Investment Q&A

• Global X S&P 500 Index Corporate Class ETF (HXS $99.00)
  • $99.00 Cap: $5.83B
  • View HXS Profile
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Q: As a follow up to my question on January 8 regarding ETFs you suggested ZSP to represent S&P 500
Would HXS be a better alternative since there will be no withholding tax in the TFSA as per asked by Danny boy on January 10?

Upvote 2

Read Answer Asked by Indra on January 13, 2025

• iShares S&P/TSX 60 Index ETF (XIU $48.31)
  • $48.31 P/E (TTM): 16.81X Cap: $20.74B
  • View XIU Profile
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Q: I am trying to understand how an ETF like XIU works. Does a shareholder actually own any stocks when they own this etf, or do they just own shares in a fund that tracks the TSX 60, but doesn't actually own the individual companies?

Upvote 4

Read Answer Asked by Maria on January 13, 2025

• BMO S&P 500 Index ETF (ZSP $105.02)
  • $105.02 P/E (TTM): 25.8X Cap: $22.13B
  • View ZSP Profile
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• Vanguard S&P 500 ETF (VOO $633.35)
  • $633.35 P/E (TTM): 26.09X Cap: $840.45B
  • View VOO Profile
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• Vanguard Mega Cap Growth ETF (MGK $408.67)
  • $408.67 P/E (TTM): 34.39X Cap: $32.34B
  • View MGK Profile
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• Evolve FANGMA Index ETF (TECH $20.46)
  • $20.46 P/E (TTM): 30.25X Cap: $101M
  • View TECH Profile
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Q: Can you please recommend an equivalent ETF to VOO or MGK that is denominated in Cdn dollars. Thank you.

Upvote 2

Read Answer Asked by Greg on January 13, 2025

• Global X S&P 500 Index Corporate Class ETF (HXS $99.00)
  • $99.00 Cap: $5.83B
  • View HXS Profile
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Q: What are some ETFs that do not pay dividends but value is instead increased through its share price? I have HSAV, looking for others. Thanks

Upvote 4

Read Answer Asked by Eric on January 13, 2025

• EMQQ The Emerging Markets Internet ETF (EMQQ $40.88)
  • $40.88 P/E (TTM): 18.92X Cap: $362M
  • View EMQQ Profile
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Q: Hi Team,

Thoughts on adding this etf to a long term portfolio?

After the big run in U.S markets there seems to be great value here relatively.

Upvote 1

Read Answer Asked by Keith on January 10, 2025

Q: Follow-up to my question about CIB238 and PSA. Thanks for the explanation. You indicated that CIB238 pays a yield of 4.8% while PSA pays 3.4%. Are these current comparable yields? CIB238 seems high. Could the CIB238 be the yield over the past year while PSA is the current yield? If it was your $100k, which would you invest in to park money?

Upvote 2

Read Answer Asked on January 10, 2025

• Harvest Premium Yield Treasury ETF (HPYT $8.56)
  • $8.56 Cap: $439M
  • View HPYT Profile
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Q: Will this recover or should I sell? Harvest Premium Yield Treasury ETF (HPYT:CA)
Your view would be appreciated.

Upvote 2

Read Answer Asked by John on January 10, 2025

• Global X US Dollar Currency ETF (DLR $14.08)
  • $14.08 P/E (TTM): 13.15X Cap: $291M
  • View DLR Profile
  • View Questions on DLR
• BMO Money Market Fund (ZMMK $49.88)
  • $49.88 Cap: $5.66B
  • View ZMMK Profile
  • View Questions on ZMMK

Q: Would you prefer DLR to ZMMK if you want to park cash ? ZMMK price barely fluctuates and has 3-4% yierld; on the other hand DLR provides a yield 3.5% in addition to USD fluctuation

Upvote 1

Read Answer Asked by Patrick on January 10, 2025

• Biogen Inc. (BIIB $168.64)
  • $168.64 P/E (TTM): 16.94X Cap: $26.15B
  • View BIIB Profile
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• Gilead Sciences Inc. (GILD $122.48)
  • $122.48 P/E (TTM): 18.98X Cap: $151.06B
  • View GILD Profile
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• Illumina Inc. (ILMN $144.46)
  • $144.46 P/E (TTM): 33.54X Cap: $22.46B
  • View ILMN Profile
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• AbbVie Inc. (ABBV $221.76)
  • $221.76 P/E (TTM): 167.97X Cap: $390.15B
  • View ABBV Profile
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• Abbott Laboratories (ABT $123.08)
  • $123.08 P/E (TTM): 15.64X Cap: $216.14B
  • View ABT Profile
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• Eli Lilly and Company (LLY $1,069.30)
  • $1,069.30 P/E (TTM): 52.89X Cap: $1.01T
  • View LLY Profile
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• Novo Nordisk A/S (NVO $59.59)
  • $59.59 P/E (TTM): 17.01X Cap: $363.68B
  • View NVO Profile
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• iShares Biotechnology ETF (IBB $171.90)
  • $171.90 P/E (TTM): 21.3X Cap: $8.55B
  • View IBB Profile
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• State Street SPDR S&P Biotech ETF (XBI $125.29)
  • $125.29 P/E (TTM): 18.21X Cap: $8.72B
  • View XBI Profile
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• First Trust NYSE Arca Biotechnology ETF (FBT $37.75)
  • $37.75 P/E (TTM): 21.4X Cap: $1M
  • View FBT Profile
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Q: Hi 5i, can you give me the names of 4 or 5 large cap pharmaceutical companies that are buyable now. Also I'm looking for 4 or 5 Biotech companies with one drug in the market making money and maybe something in the pipeline that looks like it has a good future? for example TGTX.

