Investment Q&A

Q: I currently own the following at a loss: ASPN, CROX, NU, TMDX, VKTX

You suggestions on which to:

1. Sell and look elsewhere for better opportunity
2. Sell and rebuy in 30 days
3. Add into current weakness

Q: I have xhy.ca in my unregistered account and am down about 20%. Does it make sense to sell this and buy HPYT or HBND or are these totally different products?

Q: Will my portfolio be better balanced with White Cap Resource (WCP)wcp) than Cardinal Energy(CJ) as coverage of the energy sector.

Q: I am thinking of moving all my equities into ETFs. Would now be a good time to do it, or should I wait until March or so?

I have no tax benefits from doing it now. I feel that the US general market may be a bit inflated right now due to the US election euphoria. I also feel there could be some tax loss selling with certain stocks (like BCE), due to time of year. This could result in my selling my stocks low, and buying the general market high.

Could you please comment on this?

Thanks.

Q: Hello 5i staff
I have a portfolio consisting in a few etf’s and a few stocks for the American side. One of these is a small cap etf. On the Canadian side it have mostly large blue chip stocks. CSU, BNT, etc. These are mostly at the full 5% quota. I keep some of these smaller stocks, I suppose because I enjoy winning. The problem, though, is that I hate losing. I keep the amount of these smaller stocks small because of that fear of losing, I suppose. They are often between one and two per cent of a fairly large portfolio, which is low percentage wise, but still quite high dollar wise. I am an advancing senior with moderate risk profile. Have a modest pension, which allows us mostly to live without touching investments. I have been wondering lately whether I should just bite the bullet, take the risk and add more to these fast growers ( and from time to time, fast losers) or whether I should just sell them all and consolidate in the larger stocks and etf’s. especially since I can say that I have won the game? Perhaps I could keep a few for fun. But, I guess that is what I am doing now. I know that you cannot give personal advice. But, I find that you usually have interesting things to say about these kinds of situations. As well, it has been cathartic and possibly helpful for me just to frame the question.
Thanks for all the help you offer us

Q: Concerning limited partnerships like Energy Transfer , your suggested this lately: "there is withholding tax on distributions plus a 10% tax on proceeds from dispositions. In addition, there are multiple US forms that need to be filled out’".I do own the ETF AMLP in my RRSP ,and just received the dividend : there was no witholding tax or any other taxation , and the dividend did match exactly what is announced.Any explanation, plus are there forms to be filled out ?

Q: You seem to be recommending these three stocks in some of your recent replies. Can you please rank them in order of highest projected or potentially growth over the next three or four years, as well as suitable entry prices? I appreciate your time.

Q: I am thinking of selling half the position before earnings or would you recommend holding through tax loss selling. Do you have a replacement suggestion for a long term income account. Keith

Q: good morning - I have done well adding to VOO over the past two years. I recently took a position in IWO, anticipating a broader economic increase. What do you think about pruning VOO and adding to IWO? Or adding to a different US ETF?

thanks

Q: What one do you prefer for a 3 to 5 year hold?

Q: Watching Bermans call. He suggests the midcap space in the US will flourish with Trump.
I have done quite well with VUN. What is your opinion re the large cap space vs the midcaps in the next 4 years.
Do you think this is so and with extra cash in my RRSP, would you just stick with the large cap ETF or go with the small cap ETF.

Which of the large cap ETF would you choose, VFV with a lower MER over VUN?
Is XMC your choice for the mid cap ETF?

Thanks
Jeff

Q: On Friday, I mistakenly sold a full position (sr. moment) in a margin account that will result in a huge capital gain. The intention was to sell half a position. On Monday, I intend to buy back half of the position realizing the price could be different from what it was sold.

Question. For tax purposes, how do I calculate the cost of this transaction? Will it be FIFO or simple cost averaging?

Thanks for your help.

Q: Hello, I am looking to buy one of these stocks for a 5+ year term. Which order would you buy (most conviction to least) and at what entry point ?
I have funds in both US and CA TFSA accounts, so, it is not a big consideration.

Q: Hello,

Which Canadian stocks have substantial US holdings? Dividend payers and capital gainers. Lower risk companies. Please rank from most recommended to least recommended.

Thank you,
V

Q: Given that water is quickly becoming a commodity, do you think that Xylem is well positioned and considered a buy at current prices?

Would you consider Adobe, Palo Alto and Nextera buys at current prices or are there other names you prefer?

Regards
Tim

Q: I am retired and live full time in Canada. I use Norbert’s Gambit to buy US stocks for my US account. The alternative is buying US stocks from my Canadian account and paying extra conversion fees coming and going.
Does this strategy make sense?
I use the Gambit for exchanging $20000 or more.
When purchasing a Canadian etf of US stocks what are the conversion fees charged typically; would they be the same or different than if an individual was buying each stock on his own
Thanks for your advice
Much appreciated

Q: What is your top pick for a high-quality dividend grow to ETF for a long term hold (25+ years)? I have heard SCHD and DGRO are top choices.

Q: Hi, are there any Canadian dollar alternatives to SCHD.?

Thanks!

Q: What odds would you place on a potential stock split announcement coming when they report this week?

Q: The pending deal to take CI Financial private, 'may' close in Q2-2025, at $32/share.
Would you recommend shareholders hold for now, or sell it if they already are in the positive on this holding.