Investment Q&A

Q: What would be your preference among those companies based on the fundamentals and longterm potential in the global investment field.
Thanks as always for good and balanced advice

Q: Hi guys, I own the following with the respective total portfolio weightings. My TFSA is all CDN and RRSP is a mix of USD/CDN. When I rebalance, should I try and rebalance with respect to % of TFSA and % of RRSP or rebalance each holding as a percent of overall portfolio? If the latter, I would consolidate some of the holdings in my TFSA to bump up the individual weightings. Are there any obvious adjustments that I should make? I’m heavy on AAPL but have sold so much of it over the years I’m very tempted to let the remaining shares ride.
Please deduct as many credits as you see fit and many thanks for the excellent service you provide. The Q/A is invaluable as are the periodic market summaries. You’ve pulled me away from the panic button many, many times.
RESP:
VFV 1.30%
RRSP:
GOOG 4.78%
AYX 3.77%
AAPL 11.77%
BNS 5.26%
ENB 5.50%
GH 3.69%
XQQ 6.23%
JPM 4.80%
GUD 1.63%
NVDA 5.91%
DIS 3.25%
VXC 24.23%
TFSA:
ATD.B 1.96%
CAE 1.30%
WEED 0.48%
CSU 2.73%
GSY 1.94%
GC 1.59%
KXS 1.42%
LSPD 1.80%
MX 0.67%
PHO 1.14%
SHOP 2.69%

Q: Any idea why Bank of America and JP Morgan are dropping the last several days even after they both reported stellar results - should I be taking my profit out now or hold ?

Q: Hi, Peter & 5i Group, I have shares of BAC, and was thinking of switching to JPM, could you please give an opinion on this switch.
Thanks Ken

Q: I am currently holding a full position of JPM in my RRSP account. I'm considering selling it and buying a full position in GOOG for more growth potential over the next five plus years. Your thoughts please.
Thank you

Q: Hi,
Just trying to clean up the portfolio a bit. I'm holding sector ETF's ZUH and ZBK, but I also hold JPM and GILD, for example. I see that JPM is 5% holding within ZBK, but GILD is not even a holding within ZUH. Is there any point holding both the sector ETF's and any/some individual stocks in that sector. Thoughts on this?

Thanks!

Q: Good day,

Which US banks would you recommend for long term hold for some exposure?

Thanks for all the work you do.

Cliff

Q: I'm interested in researching US financial institutions for new investment ideas. Could you provide me with a shortlist of 4 to 5 US companies (e.g., chartered banks and any other financial institutions) that I might consider. Many thanks.

Q: Which bank has more potential for capital appreciation and dividend growth?

Q: Hi Folks,
Do you think this is a good time to start a position in US financials? If so, can you give me 2 or 3 names that you like. Or is there an ETF that you prefer?
Dennis

Q: Hi 5i,
My US stocks : BABA, CSCO, FIS, MU, MSFT, NVDA are in my RIF. Should I substitute AYX or TEAM or something else, Morgan Stanley, KKR? And why? Take all credits necessary.
with thanks, Connie

Q: For a long term hold, which investment do you feel will generate a better return, JPM or RY?

Thanks for your opinion.
A lot!!!

Q: greetings,

i currently own state street and am underwater and have been for some time. Getting impatient with this one and wondering if i should switch to JPM for a bit better growth and a growing Dividend. I already own WFC which i purchased earlier this year!

Thanks

Q: good time to buy ?

Q: I will be selling CM on the US as I have enough Canadian banks and wonder if I would to buy a bank on the US exchange which would be the one you prefer or better to buy a ETF since only one US bank would be own?
Thanks

Q: How do you feel about the prospects for the banking sector over the next 12-18 months? What stock would you buy in this sector at this point?

Q: Hi Peter and Ryan,
The US banks were approved for their share purchase plan. Do you think it is a good time to buy some US banks? Which one(s) do you think it is more stable and dividend safer than others? Which one has more growth potential? Can you please recommend one or two?

Thank you,
Yiwen

Q: Peter please: I have owned a full position in JP Morgan since the lows of 2009 and have had a tremendous gain in this stock. I also purchased wells Fargo and Citigroup and some other top us financials around the same time and have held all this time. Recalling how US financial stocks plumetted in 2009 has lately given me pause. After ten years of building this wonderful gain, is it now time to sell (tax is a consideration here obviously) or hang in for the very long term in keeping with my usual long term strategy and risk my gains evaporating a la 2009. I gravitate to quality companies however I realize how poorly financial stocks can behave in a serious downturn and don't want to see my hard earned gains erode in jpm. Do you consider jpm a trade or a very long term hold. Side note I'm liking Facebook these days and considering ways to fund a FB purchase.

Q: Hi 5i and team
Thanks for your sound advice during this last market correction. It made me finally understand why it's important to concentrate on limiting losses rather than going strictly for gains. I need to eliminate two Financials from portfolio. It is in a RRSP account. I do prefer a combination of income and Growth. Thanks for your help.
Gilles

Q: I am finding your 'Portfolio Analytics' to be an outstanding service. The imbalances within my portfolios are abundantly clear.
I am overweight financials with
TD - 3.55%
JPM - 5.19%
BAC - 6.77%
GSY - 1.29%
CXI - 0.71%
All stocks show a decent profit except for CXI which is down 23%.
I have fairly high risk tolerance and I look for reasonable growth. I would appreciate your recommendations on how to reduce my financials by approximately 3%