Upvote 5

Read Answer Asked by Mark on January 09, 2025

• Vanguard S&P 500 Index ETF (VFV $170.22)
  • $170.22 P/E (TTM): 26.41X Cap: $28.55B
  • View VFV Profile
  • View Questions on VFV
• BMO S&P US Mid Cap Index ETF (ZMID $51.81)
  • $51.81 P/E (TTM): 20.43X Cap: $297M
  • View ZMID Profile
  • View Questions on ZMID

Q: With all the noise around Mr. Trump I’m thinking your
Canadain dollar could take a beating.
How could someone hedge against this possibility,I
Have been buying two etf’s zmid and vfv thinking that if the cad goes down these two etf’s will go up ?
Thank for the help
Sam

Upvote 4

Read Answer Asked by Sam on January 09, 2025

• Purpose US Cash Fund (PSU.U $100.14)
  • $100.14 Cap: $799M
  • View PSU.U Profile
  • View Questions on PSU.U
• Global X USD Cash Maximizer Corporate Class ETF (HSUV.U $117.75)
  • $117.75 P/E (TTM): 58.68X Cap: $762M
  • View HSUV.U Profile
  • View Questions on HSUV.U
• Global X 0-3 Month T-Bill ETF (CBIL $50.05)
  • $50.05 Cap: $1.65B
  • View CBIL Profile
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• BMO USD Cash Management ETF (ZUCM.U $30.02)
  • $30.02 Cap: $92M
  • View ZUCM.U Profile
  • View Questions on ZUCM.U

Q: Currently my entire allocation of money market funds is in PSA which currently pays just over 4%. However , rates are dropping in Canada. I am considering moving all my money market allocation to ZUCM which appears to be an American dollar money market paying over 5 % . I believe rates are less likely to decline in the US.
Do you like this strategy ?
Do you prefer a different American dollar money market account ?

Upvote 10

Read Answer Asked by BOYD on January 09, 2025

• CI Morningstar Canada Momentum Index ETF (WXM $46.08)
  • $46.08 P/E (TTM): 16.84X Cap: $949M
  • View WXM Profile
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• Vanguard Global Momentum Factor ETF (VMO $83.90)
  • $83.90 P/E (TTM): 26.01X Cap: $316M
  • View VMO Profile
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Q: I am curious to hear your views on the WXM momentum ETF in the current market environment. I'm looking for an ETF to round out the portfolio and it appears to have a better balance of sectors than some other Canadian dividend and broad market products. Thank you.

Upvote 6

Read Answer Asked by Stephen on January 09, 2025

• Vanguard Dividend Appreciation FTF (VIG $223.73)
  • $223.73 P/E (TTM): 25.38X Cap: $102.37B
  • View VIG Profile
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• Schwab US Dividend Equity ETF (SCHD $28.83)
  • $28.83 P/E (TTM): 16.79X Cap: $74.89B
  • View SCHD Profile
  • View Questions on SCHD

Q: Which do you prefer for 2025 VIG vs SCHD?

Upvote 3

Read Answer Asked by Mike on January 09, 2025

• BMO S&P 500 Index ETF (ZSP $105.02)
  • $105.02 P/E (TTM): 25.8X Cap: $22.13B
  • View ZSP Profile
  • View Questions on ZSP
• Vanguard S&P 500 Index ETF (VFV $170.22)
  • $170.22 P/E (TTM): 26.41X Cap: $28.55B
  • View VFV Profile
  • View Questions on VFV
• Vanguard S&P 500 ETF (VOO $633.35)
  • $633.35 P/E (TTM): 26.09X Cap: $840.45B
  • View VOO Profile
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• SPDR S&P 500 ETF Trust (SPY $688.69)
  • $688.69 P/E (TTM): 26.22X Cap: $718.45B
  • View SPY Profile
  • View Questions on SPY

Q: Is there a "Best" S&P500 Index ETF, or are all the same? Which has performed the best last year?

Thanks!

