Investment Q&A

Q: I am planning to write covered calls on some of my RRIF holdings in order to generate more cash to meet minimum withdrawal requirements. If this a good strategy? Can you offer me any guidance as to what percentage above the current market price that the strike price should be for a six month call option? If not six months, what option term would you recommend? It seems to me there must have been some studies done to determine the "sweet spot" for covered call option writing, but I would nevertheless welcome your advice.

Q: What's your opinion on buying GraniteShares 2x Long NVDA Daily ETF , NVDL.

Or other Long ???? Daily ETF's.

Thank you.

Q: Hi Peter and all at 5i. Wishing you the best of the season!

Peter, first of all, I really enjoyed your last article in the National Post. Your financial stories were highly entertaining.

I manage a RRSP for my daughter-in-law. She has approximately 24K in cash due to a GIC that recently matured. (She got 5.16% interest).

She has these commission-free ETFs: CEW, QQC.F, XHC, XIT, and XST. She would have to pay a $10 commission on the following stocks and ETFs: BCE, BNS, FTS, PBH, SLF, WSP, ZIN, and ZRE.

Question 1. In what order would you suggest she uses the cash to purchase more of the commission-free ETFs?

Question 2. If there are compelling reasons to do so, in what order would you suggest she uses the cash to purchase more of the stocks and ETFs where there is a $10 commission?

I’m hoping that this question can be answered before Christmas if possible. Please use as many question credits as you see fit to provide a comprehensive reply.

Thanks as always for your valuable insight.

Q: what is the NVO revenue breakdown for its weight loss/diabetes drugs versus the various other revenue streams thanks Richard

Q: Please share your thoughts at this price level for BMEA.

Thanks!

Q: Do we know what Lumine paid for Casa earlier this year from Lumine's financials? I know there was no number in the news release previously.

Q: Everyone, if you could only have one stock in Canada for a long term hold what would it be? Same question for the US? Clayton

Q: Would you be comfortable selling ATD for a small profit and buying a full position in URI now, URI is down 14 % percent over the past month. I would then buy back ATD over time.

Or would you average into URI over time? I think the bottom may be in, as the stock has started going up again.

Q: Happy holidays…. Tax loss selling….. proxy for TLT, VDE, EMXC, OXY, PICK, LLY, NXT, ZBH, AMD, -Thanks

Q: for tax purposes in Canada, is a Canadian money market fund ETF profit taxable as income or capital gain. Thanks. Merry Christmas to all there.

Q: With recent pullback what are your top 5 Cdn and US names that have pulled back to attractive entry points?

Thank you
Tim

Q: what do you think about the commodities area right now oil and gas precious metals
and the other group of metals? do you see the stock under preforming or doing better then the tsx in general? Also what 3 areas do you see possibly out preforming the markets?

Q: Please provide your assessment on these companies. Thanks

Q: Good morning!

My non-registered is strictly canadian. It's tilted to growth as I'd like slightly outperform the index. With CSU being owned in my TFSA.

The two most probably choices are of course SHOP from the ashes and DSG. A surprisingly steady horse.

If you were me. Who do you add as a full position if 1 were to be owned. Of course diversification is key. Are both worthy of an add.

Would you please give an OK, better and vest range to do so.

Thank you.

Q: If as Satya Nadella says we are moving from being chip constrained to power constrained, what are the best stocks to play this theme? Would you look to data center power and cooling innovators or renewable energy and storage companies or something else?

Q: Dear Peter et al:

Heartfelt Thanks for your infatigable work in answering literally thousands of questions. Merry Christmas and a Healthy, Happy, Peaceful and Prosperous New Year.

As 2024 is winding down, I decided to take an inventory of my personalized "5i Research Portfolio"! Over the period of years, I have "learnt" to "read between" the lines of your answers. Your choice of words and your nuanced way of answering the questions helped me to "curate" and put together my own 5i Portfolio!

The only "loser" was Pay fare! (PAY). I am down in GSY but easily compensated by my gains in PRL. My TOI and LMN are doing "Okay". (Up and down) I will hold them for a while. Not worried about them given the cautiously optimistic "tone" of your answers to other subscribers about TOI/LMN.

Your faith in Private Equity, in BN especially, KKR,BLK,BX, GOOG,AMZN,MSFT,META and Gold have all paid off handsomely.

For the fresh funds in 2025, will you suggest add to the same equities mentioned above? If so in what order?

Or would you suggest another Private Equity firm or another steady grower that is safe?

P.S. NOT a good day to ask this question! Dow down by 1000 points!! But I can "hear" you saying, not to panic!!
Have a Great Day folks.

Q: I understand that VGT and XLK are extremely popular US technology ETF's.
I also understand that many popular US exchange ETF's are extremely tax efficient If I held these in my taxable account will there likely be capital gains/losses declared annually? If so, where can I find this historical information?
Would my broker provide this tax information annually to help me prepare my tax return?

Q: hi 5i!
and happy holidays to everyone on this platform!
I am considering adding a US dividend ETF with $CDN hedge. can you give me your top picks based on 1) past performance ( long term but up to 20 years at most ) 2) "guess-timate" of future performance including fees ( and your reasoning ) 3) Net $$ assets 4) daily trading volume 5) dividend yield and 6) dividend growth.
take as many points from me as you need.
all the best
Chris

Q: Please explain the differences with these etf's.
Do you have a preference.

Thank you

Q: Outlook for Mda for 2 to 3 year hold,financial metrics and recommended entry price? Thanx.