Investment Q&A

Q: I have a son who is 31 and is just beginning his investment journey. He currently is looking to learn and has $15,000 to invest. With the uncertainty in the market he is thinking of investing 1/3 now 1/3 in the first quarter and 1/3 in the 2nd quarter. Is 5 stocks a good start with the intention of monthly contributions in the future to build a diversified over a 20-30 year time horizon. My suggestion was a equal amount to start in Royal Bank, Telus, Brookfield Infrastructure, CN Rail and a REIT.
What do you think of this plan or do you have other suggestions.
Thanks,
Doug

Q: Can you provide a 'buy' list for a person wanting to deploy $200,000 (inside RRSP) with the goal of creating 5% or more sustained cash flow - as well as growing the original capital to keep up with inflatiion? We do not have company pensions - this would serve to supplement our government pensions.
Thinking, 20 stocks across all sectors @ $10,000 each (or 5%)
Also could you include 10 growth stocks (inside TFSA) for a total of $250,000 - gotta have some fun ;)
Many Thanks
Jan

Q: Peter, if we are in for a a big long term bear market what are some canadian div payers that would suit 75 year olds that need the div? Thank you for your advice Ken

Q: I would like to compare these two companies for real return. That is capital gains plus dividend over five and ten years shown as a chart. Do you know of a web site that I can used which would provide this.

Q: ZWB vs T for a combination of growth and income in a recession and or inflationary times that we are facing. 3-5 year hold. Thnks

Q: 3 questions

What is the annual return for ENB since it went public when you include dividends & largest drawdown?

Would a 20% position in ENB for a retired person looking for income make sense?

What are the 5 safest Canadian & US stocks that would provide the best protection against drawdowns?

Q: Hi, Could you please compare the two Telcos with respect to their current valuation, historical average and past performance, respective to each other. Also, how would you rate them for future dividend growth and capital appreciation. If we own both, what would be your choice, if we wish to buy more of one of them, Today. Thank You

Q: I am shopping for a single investment offering security over 20 years combined with capital appreciation and accrued dividends (in a DRIP). ETFs do not seem to accrue fractional shares (when they have DRIPs at all); therefore I'm looking at single stocks such as BAM.A, Telus or perhaps BNS. If you had to recommend a single stock, which of these would it be, or what would you recommend instead and why?

Q: Any idea why Telus shares can’t be owned by non-residents of Canada? My broker informed me that my T.TO shares will be converted to “Non-Canadian” shares which don’t trade. I can switch back to regular shares only when I want to sell them. I’ve never run into this before and have been non-resident >10 years.
I prefer Telus over BCE but should I just switch over to BCE?

Q: My portfolio analytics is showing that I'm a bit low in my communication services sector.

Beyond the obvious telecom companies, what are some of the less obvious companies or perhaps ETFs that would fit into this sector?

Also, including the telecoms, could you rank your top few Canadian and US buys for this sector.

Thanks as always.

Q: In addition to the Income portfolio, please suggest 10 diversified Canadian large cap stocks that should produce a total return of 8% with minimum volatility and a dividend ie no roller coaster ride. Thank you

Q: You’re thoughts on Telus with its recent acquisition of Lifeworks,it’s ownership in Telus International,as well as interest in healthcare ,home security and Agriculture among other things do you see this possibly morphing into a BAM.a it must be on track for some huge earnings and also would you consider this recent pullback as a great buying opportunity for a multi year hold Thanks

Q: Without naming every company - I have full positions in most banks, insurance cos., utilities, pipes, telcos and renewables,

This is where I see some relative safety and the best yields.

With the dip and yields improving are there any names that stick out as very attractive and safe in going a little overweight on?

Q: Hi, Both BCE and Telus are presently trading about 15% below their recent highs, with general market decline and perhaps due to higher interest rates scenario in the near term. Both companies have announced excellent results and dividend increase, currently yielding 5.75% and 4.75%, respectively. Analysts are generally positive on both stocks for income and some growth and have not adjusted their earnings expectations downwards. Could you please comment on their present and historical valuations.

Our understanding is that Telcos and Utilities are good sectors to own, to protect from market downturn, current as well as in a recessionary environment. do you agree ? Also, when Central banks are done with their tightening cycle, say by 2023 end, do you see the valuations of these companies bouncing back to previous highs, assuming, there is no change to their business fundamentals. Thank You

Q: Hi - I held above utility and telecome stocks. With CPI hits 40 years high in Canada, BOC will likely rise 75bps in July. Do you think income stocks will be under pressure as yeild % may not be compelling anymore due to higher GIC rate. Which names would you sale first in a risk off environment?

I value your opinion.

Thanks,

Q: My question is about tax efficiencies on yields and distributions.
Has anyone created a table to demonstrate the tax implications for stocks? Can this be easily determined? Should REITs always be in TFSAs? What are the tax savings regular acct vs TFSA? How or what would the dividend tax calculation be for the stocks I mentioned?

Thanks for your support
Mark

Q: I'm primarily a income oriented investor with some growth. of these two companies the yield is close enough that best growth prospects is the determining factor in your opinion which has best growth. or should I own both? I already own BCE

Q: Greetings 5i,

Can you rank in a list the top5 Canadian Banks, top 3 Life Companies, and 2 Telcos in order of preferance for purchasing today for longer term hold.

Can you briefly outline your reasons as to why you ranked the Lifecos as you did in comparison to the others on the list.

Cheers!

Q: What are your thoughts on Telus buying life works, and is it a good time to buy telus stock? Thanks.

Q: Can you please provide your top 10 canadian dividend stocks which can also provide some capital growth. Time frame is 5 years. Is now a good time to start buying or should I wait?
Thank you