Investment Q&A

Q: Hi, Over several years now, Tech holdings have grown to be over 45% of our portfolio. Balance of our funds are invested in decent dividend paying companies - Banks, utilities, industrial and ENB. Largest tech weightings are : CSU - 15% and SHOP -11%, with other like LSPD - 6%, TOI- 5%, NVEI-4% and KXS-3%. Except, LSPD, a fairly large portion of all others shares are held in a Non-Regd account. We have already trimmed SHOP and CSU, over past 2-3 years, but still % weight keeps growing and their ACB is very low ( $300-$400 ).

We are approaching our retirement years and are trying to avoid large capital gains to our Estate, while still continue to own a large stake in these tech companies, over time. The plan is to trim highest % Tech holdings, in the Non Regd account, in a phased manner, each year, for next 15-20 years. In addition to a fairly large stream of dividend income, we also wish to supplement our cash flow/cash from sale of Non Regd Tech holdings. ( Our TFSA accounts are already loaded with LSPD, part SHOP/CSU). We really like CSU over SHOP for its steady-eddy growth/stable profile, although, both companies are unique and hold strong growth potential, we believe.

Questions:

1. Does it sound like a decent strategy, given our life stage/taxes ?
2. Is 45% Tech ownership reasonable for retirement years ( even if we are comfortable) ?
3. Is it reasonable to have 15% weight in CSU?
4. What would you suggest to trim each year - CSU or SHOP or any other companies above, and your reasoning, please.

Please deduct as many question credits, as needed.

Thank you so much.

Q: I seem to be confused by the announcement of the ECN sale and expected dividend. If I buy ECN now, will I qualify for the dividend of $7.50? Or is that dividend only for those who held on Aug 10.

John

Q: Hello Team.. I am over weight in banks and considering selling either RY, BMO or BNS and starting a position in MG. I am considering magna as a play on the EV space-does this sound reasonable? Thank You and Best Regards. gary

Q: Never saw it coming ! Best place to park cash ? Thanks

Q: Hi there,

Is the involvement of Mr. Montgomery (CEO of EGLX) with the murky transactions of certain players in the troubled Bridging Finance scandal raise any alarm bells? Can you please comment on why you like this company?

Thank you!

Q: sold out if thus dog long ago.
interesting artjcle in the globe how thus montgomery guy is involved with bridging finance and eglx. the optics are horrible.old saying-there is never one cockroach.
can you comment
dave

Q: Hi 5i , just wondering why nvei is up so much today thx Kim

Q: What about National Bank no fee's for trading ETF and stocks. Will the other banks follo. This could save a lot of money for investor's like me. Tks 5 i

Q: Crowdstrike is reporting 2nd qtr. results next week. Are you aware of any detrimental news that could affect their report? Would you be a buyer prior to the news or would you wait until you see their results? The stock price is down more than 10% in the last couple of weeks!

Q: Is there still a reward of credit for referring a new client.If so,please advise method Txs

Q: Peter,

Based on the share structure is there a danger of CSU draining the profits of TOI by charging exorbitant management fees or royalties etc ?

Thank you,

Paul

Q: Hi 5i
With profitability increasing but growth slowing, would you consider adding at these levels to be sensible or wait for momentum to turn ?
I tend to hold for the long term with minimal selling if that is a factor in your answer.
Thanks
Mike

Q: I hold Canaccord series A 5 year rate reset prefs which will reset in September at 5yr GOC + 3.21%. They also have a voluntary conversion privilege into series B floating rate prefs which pay 3 month GOC T-Bill + the same 3.21%. With the likelihood that interest rates are likely to go up from here, would you agree that it makes sense to opt for the conversion? The series A prefs have been on a tear over the past 9 months from a low near $12 to their current price close to $19. Is it likely that a large driver of the price increase is related to excitement over the upcoming conversion privilege?

Q: Your opinion of the recent moves by Surge please. Buy, sell or hold at the moment?

Q: A couple questions on ZST. Deduct credits as needed.

Assuming this etf is held in a taxable account but the payout is taken in cash and not reinvested, will it make for a headache at tax time?Would HSAV be a better place to park cash in a taxable account?

It looks like every time this etf pays a distribution the price drops so even though the current yield is 2.17%, in reality you're only getting ~.5% return. Do I have this correct?

Thanks

Q: I am puzzled, on July 9th, was it a split or a consolidation at 4 - 1? from the chart, the stock went from $10 to $40 on that date. How do you get 4 times as much stock while at the same time the stock appreciates 400%. What am I missing since I also believe that on the whole the market is efficient. Thank you, Martin

Q: Bought MG about two months ago and down 15%. I suspect in part it's due to the global chip shortage. If this is indeed the case, I am not reassured by NVDA's recent comment that they anticipate the chip shortage to last through to the end of 2022. To what do you attribute the decline...and when - and why - would you anticipate a turnaround? Is MG a buy, sell or hold? Thank you.

Q: can you compare eif and fsz for diversity and long term income. are there any other that you would suggest

Q: How does a company repurchasing it's own shares, protect against the action assisting a potential takeover ?

Q: What is the strategic value of BIPC acquiring IPL? Most pipelines have under performed (stock price performance) the past 5 years. Oil is not a growth industry. Why not buy a renewable energy name like NPI instead? Also, how significant is the deal relative to its entire portfolio? Is there anyway to get a % revenue/earnings breakdown of the industries BIPC is involved with?