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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello team,
A member asked the following:
BMO's Brian Belsky is predicting a bull market for the S&P500, with growth of 18.5% pa for the next 5 years!
Assuming he is right (big assumption) what are your favourite growth stocks (US or Canadian) for a 5 year hold?
You suggested a few stocks...one of them GH...is that Gamehost or Guardant Health?
Thanx!
Read Answer Asked by Silvia on November 27, 2019
Q: Hi Peter and Staff,
Some of my sector ETF's are only 2.2 to 3.5% of my portfolio to make up for Analytics suggested allocation. I know you suggested a minimum of 5%. If I go 5% with any of these ETF's I would be way over the suggested allocation. Any suggestions will be greatly appreciated. Thanks for your support.
Ivan
Read Answer Asked by Ivan on November 27, 2019
Q: This question relates to portfolio construction-please deduct as many points as necessary. My 89 year old mother is in good health, still drives and wants to continue to live in the family home as long as possible. Her mother lived to be 100. Her investments consists of a riff, unregistered self directed account, TFSA and cash. Her money will run out in 9 years.
Her investments are:
Riff-all cash and represents 65% of her total investments;
Unregistered account-25% . Consist of Zeb and zdv;
TFSA- 5 %- all cash;
Savings account-5 %- all cash.

Capital preservation is paramount but should it all be in cash?
Specifically could you comment on the following:
1) riff-should we move to a laddered GIC approach for the money she will need for 4 to 5 years and put the remainder in blue chip dividend stocks such as banks, pipelines, utilities?
2) keep the unregistered account as is. We would like to move some money over to her TFSA but this would create a taxable capital gain event. Comment?
3) invest TFSA in blue chip dividend stock -suggestion?
4) no change to saving account as this could be used for any unexpected house expense. Comment.
Also any other comments or thing to consider would be appreciated as there are not a lot of information out there regarding winding an account down.
As always, many thanks.
Read Answer Asked by Maggie on November 27, 2019
Q: I have some cash to deploy and am waiting for tax loss selling to develop. Of the likely candidates, LSPD for example, can you name several to monitor that would be great opportunities for bounce back in the new year?

Thanks
Dave
Read Answer Asked by Dave on November 27, 2019
Q: In a state of confusion regarding these holdings...the spinouts? and the future outcome. Would like to hold forever (like the dividend)........What should I do? Positions. BIP.UN, 3.6% of portfolio, value now $280k..with gain of +74k. BEP.UN, 2.8% of portfolio, valued at $215k with gain of +86K
Read Answer Asked by David on November 27, 2019
Q: Good Morning: I notice that Laurentian bank is advertising a hi-yield saving acct. with a 3.3% rate. This seems unsustainable in the current environment. Their ad does not say anything about a limited term for this rate but does of course warn that rates can change without notice. Any comments?
Read Answer Asked by Donald on November 27, 2019
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