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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Can you please provide your most likely Cdn takeover targets in 2026 and rank them both in terms of takeover likeliness and quality of the company if they are not bought out this year (comfortable holding if a bid doesn't materialize this year).
Read Answer Asked by Chris on January 13, 2026
Q: What do you think about SPLV for lower risk investing? I understand the defensive nature of this ETF, but it's practically unchanged since Aug 2024, so I am wondering whether holding one of these new dual-direction Innovator ETFs or simply holding SPY and selling covered calls at +10% and buying puts at -10% is a better strategy here than holding SPLV. Your thoughts/suggestions on SPLV and these alternatives?
Read Answer Asked by Michael on January 13, 2026
Q: I bought VDY, primarily for the dividend, but capital appreciation has been much better than expected. Now I'm looking for a Canadian complement. I note that CDZ also contains financials and energy, but at fairly low percentages, and it seems to cover other sectors well, perhaps a bit better than VDY. Do you think CDZ would be the best complement, or is there another Canadian ETF that would fit nicely beside VDY. Again, the dividend is appreciated, but capital appreciation and low down-side risk would also be very welcome, in addition to sector balance. Thank you for all your great service.
Read Answer Asked by Gordon on January 13, 2026
Q: Your market data shows next year earnings estimate of $3.21, which gives a PEG of around 1. Your previous comments indicate this as a company that should be a good investment over the long term. However, you are cautious about buying given the WB deal : the politics, and possible biding war.
If you don't recommend taking a quarter position at the current price $89, what events would signal to you that it was time to pull the trigger on a buy?
Read Answer Asked by michael on January 13, 2026
Q: I own these 3 low dividend paying stocks on the USD side of my RRIF. All of them have done well. For my mandatory 2026 withdrawal, I plan to do a transfer in kind to my TFSA of whichever one you believe has the best growth going forward. All three will continue to be long-term holds either way.
Thank you for your wonderful service! I seldom ask questions but I benefit from reading the question section daily.
JaneN
Read Answer Asked by JANE on January 13, 2026
Q: I am getting older and I am trying to simplify my accounts in case my wife or daughter have to take over for whatever reason. I am moving to VBAL and VGRO as all in one type ETFs to make that happen. My question is about taxing: how are these viewed by the CRA?
Read Answer Asked by Wayne on January 13, 2026
Q: Hello 5i Guys

I have GIC maturing soon and looking for substitute as rates are too low.

I've looked at ZCS and ZLC as replacement.

I understand Bond funds are not without risk compared to GCI

But do these 2 Bonds funds look like suitable (Low Risk) investments rather than a low rate GIC?

Thanks as ever
Ken
Read Answer Asked by Kenneth on January 13, 2026
Q: Thoughts on Mastercard? I've had a "medium"-size position for several years and treated it more as a "buy-and-forget" stock. I'm thinking the recent 10% cap proposed in the US is likely just noise, but made me look at Mastercard again.

Do you think this is a good time to add to a long-term position in Mastercard or better to wait for a larger potential pullback?
Read Answer Asked by Patrick on January 13, 2026
Q: I would like to confirm that income from covered call ETFs is treated as capital gains and/or ROC, and income from preferred shares is treated as eligible dividends. If this is correct, I would see them as candidates for both non-registered and registered accounts.
Thank you.
Read Answer Asked by Dennis on January 13, 2026
Q: I'm interested in possibly buying Giax but would like your assessment of this etf. Thanks for your valuable information/opinion
Read Answer Asked by Gilles on January 13, 2026
Q: What implications do you see on the upcoming Supreme Court ruling for Tariffs? What markets or sectors do you see as being the most affected.
Thank you
Read Answer Asked by Marty on January 13, 2026
Q: Hello 5i. I'm below on my fixed income. ZAG is almost 7% of my total portfolio but I am looking to increase this to almost 10%. Is this too high for a single ETF, and/or are you still happy with ZAG, or would you suggest an alternative. I'm looking for something fairly safe with a reasonable yield. Thanks again for your excellent service. John.
Read Answer Asked by John on January 13, 2026
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