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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Regarding the question on transferring rrifs between carriers

The relinquishing institution MUST make the total annual payment prior to transfer

Assets can be transferred in kind or cash or combo
Read Answer Asked by Robert on May 27, 2018
Q: Hi team,
Just a quick note to say nice to see Ryan on Market Call yesterday. Too bad he was Trumped and had less time for questions. I guess the big guy didn’t realize who he was pre-empting.
dave
Read Answer Asked by Dave on May 27, 2018
Q: Thanks for the great service. I have a general question I hope you can answer for me. My understanding is that when a person passes away, their investments are deemed to be sold on the date of their death for tax purposes. However, can these investments, (stocks, mutual funds, ETFs, etc.) be transferred directly to the beneficiary (not a spouse) without being sold? And would this be true no matter what type of account? (Cash, RRIF, or TFSA)
Thanks for your help.
KEN
Read Answer Asked by KEN on May 25, 2018
Q: Comments in a Globe article this morning:

The valuation retreated to 7.3 before the government issued its final decision and has since fallen even more with Thursday’s selloff. But some analysts believe that if Aecon’s EV/EBITDA multiple, based on estimates for 2019 earnings, stays in line with its peers in the construction sector, the shares should be worth considerably more.

The logic of the company being worth $20+ if the Chinese were willing to pay it then and the backlog has improved makes sense to me. Do you agree and is it an attractive buy given the huge drop?
Read Answer Asked by Tim on May 25, 2018
Q: Looking into RRIF s. When one converts RRSP to a RRIF, is it as easy to transfer between brokers or are there some built in downfalls one should avoid? My concern is being stuck with a firm one lose confidence or faith in.
Read Answer Asked by david on May 25, 2018
Q: I have a small position in PHO. This is my only position in tech. Is it a wise move to invest in the tech space at this time, if so do you have a suggestion.
Read Answer Asked by Roy on May 25, 2018
Q: I can’t speak for other subscribers, but I would say mr Modesto hit it out of the ballpark yet again on bnn today. Unlike a lot of these so called professional stock pickers on tv, I would take Modesto’s and hodson’s advice any day of the week over the rest of them. Keep up the honest work boys!

Thank you
Mark
Read Answer Asked by Mark on May 25, 2018
Q: Market linked GICs are generally viewed quite negatively. However, I am interested in them in two specific ways. First and more generally as a substitue for the bond portion of your portfolio are they really all that bad? Secondly and this is more specific. If you had money in a child's RESP and needed it in 3 to 5 years, and presuming that it is enough to cover basic expenses and safety is paramount, would it not be a resonable place to park the money?

Thank-you.
Read Answer Asked by Alex on May 25, 2018
Q: I have ccl.b at 3% of PF. Would you add a like amount of tcl.a or initiate a position in atd.b? Conservative investor, balanced PF.
Thank you.
Read Answer Asked by Geoffrey on May 25, 2018
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