Investment Q&A

Q: Hi, currently holding VGG, VEE, and XEF. Since the CAD$ has rallied against the USD, would you switch these cad etfs to US etfs now for the lower MER going forward? How big of a difference would this make in the the long term, say 20 years assuming all other variables stay the same? These are long term core holdings for me. All in RSP and only fees would be commission on the sale and of course one time FX conversion. What would be the best US etf to replace XEF and VEE? Thanks!

Q: Good morning, i will be converting my RSP to a Riff, so what would be a good source and/ or book to learn more and educate myself about RIF's in general, thanks? I do plan on keeping mostly stocjs in my RIF.

Q: Happy New Year 5i!
Please suggest a couple US HEALTH ETFs with a growth profile and list what you like about them (Not IHI or IBB).
Many thanks,

Q: I bought $10,000 of random stocks 2 years ago that have gone down 95% (ACB, NVCN, HVT, HEXO, LTV). The only reason I have not cut my losses yet is because they are all in my TFSA so I don’t want to lose that $9,500 of contribution room when I do sell the stocks. If you do recommend I sell them all anyways, which high growth potential stocks would you recommend for TFSA vs non-registered accounts? I know you can’t give personalized advice but hypothetically, how would you immediately invest $100,000 into a TFSA with the rest of the funds invested in a non-registered account that includes the following: high growth potential, all equities, and is the most tax efficient way to gain the Canadian and International market? I currently use my full RRSP contribution room for ITOT so I have enough US market in my growth portfolio.

Q: At BMO Investorline you need the help of an agent to journal DLR from Can to US. With wait times of well over an hour this can be quite frustrating. It took me 2 weeks to complete this transaction and exposed me to currency risk I didn't expect. Keep this in mind if you are considering this transaction and your broker is not answering the phones.

Q: It looks like CSU has paid a dividend of "topicus.com inc svs" shares - at least they've popped up in my brokerage account. Would you please fill me in on what has happened.

Q: Hi 5i,

I have owned ADW.A since Jan 2017 at a purchase price of$10.50, It is now trading around $10.40.
How long should a person sit with an investment that does very little, especially a small cap which is supposed to have a little better growth.
Any thoughts on ADW.A would help.
Thanks
John

Q: I'm using your growth portfolio and would like to add some larger cap exposure/hedge using your balanced portfolio. What I'm thinking is to take one position from the balanced portfolio in each sector that your growth portfolio participates at a 5% position. Would you tell me which names you would use from the balanced portfolio and what percent you would suggest?

Q: Would you please rank these tech stocks for a long term buy at current prices, 5+ years, total return, growth-oriented portfolio. Thanks. NVEI, DCBO, ENGH, DND, KXS, OTEX.

Q: Looking at its stock price chart NFI turned the corner late last year and is making steady progress upward. How do you assess it going forward?

Q: Hi, Would like to start a small cap pool of potential high growth companies in Canada and US. What would be your picks? I have started with XBC and AT..
What would the recommended holding time be? so far my general mistake has been to give up on small cap stocks too early during periods of lull..AT is a good example I quit too early and missed a 10 fold increase and now I am back in..TSLA is another great miss for me not a small cap though.. Thank you.

Regards,

Shyam

Q: My broker allows when buying or selling a stock to have it good for the day or to specify a good through date, like a week from when the order is placed. Me, I hesitate to specify a good through date as the price might dramatically change one way or the other and I would rather re-enter the order the next day,
Is there a reason(s) to change my view?
......Thanks for your trading insight.....Tom

Q: Hi coaches,
I have been sticking with ZM thinking it could only grow in the present environment, but it seems failing to redress. Being down nearly 30%, I wonder if I should just take my loss, buy more or just keep it. What would you do ? what are the perspective for ZM in the short term ? If I sell, what could I replace it ?
Thank you for teaching me how to invest with method,
Gratefully,
JD IDS

Q: Hello 5i,
Regarding the questions on Norbert's Gambit. I would like to suggest that since there is already a Forum thread on N.G., if 5i could add some trusted links to resources on this Forum and then direct members there, it would provide a permanent "one-stop" shop for answers and help on this process.
In doing an on-line search I came across an article by Dan Bortoluzzi (spelling?) and Justin Bender that walks you through the process in fairly good detail and I have subsequently used it several times with the only issues being from mistakes I have made, not from the resource itself. Norbert's Gambit is well recognized by most brokers, and mine (RBC D.I.), allows it although perhaps not all do. Should members need any help, I am sure there are many other members out there who could be of some help for questions posted on the Forum - which I encourage more members to use. It is still very disappointing to see this great service not more fully utilized. The Forums are "ours" and will only be as good as we make them.
All the best for the New Year!!
Cheers,
Mike

Q: Mainly follow your balanced portfolio. Should I sell AQN and buy BEP.UN . As well would you purchase Aritzia and AC today. As well give me 3 growth names for the next year.
T Steve

Q: Hi. On an entirely speculative basis, what Canadian mining stock would you recommend for a flyer? It wouldn't be a large position of my portfolio, so I'm willing to take a chance.

Q: Hi - Can you please suggest some Canadian ETFs? Already own a few including COW (just bought), ZAG, XWD and XHB.

Thanks,

Q: Please rank these in for growth potential and advise if the lowest ranked should be sold and proceeds invested in the others

Q: According to SA the BAM buyout does not extend to the Canadian issue above. Assuming this is true, do you think the US side buyout changes the risk of a dividend cut, the risk of which is being floated in many quarters? Thanks.

Q: I am a great fan of brookfield companies. I own BEP.un (which I have to trim because it is reaching a totally artificial maximum I go by especially since I also own NPI and AQN) BAM.A and BPY.UN. I plan to sell the BPY.UN (from my RRSP)now because I think even with an offer increase, there is little upside left. I will purchase more BAM.A but I am also considering BIP.UN more or less as a replacement for BPY but it seems to be spiralling down, Thoughts on BIP.UN? (I like the .UN version because I sell covered calls and its hard to do with BIPC)