Investment Q&A

Q: At the moment I have 19% of my portfolio in csu debentures
Cost 105, up about 32% from cost
As we see inflation numbers come down I expect the interest rate on the debs to shrink from the present 13%
On par to zero .
If the RATE of inflation change is from Jan 23. 6% to dec. 23 to 3% . The rate of change is 50%.
Thus the formula for next year would be 50-6.5 not to be lower then zero
Thus 0%
Am I correct
Thanks

From csu this year
This new interest rate is equal to the annual average percentage change in the “All-items Consumer Price Index” published by Statistics Canada during the 12 month period ending on December 31, 2022 plus 6.5% and will be reflected in the June 30, 2023 interest payment on the Debentures.

Q: Hello,

What is your take on this fund ? Thanks.

Q: Hello 5i Team

I am reviewing US listed Property and Casualty Insurance companies for the US dollar portion of my RRSP account (in order to receive dividends without US withholding tax).

I understand Brookfield Reinsurance Ltd (BNRE) is a Bermuda based corporation and is not subject to withholding taxes in an RRSP.

Questions:

1 – Is BNRE a suitable candidate?

2 – Please list other US listed P&C insurance companies for consideration in order of preference.

Thank you

Q: Did the SIMO deal get approved? Any thoughts on what to do with my position?

Q: hello 5i:
6 months ago, earnings estimates for year ending December 2024 were 3.21. Today, via Fastgraphs, I see 4.51. This seems to be a very large jump in estimates in a very short time. Can you explain why? And, using a PE or approximately 10, I calculate a fair value of around $45. Would you agree?
thanks
Paul L

Q: Could you comment on what has happened with VRT to go from having too much debt to consider in April 2022 to now one of your top picks for US mid cap?

Thanks

Q: Good Morning

Would you have the dates these 2 companies report earnings?

Thks
Marcel

Q: MDI was recently recommended on BNN. Could you please provide an update and if you think this stock is a good purchase at this time.

Thanks

Dave.

Q: I need to increase my weight in the consumer cyclical so I am looking at QSR and AW.UN. Would you buy both or only one? If only one is to be bought which one would you prefer?

Thanks

Q: Can you please comment on earnings?
Do you view it as a compelling buy with the decline on earnings?

Q: Can you please recommend a few companies for a TFSA that have good growth potential with limited downside risk.
Thanks
John

Q: By the end of this year, I will set up a RRIF. I would very much like to have dividends fund the expected withdrawal of 5 to 6%. There are many TSX stocks which will help achieve this goal. For example, ENB, BCE, BNS, CM, PPL, MFC, SLF etc. Currently, my RRSP is 67% CDN$ and 33% US$. I am having great difficulty finding anything in US$ that comes close to the dividend yield offered by the CDB$ stocks that have listed. BTW, my CDN$ would have about 15 positions. Big Question: How to achieve my goal with the US$ component of my RRIF? One obvious option is to move to funds CDN$, but that goes against country diversification which you often note. I am not very keen on US stocks or ETFs that pay a 2.5% dividend. Your thoughts and recommendation would be greatly appreciated. Thanks Dan.

Q: Hi 5i,

I would like to get back into MSFT, what would be a good entry point? Was looking at selling puts @ $325.

Q: any particular reason for the relatively large decline today?

Q: Good buying opportunity for the long term?

Q: MDB Peter; Any news this am for the sharp drop? Thanks.
Rod

Q: With a potential recession and also interest rate uncertainty, is RY still a good bank to hold if I'm buying for the longer term? Also it's already such a big company, how will the returns be and where would growth actually come from?

Q: I am looking for a replacement for cae in the industrials. Already own wsp, mg, tfi. Also can you give me 3 or 4 solid companies with little dept and low valuations.
Thanks Steve

Q: CGO: what is going on with this company? Shares been sliding for a while. They do seem to carry a lot of debt. Buy?

Q: Hi,

I'm looking to buy an S&P 500 ETF in Canadian dollars traded on the TSX.

What's your suggested ETF and which account should I hold it in?

I bank at BMOInvestorline if that makes any difference.

Thanks,
Robert