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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Based on Keystone XL decision, more crude will most likely be shipped by rail. US refineries need Canadian crude oil caused by shortfall from South America. Gibson plans to build facility to maximize crude content of rail shipments.
With footprint of tracks being different, who stands to benefit the most and why?
Read Answer Asked by Sherrill on February 26, 2021
Q: Looking for a transportation play. These are the 3 that come to mind. 1) Am I too late to get in for economy opening play 2) which would be highest growth potential 3) is there a disruptor or smaller more leveraged play that you can suggest.
Read Answer Asked by Todd on February 22, 2021
Q: Hi 5i,

First of all, thanks for your advise to help me understand more for the US & Canadian stock markets. I have a feeling that the US market will end the over 10 years bull market soon and bear market will come in. Due to the issue of GME, BB, NOK, and AMC showing many "NEW" investors involve the US and Canadian market (because of the BB), specially the Reddit social media investor forums is not healthy. I guess the Canadian market may also affected, due to the BB issue. Just in case the bear market will come, what the above stocks need to be sold to play safe. I am thinking to sell KXS, LSPD, and NVEI, those stock prices may not be survival during the big drop in coming. Do you have the same feeling that the bear market will come? Can you please rank the above stocks able to survival during the bear market and please suggest to take off any just in case the worst worst things really happen.
Read Answer Asked by ma on January 29, 2021
Q: My portfolio doesn't have any coverage in the transportation sector. What stocks/etf's would you recommend in this area.

Rick
Read Answer Asked by Rick on January 25, 2021
Q: My 18-year-old daughter is interested in the stock market and wants to understand the value of owning stocks. She is looking to follow 6 stocks. She has some post-secondary aspirations for next year and would like your suggestions on 3 stable and 3 growth-oriented companies that you would buy today. Thanks
Read Answer Asked by kevin on December 21, 2020
Q: My parents (late 70's) will be receiving proceeds from the sale of a US asset and are looking to add to their existing investment portfolio (an additional 25%) . They are financially stable with a long term balanced portfolio and are interested in allocating the new cash into quality, long term positions with growth potential. US, Canada and industry non specific. What would you recommend as your top 5 US and Canadian positions and why?
Read Answer Asked by Robert on November 23, 2020
Q: You have referred to some stocks and ETFs as CORE. What percentage of portfolio would you recommend as core (relative to satellite holdings) and what would be the number of core stocks and ETFs for diversification. What core stocks and ETFs across all sectors would you recommend?.
Read Answer Asked by sam on October 22, 2020
Q: 7:18 AM 10/7/2020
I am having a lot of difficulty trying to calculate or find Compound Annual Growth Rates [CAGR] of share prices without [and with] dividends reinvested. Do you know opf a reliable source?
Sources tend to differ a lot perhaps because of not properly accounting for share price stock splits.
I would appreciate it if you could give me CAGRs without and with dividends reinvested for
CNR, CP, TIH, RBA, TRI, BAM.A, RY, CSU.
Thank you......... Paul K.
Read Answer Asked by Paul on October 07, 2020
Q: Dear 5i team:
Your software indicates our family’s investments are too Canadian-focused. However, I prefer our “home bias”, for three reasons:
(a) most of our assets are non-registered, and the dividend tax credit is especially favourable for Canadian source dividends in a province such as ours (Ontario);
(b) I like supporting the companies that I invest in (e.g., we buy Peller family wines, since we own their shares);
(c) but most important, many of the “Canadian” businesses we own are surprisingly international; among our top 20 equity holdings are:
Alimentation couche-tarde (Circle K is world-wide);
Brookfield Asset Management (globally focused company that invests wherever the opportunities are);
CGI Group (revenues are 84% outside Canada per 2019 annual report);
CP Rail (significant U.S. revenues);
Fortis (65% of earning are in U.S.);
Manulife (growing Asian revenues);
Restaurant Brands International (most of Burger King and Popeye’s restaurants are outside of Canada);
Shopify (not sure, but suspect international revenues are growing faster than Canadian revenues);
TC Energy (dropped “Canada” from its name to reflect its growing U.S. presence);
TD bank (substantial and growing U.S. presence);
Anyways, the above-listed 10 stocks represent about one-third of our overall equity holdings (in absolute $ terms), but I would not consider these companies as being “100% Canadian”. I wonder whether your software could be rejigged to reflect the relative percent earnings (or revenue) contributions, broken down per Canada, U.S., Europe, Asia, and so forth. I suspect our home “bias” is not nearly as substantial as it appears.
Ted
Read Answer Asked by Ted on July 21, 2020
Q: I'm looking to start a new position in one of the above. They are both trading very close to each other in valuation. CN is bigger with more reach so I was leaning that way but wanted your take. Why would you go with one over the other? This would be in my TFSA.

(I feel like I have enough spicy growth names in my TFSA and am looking for something I can let sit for 20 years and not think about.)

Thanks
Read Answer Asked by Dennis on May 11, 2020
Q: Hi guys,

Wondering your thoughts on truck based shippers like tfi and ups as compared to railways? With a 5+ year time horizon, what has a likely higher rate of return overall and success probability with the economy ahead?
Thoughts on whether to invest now at all versus waiting 1 to 3 months for more earning to sink in?
Thanks
Peter
Read Answer Asked by Peter on April 28, 2020
Q: I carry these stocks in my RIF account with different level of loss. They do not seems to respond to any positive move in the market. I am loosing patience. Should I sell.
What replacements would you recommend that could recover faster in this type of market.
I value as usual your opinion
Raouf
Read Answer Asked by Raoul on April 15, 2020