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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Re registered plans, your very useful reply to John on 30/10 was 'With lower rates on capital gains, it is better (for most investors) to have equities outside of a registered plan where withdrawals will be taxed at the highest rate.' 

My question is, can a person transfer equities from a RRIF (or an RRSP) to a non-registered account and replace the withdrawn equity with an equivalent valued security/ies. And if so, is the withdrawl from the RRIF or RRSP considered a deemed disposition and taxable?

Thank you kindly.  
Read Answer Asked by TOM on October 31, 2023
Q: When doing my research, how much validity should I place on Morningstar Analysis Price Target and 3/4/5 start Ratings. If there is a $16.00 price difference to todays price. How valid is that??
Read Answer Asked by John on October 31, 2023
Q: Why did the market price of CONSTELLATION SOFTWARE INC. SERIES 1 DEB (CSU.DB:TSX ) plunge today (October 30)?
Read Answer Asked by Philip on October 31, 2023