Investment Q&A

Q: What are the tax implications for Canadian investors relative to AGNC. I believe they are an investment trust. It is my understanding that all USA based trusts have negative tax consequences, such as 30% withholding tax and 10% tax on all proceeds of any sale of shares. Not protected in RRSP accounts. Is my information correct.

Q: In a question asked Jan 2025 whether it was a good time to buy CVD, you answered "Yes, with rates heading lower and corporate earnings moving higher, convertibles we think look good today". In a more recent post on your Income model portfolio, you speak of selling the CVD to buy equities you said "We liked the CVD ETF during the high interest rate environment from 2022 and on, but without factoring in its high yield, its unit price is mostly in a downtrend. While we feel we caught most of the upswing in unit price over the past couple of years, we are preferring to add to individual stocks at this point in time." So for someone who's not looking to raise cash, and likes the dividend is it just as well to keep it or are you suggesting time to take profits, and move to something else? What would you suggest?
Thanks!

Q: Please advise if this company is a long-term hold. Is its dividend sustainable? Thank you.

Q: Hi Peter,
For non registered accounts, please advise your best picks for European Equity ETFs that have ample room for growth and can withstand this volatile market. Dividends are not important. I also look for Asia ETFs that have a high percentage of holdings in China and to a lesser degree in South Korea. Please advise of your best picks. Brief explanation of reasoning for these picks is appreciated.

Q: In the context of Return on Equity (ROE), what is the ideal ROE? I am asking because, when we examine company profiles, we can see significant differences in companies’ ROE. For example, here are the figures for: RY-CA 14%, DOL-CA 104%, and HD-US 405%. Why is there such a disparity? Thank you

Q: Hello 5i, I am looking at Global X DAX ETF and Vanguard FTSE Europe all cap index VE to diversify my portfolio? Could provide an analysis and recommendations for both? Thank you in advance!

Q: Your views please on these healtcare names.

Would you be a buyer ? Entry prices ?

Many thanks,

J.D.

Q: 18% loss on paper with already .Would you rate this stock as a "sell,buy,or hold" ? please name 3 probably safer cdn dividend stocks, your feedbacks are always very appreciated, JY

Q: Based on the recent quarter results and comments going to 2029, would you switch to Copart for the long term?

Q: Aclara Resources Inc recently raised US$25m at C$.70

Why do you think the market has not responded to this this raise at around a 40% premium?

Thank you

Q: Hi 5i,

Would it make sense to swap out LMT in favour of HII, given the current climate and prospects going forward?

TIA!

Q: Hi- PBH has just issued a debenture paying 5.5%- would this be a decent fixed income investment for a medium risk ? How will the stock impact this?

Q: Hi 5i, would appreciate your thoughts on GOOG taking, out, WIZ?

Thx

Q: Top of the morning to ya. I know very little about technical analysis but I am guessing if it was applied to ATD it might signal “sell”. Can I have your thoughts on its valuation right now given the current conditions/risks against the expected earnings going forward? Any insights much appreciated.

Q: For some diversity on the US side of my portfolio, I added both ZLU and ZVU. It has now been roughly three years since I bought them and ZLU has averaged 12% including distributions while ZVU has averaged 1.5%. What do you think selling ZVU and adding to ZLU, or buying ZDY? The goal is to offset some of the volatility from my growthier US stocks which include many of the top names in the S&P 500 Index. Thank you.

Q: hi,
just curious as to the sell full DCBO in growth portfolio? March 17 answer to "Andrew" in question section you had it ranked very highly in the list of growth stocks for long term hold?
cheers, Chris

Q: Im looking for stocks that will benefit from a increase in trade and shipping to Europe..
Any ideas would be appreciated.

Thanks

Q: A friend is several years from retirement and is in this (quite good) finanical situation: a teacher who will get an Ontario Teachers' indexed DB pension, CPP and OAS. Owns a modest home in Toronto with no mortgage. No dependents. No debt. Can supplement income after retirement by continuing to teach at about a 20% course load. These income sources would more than cover her living expenses.
She also has an RSP that is currently managed by a financial advisor and holds mutual funds. Friend is asking if she should leave the advisor due to fees and his very conservative management. The RSP has underperformed the markets for an extended period. He sold her holdings at COVID bottom "to avoid further losses" and has said that "at her age" (about 60) she should stay away from equities and hold money market funds or bonds. Since my friend is not financially sophisticated, but is interested in learning, I am thinking a self-directed RSP holding several ETFs might be an alternative for her. Could you suggest three to five ETFs that would provide more growth potential in the 8 to 10 years before mandatory RIF conversion.

Q: My question is about ETF's with dividends. How many days do I have to own an ETF BEFORE I'm eligible to receive their dividend?

For example, TDIV has an Ex-Dividend Date of 12/13/2024

What date did I need to have bought this by to qualify for that dividend?

Q: A UCLA Anderson forecast just issued a recession watch. Its analysis was called…
“Trump Policies, If Fully Enacted, Promise a Recession.”
Can you provide your analysis of this report. Is this a legitimate forecaster with a decent record?
Thanks