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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: In an earlier response to Olympia Financial Group regarding a 1% interest rate increase/decrease having a 33% increase/decrease on the companies annual earnings you said:
"this sensitivity to interest rates is common for financial companies that earn interest on a large investment holding (such as brokers, insurance) "
Please name 5 Canadian companies more sensitive to interest rates (on earnings) then Olympia Financial Group? I want to track a basket of these stocks.

If you expected rates to be revert to 3-4% for the next 10 years is Olympia still a good investment at these levels today?
Read Answer Asked by Michael on March 25, 2024
Q: Looking for a Europe ETF in Canadian dollars to invest. XEU has the lowest MER and lowest return, EHE has the highest MER and highest 1 year return. RPDH return and MER are in the middle. Would you go with EHE for the highest return or are there other considerations? Thank you.
Read Answer Asked by Ken on March 25, 2024
Q: how long do I have to hold a stock before I can sell it for a capital loss in Canada?
Read Answer Asked by Mary on March 25, 2024
Q: In comparing total returns of the respective banks from Pre-Covid and then from Mar 16 2020 to present why does 5i continually endorse BNS - is it simply the DY ?
Read Answer Asked by Brant on March 25, 2024
Q: How do you feel about Bitcoin after the halving coming up in April? Can you see it hitting $150k US at some point in the next two or three years?
Read Answer Asked by Michael on March 25, 2024
Q: Trevor’s qsn today: TOI is mentioned twice. Then, as BN owns more than 50% of BAM, could you choose another company? Thks
Read Answer Asked by Ray on March 25, 2024
Q: Hi 5i,
I've held GSY for a number of years through both steep increases and steep drops, and currently am up 24%, including dividends. I've been heartened seeing it recover from the $90 range to its current $165 or so, but wonder if it's got much more in the tank...?
Maybe just an itchy trigger finger, but I'm mulling over selling 1/2 of my GSY and using the proceeds to purchase PRL - the rationale being to spread the investment risk allocated to such lenders between two companies rather than having it all with one, and also for the prospect of greater capital appreciation and dividend return over 3 years or so for the share of the funds put with PRL.
What do you think - wise move or unnecessary fiddling with a good thing?
Thanks.
Peter
Read Answer Asked by Peter on March 25, 2024
Q: I have owned the various covered call BMO eft's since 2017. I understand how they work and I am not surprised that with some of them my capital investment is lower now than the purchase date (Even though the markets are setting new record highs). I feel that I may be leaving money on the table if I compare these ETF's to the Hamilton covered call units. I could basically double my Dividends by making a switch to the various offerings of Hamilton (SMAX or HMAX for example). My question is regarding
how the covered calls are processed. Hamilton is At the Money. Does this mean that in a market downturn, they will take even longer than the BMO covered call products to bounce back? I think some of the BMO covered calls are still lower than 2017 due to the nasty downturns we have had-particularly the covid period. Just trying to get a handle on the implications of a switch.
Read Answer Asked by Bradley on March 25, 2024
Q: Please give me some guidelines about the type of companies preferred in TFSA, RIF and non registered accounts. I am particularly iinterested in guidelines related to tax efficiency and it's overall effect on results.
Read Answer Asked by Ron on March 25, 2024
Q: Where can I find any information or the best write up you've seen on Mastercard or VISA's "value added services". Stuff outside of their payment network everyone knows about.
I basically only ever find information on the payment network and then descriptions of the value add stuff is super short and surface level only.
Read Answer Asked by Nick on March 25, 2024
Q: Good Day,
I currently hold CNR and JPM in my RRSP. I am considering selling CNR and topping up my JPM position with the hopes of increasing the growth profile over the next 5 -7 years. Do you believe that JPM should outperform CNR moving forward?
Thank you.
Read Answer Asked by Kevin on March 25, 2024
Q: You often refer to the Return on Equity (ROE) to evaluate companies. Can we find this metric in the Company Profile section or elsewhere? Is ROE similar to the inverse of the P/E ratio, i.e., E/P? Thank you
Read Answer Asked by Gervais on March 25, 2024
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