Upvote 5

Read Answer Asked by Austin on January 09, 2025

• iShares Core S&P 500 Index ETF (CAD-Hedged) (XSP $70.25)
  • $70.25 P/E (TTM): 25.76X Cap: $13.96B
  • View XSP Profile
  • View Questions on XSP
• Vanguard Dividend Appreciation FTF (VIG $223.73)
  • $223.73 P/E (TTM): 25.38X Cap: $102.37B
  • View VIG Profile
  • View Questions on VIG
• Vanguard Total International Stock (VXUS $78.33)
  • $78.33 P/E (TTM): 9.02X Cap: $121.26B
  • View VXUS Profile
  • View Questions on VXUS
• Vanguard Balanced ETF Portfolio (VBAL $37.66)
  • $37.66 P/E (TTM): 10.84X Cap: $4.57B
  • View VBAL Profile
  • View Questions on VBAL
• BMO S&P US Mid Cap Index ETF (ZMID $51.81)
  • $51.81 P/E (TTM): 20.43X Cap: $297M
  • View ZMID Profile
  • View Questions on ZMID

Q: Hi

My partner has funds to invest in a TFSA for a 3–5+-year hold starting now. Can you please suggest several diversified ETFs that would be worth considering both USD and CAD hedged that are likely to see growth, including any mid-cap ETFs to consider. Please also suggest any bond ETFs to consider providing balance.

Thank you for the great service!

Upvote 5

Read Answer Asked by Mark on January 09, 2025

• Global X Cash Maximizer Corporate Class ETF (HSAV $116.98)
  • $116.98 Cap: $1.91B
  • View HSAV Profile
  • View Questions on HSAV
• Global X USD High Interest Savings ETF (UCSH.U $50.08)
  • $50.08 P/E (TTM): 58.68X Cap: $414M
  • View UCSH.U Profile
  • View Questions on UCSH.U

Q: Hi, I am parking some cash in an investment account both CAN and US $, I will not need the funds for quite a few years, I am thinking 50% of the amount in each account to PSA and PSU.U. Could you suggest a CAN etf and US etf that I should consider for the other 50% in each.

Upvote 5

Read Answer Asked by Peter on January 09, 2025

• TELUS Corporation (T $18.80)
  • $18.80 Cap: $28.66B
  • View T Profile
  • View Questions on T
• BMO Monthly Income ETF (ZMI $18.80)
  • $18.80 P/E (TTM): 19.18X Cap: $202M
  • View ZMI Profile
  • View Questions on ZMI
• Dream Industrial Real Estate Investment Trust (DIR.UN $13.20)
  • $13.20 P/E (TTM): 30.74X Cap: $3.86B
  • View DIR.UN Profile
  • View Questions on DIR.UN
  • View Reports on DIR.UN

Q: Hi, I have these two stocks in my rrif account. Thinking of selling my two losers DIR and TELUS, and putting it in ZMI.
DIR and TELUS don’t seem to be doing much, while ZMI has US holdings, is steadily increasing in price with a good dividend.
This would be for a 5+ year period.. your thoughts please.

Upvote 5

Read Answer Asked by Brad on January 09, 2025

• Evolve Global Healthcare Enhanced Yield Fund (LIFE $19.67)
  • $19.67 P/E (TTM): 16.11X Cap: $266M
  • View LIFE Profile
  • View Questions on LIFE

Q: Hello, LIFE has dipped a bit recently, do you think it is because of the new US administration possible policies regarding pharma cos? Thanks

Upvote 4

Read Answer Asked by Martin on January 08, 2025

• BMO S&P 500 Index ETF (ZSP $105.02)
  • $105.02 P/E (TTM): 25.8X Cap: $22.13B
  • View ZSP Profile
  • View Questions on ZSP
• iShares Core Canadian Universe Bond Index ETF (XBB $28.28)
  • $28.28 Cap: $9.24B
  • View XBB Profile
  • View Questions on XBB
• iShares Core S&P/TSX Capped Composite Index ETF (XIC $52.31)
  • $52.31 P/E (TTM): 20.8X Cap: $23.14B
  • View XIC Profile
  • View Questions on XIC
• Vanguard Balanced ETF Portfolio (VBAL $37.66)
  • $37.66 P/E (TTM): 10.84X Cap: $4.57B
  • View VBAL Profile
  • View Questions on VBAL
• BMO S&P US Mid Cap Index ETF (ZMID $51.81)
  • $51.81 P/E (TTM): 20.43X Cap: $297M
  • View ZMID Profile
  • View Questions on ZMID

Q: I have a seven year old grandson with a disability that qualifies him for an RDSP. So I am looking for a long term investment strategy. Would you recommend ETFs? If so could you please suggest 3 ETFs. If not, ETFs what would you recommend?

Upvote 3

Read Answer Asked by william on January 08, 2025

• Purpose High Interest Savings Fund (PSA $50.04)
  • $50.04 Cap: $3.18B
  • View PSA Profile
  • View Questions on PSA

Q: Can you explain the differences between money market funds PSA and CIB238? Which generally provides the better rate of return? Looking for somewhere to park money when not in use. Which would you recommend?

Upvote 4

Read Answer Asked on January 08, 2025