.ca and am looking to replace it with a better performing etf. What would be your suggestion?
Earl

Q: I bought these ETF's a couple of years ago for diversification purposes. They have not performed well and I am wondering if I should keep them or move on and forget about diversifying outside of North America. I do not like exchange risk.

Q: Greetings 5i team,
I hold these three securities (one mutual fund and two ETFs) in my RSP for global (non-Canadian) equity exposure, total 17% (approx 150k) of overall portfolio and am looking for 5i analysis and possible replacement recommendations. Among the three I have some active management which has been successful, but expensive (EDG), some div income incl 50% US (CYH), some global non-NA exposure (XIN). I primarily invest in international securities for the diversification and growth and not nec income.
I would like to:
- possibly trade off the div income (CYH) for greater international growth
- understand if the active management component is worth the squeeze (cost) for this particular and only MF I own (EDG)
- reconsider the mix of international exposure among the three securities

What combination of ETF(s) would 5i recommend as potential replacement (or sustain as is) for these three securities that meet my goals?
TY for your work

P.S. Good webinar today on Portfolio Analytics.

Q: XIN makes-up 1.50% of my portfolio. Should I add to it or purchase shares of XEH as suggested?
Thank's for your comments.
Ron

Q: You suggested the above ETF's for my daughter . She is moving to the USA so could you please suggest the closest equivalents if she is based in the US or would the 4 ETF's mentioned still be appropriate ? Thanks again.