Investment Q&A

Q: Dear 5i
I am 62 and plan on retiring in 2 years . I am open to positioning myself for 2 more years of some growth but preservation of capital is also important .
I have about 1M in RRSP`s and and close to shifting this amt to my brokerage co. to invest .
I`m thinking the following
1-$300,000 into Income portfolio including 10 good stocks from the Balanced Equity.
2-$300,000 into two different Bond ETF`s (fixed income )
3-$400,000 into 4 different ETF`s.
Does this setup look good to you and if so what ETF`s might you recommend given the current economic climate and my age ?
I don`t need income from the investments currently but think its important to have good dividend growth along with some capital gains .
I`m like most and prefer not to pay high MER`s as well.
Please deduct more than one question for this .
Thanks and looking forward to your response .
Bill C.

Q: Hi 5i team,

I want to sell into the market now to raise the level of cash in my portfolio. I need advice as to what stocks to sell first, given the current market conditions. Should I sell growth stocks first? Or income stocks first? Should I sell certain sectors first? Should I first sell stocks that are in a loss? Or stocks that have the highest % of gain over book value (ignoring tax)? Should I sell stocks that are close to 52 weeks high first? Please explain your strategies if you were to reduce the equity holdings to raise cash for your portfolio. Thanks for your guidance.

Q: Can you provide an analysis of this ETF. I currently own JP Morgan but was looking to add another position in US Banks.

Q: I have a question about Tucows. I am watching Tucows go up this week. Can you please advise if you think there is any reason why this would not be sustained? (i.e. wondering if I should sell and just reap some profits here) Thanks very much,
Marilyn

Q: Bought BAC at 25 ( I also own Citi). As the Trump tornado seems to lose steam, is there any value to switching BAC to GS ? your thoughts please.

Q: Hello 5i team,
In response to a fellow member question regarding MG and XTC, you seem to have classified them in the Industrials sector. I had my holdings in MG and LNR as Consumer Discretionary Cyclicals; even though they fit in both sectors, where would you place them?
Happy Easter
Antoine

Q: AAR.UN has been on a nice run in recent weeks. I believe it is expanding its facilities and entering some new geographical areas. What is your outlook on the stock? What catalysts can promote it to be a stock in the 10 - 12 dollar range? What should shareholders be wary of? Thanks.

Q: Hi5i,
Would you have any ETF recommendations in the small to mid cap energy sector.
Thanks Dave

Q: RRX is the only energy stock (0.5%) in my holding. Is this the opportunity to double down on the stock after recent sharp drop or catching a falling knife ? Thank you. Bill

Q: Hello 5i
I plan on shifting a large sum of RRSP monies from my financial planner over to Questrade so i can manage it myself with the guidance of 5i Research of course .
Should i be concerned with the safety of these investments with Questrade in terms of account hacking etc via computer . Do brokerage companies generally have insurances for this type of thing ? I really don't want to be putting myself in a position of high risk unknowingly .
Thanks
Bill

Q: I don't know GSY at all and I am reluctant to invest in their wonderfully performing shares. OTOH , I hate to miss out on a great growth situation .Why do I think of them as a Usury business managing to barely operate within the consumer act ... Perhaps I am wrong . Are they no different than any bank or trust company ... ( except that they rent furniture ???? ) .

Q: Peter,
Your thoughts on this company going forward. I've held it for 6 mos now

Q: Hi peter and Ryan,

I bought into this company in the mid five dollar range. I have been dollar cost averaging ever since and buy shares at the end of the month when I have extra cash to do so. Is this a strategy that will be successful for a 3 to f 5 year time horizon. Thanks.

Q: Hi. I'm doing my taxes. With the split of EFN, I held onto the shares of both EFN and ECN after the split. Do I need to report the disposition of EFN on my income tax? The trading summary from TD indicates a "sale", so I am wondering if CRA will be expecting something. Thanks for all the great work you do!

Q: Question on shares outstanding vs. the share float. You mention in a previous answer that GSY has 60% inside ownership, is there a site that gives this number or are you getting outstanding shares from google and the inside ownership from the annual meeting report? This report would show how many shares the directors currently have. I'm trying to calculate how to buy break a larger buy into pieces and have been using the average daily number of shares traded.
Thank you and Happy Easter.

Q: Hello;
I have full position of ZCL. I would like to take full positions in CCL.B and RPI.UN for 2 to 3 year horizon.

However, all of the above are in packaging industry. Is it advisable to put so much in one industry? Thanks.

Q: At this point in time, which would you buy today?

Thanks

Q: Hi, I want to Invest some of my cash outside of Canadian and US markets. I would appreciate if you can suggest a few markets with good valuations and potential. I do not want to pick individual stocks, but instead would buy an ETF.
Thanks

Q: JE.DB.B COMES DUE 2018.SHOULD I CASH IT IN NOW OR KEEPIT FOR MY RIFF?Thanks

Q: I am confused. The 30 day rule for buying a stock you sold only applies to a cash or margin account and only applies to losses not gains on that stock. The 30 day rule doesn't apply in an RRSP, RIF or TFSA account. Is this true? Thanks.