Investment Q&A

Q: Hello
I did read about MAGS
are there any ETF that trace the magnificant 7 in tech stocks that you would recommend?
what would be a good entry price for a 3 years hold? thanks
Michael

Q: VI and VEF have been suggested as Canadain dollar alternatives to VXUS. Both VI and VEF are hedged to the Canadian dollar. Is it better to be hedged or unhedged to the Canadian dollar? I was considering VIU which I believe is the unheadged version of VI.

Thanks

Q: This is a similar question to Craig’s question on August 8, regarding several mawer funds
I have held the above funds for a few years, and they are all positive still
Do you see underperformace of these funds in the past five years and if so would you advise replacing them with an ETF?
can you recommend etf replacements in Canadian dollar
Much appreciated

Q: Hi...kinda laughing right now. Lately XST has been trading over $100/share. Today (Aug 09/24), it is trading $50.87....three different sources...ditto. I checked the main 4 co's in the ETF...all normal, no big drop. To me, it is obviously a glitch of some sort?

Agree?

Q: I have a sizeable amount of my Retirement savings invested in Mawer Global Balanced fund and have been a big fan of Mawer over past years. YTD this fund as well as many other Mawer funds have underperformed their benchmarks. A 3rd Party Advisor suggested over the Long run I would do better to avoid the fees and utilize either VBAL or XGRO on a Passive basis thus avoiding Management fees and the eventual underperformance of Fund Picking vs Passive investing.

What do you think of Mawers underperformance recently and which strategy would best serve the needs of a moderate knowledge investor to maximize Performance?

Q: Can you recommend a list of safe dividend income ETFs with high steady monthly distributions? Thanks.

Q: For ETF’s there are a number of variations of a given index such as market capitalization weighting vs equal weight capitalization vs capped weighting and for Canadian versions of US ETF’s hedged vs unhedged. I’m sure I’m probably missing other differentiating options. For someone who wants to invest in Canadian (rather US) dollars, and given all these different options, I’m wondering what your preferred funds would be for S&P500, NASDAQ100, and an international ex-US ETF and a brief comment for each as to the rationale why? For coverage of the TSX do you prefer a fund that tracks the TSX60 or the entire index and which one would that be? Would these suggestions differ depending upon whether the funds are held in a non-registered account vs an RRSP vs other registered accounts (TFSA, FHSA and RESP)? Thanks.

Q: I’m looking to diversify the fixed income portion of my portfolio. I don’t have any bonds/treasuries so was looking at TLT and XLB. Can I get your thoughts on these and others you could recommend?

Q: My daughter is investing about $1500/month into an FHSA until the yearly $8000 max contribution is reached and will repeat this process for the next four years until the plan max of $40,000 is reached. What suggestions would you have in order maximize growth of the contributions given the relatively small $40k amount and short timeline (15 years from plan opening but only 10 years after the full $40k has been contributed) involved? Many thanks.

Q: 2 questions:
In a taxable account what would you suggest to play the role of Bonds if any? I need to beef up my bonds allocation and need to keep cash and cash equivalent in my taxable account where I have new funds.

For a young retiree with a comfortable portfolio what percentage would you allocate to cash and bonds? Volatility is not a problem for me with a long term view.

Thank you
Yves

Q: First of all, thanks for Market Update of Monday, hope it settled some people.
I was reading a rather mind boggling history on ETF’s and one thing that stuck in my head was their findings that market cap ETF’s were a momentum play with buying the winners and selling the losers while a cap pegged ETF was more of a sell the winners and buy the losers approach. Never thought of it that way. Have I got this right ? Thanks. Derek

Q: Not sure if you received this question before:
Pls recommend both hedged and unhedged ETF focused on US high tech and AI, which will generate about 10% yield including both dividends and capital appreciation in the first year. Thank you!

Q: What is a decent high-interest ETF that trades in the US? Also, are there any where the returns are capital gains instead of interest?

Thanks.

Q: Good morning,
which ETF, available at the moment, is the most effective for keeping cash without monthly distribution but rather a capital gain on resale?

Q: Good afternoon 5i
A number of people have asked about the best small cap etf. You have sometimes mentioned ijt as a good one. But, lately you have been recommending ijr. In the answers 5i always mentions whether or not someone on staff holds the given stock or etf. I was curious as to wht you would say that ijr is your preferred but not own it and own ijt, though
Thanks

Q: Please recommend ETFs to follow the Small Cap Index that you have the most confidence in; one in Canada and one in the USA.

Q: What would be your choice between :

DJQ1100-C (DESJ CP EP PL-F/SF/N'FRAC) offered by Desjardins or CASH offered by Purpose investment?


Thank you.

Q: My wife is currently doing a little experiment ($2000) with this fund because we can't believe what we see.

This month the fund is paying out 1.447 per share and has paid out more than a dollar every month this year, though less in previous years. Given the share price of $20-22, that puts the dividend at around 7.5% per month which would be a pretty good yearly payout.

I'm of the mind that if something seems too good to be true, it probably is.

Can you walk me through this one?

I am of the mindset

Q: Can you please let me know if SOXS, FNGU and MAGS could be traded in TFSA account? Thank you!

Q: I have US cash to manage to fund our snowbird expenses. I need lower risk, liquidity, with a decent return and HISU.U seems to meet this criteria. Do you think there is a benefit to diversify the cash portfolio into equal amounts of other similar ETF's like PSU.U, ZUP.U, ZMI.U or ZWB.U? Can you recommend a US ETF with moderate risk and opportunity for growth that I could allocate 20% of this cash portfolio for a 5 to 10 year hold? Thanks!