Investment Q&A

Q: Hi,
Could you please comment on commercial impaired loan growth with respect to the Canadian banks prior to the Cov 19 crisis ? Have they increased their reserves appropriately ?
Thanks

Q: I know u are more about stock but my question is do u think I should change all my Canadian dollars not invested into US funds. Right now about 50/50 in Canadian stocks and US stocks. With Oil being down the growth in US stocks seem much higher to me. I understand just your opinion..

Q: Greetings:
Could you kindly provide me with as much information as you have
on J C Penney. Debt To equity, debt to cash flow , past and future
projections etc. No doubt you would stay clear of it at 24 cents.
Also does XGD have a US listing. I notice that in answers about
it there is a holding disclosure. Does DLR still have both the US
and Canadian Etf?

Thanks,
BEN.

Q: I hesitate to ask because I find that some of your subscribers expect you to answer questions which are far from your stated ambit, but at the risk of being lumped in with them let me go ahead anyway. Would you know if the Government of Canada published a budget for 2020-2021, and if so, did it change the capital gains tax formulation? Many thanks.

Q: In this covid-19 crisis,BNS & other big 5 can banks have been following the orders/instructions/requests of both OSFI & the Fed.Gov't.For example,deferring mortgage & credit payments,reducing interest rate on their charge cards,lending supported by the backup of the Fed.etc. What will be the impact on BNS especially on its revenue & bottom line? Txs for u usual great services & advices.

Q: Hi Gentleman,
I currently have a portfolio that I do not need to access for 10 years. Currently I have MFC4644 - $100K, XWD - $160K, ZLU - $190K and VGRO - $220K. Would you make any adjustments or other suggestions to my current holdings.
Thank you,
SF

Q: What is your outlook on this company, for a three year hold ?

Q: Who are the main competitors? What competitive advantages does TEAM have compared to these competitors?

Q: Hi there,

Shopify appears that it will not continue it's rise. Sell now or buy more?
Berkshire Hathaway A seems to be, in essence, a pricey mutual/ETF fund but one that has fallen and history would suggest will rebound. Buy now or is it your thinking that Buffet and Monger are elderly and this increases risk and/or the Canadian $ too weak and/or stick with B and diversify. Or none of the above? Thank you.

Q: Hello again your thoughts on ABC:US
thanks again

Q: How healthy is the comp. and is the div. safe ?

Q: On Apr 24,GUD closed @ $7.79 down 0.12 on abnormally high 3.7m shs(vs 398m av,)It dropped from $8.05 to $7.65 on 95.6k shs(sell) @3.50pm,then recovered at the close on 2.153m shs(buy). Any news?Your view on GUD going forward.Txs for u usual great services & views

Q: Which one credit card company would you prefer today? I am looking at Visa, Master Card and American Express. Thanks.

Q: Hello,

What are your thoughts on buying this company?

Q: Some gold commentators are salivating over the evolving profitability of the mining companies, and imagining their free cash flows on the verge of going parabolic. I'm thinking that governments at multiple levels are well aware of the situation, and are likely preparing salvos of new taxes, surtaxes, royalties and the like to claim their "fair share" of the wealth.
Could you please offer your assessment? Thank you.

Q: I currently have a significant position in Yamana and with the recent rise in share price, I have been thinking of selling a portion of my position and buy another mid-cap gold miner. I am likely going to sell my gold positions in 2-3 years time and would like a mid cap company with higher share price growth potential.

I am debating between BTO, AGI and K.

BTO has had some momentum of late but with geo-political risk. AGI has minimal debt but generally produces less gold. Kinross is a larger producer but it may have some leverage to run up significantly with a higher gold price.

Any thoughts on these three stocks and which do you prefer of the three?

Thanks in advance.

Q: Hi there : what would you recommend to protect the portfolio from a high inflation due to all the stimulus packages for the pandemia ?, gold (i.e CEF) , or ENB (with physical assets that will go up in value if inflation goes up). Are shares of financial companies (i.e. TD) protected against inflation ?
thanks

Q: I think that this crisis might have an impact on supply chains, accelerating the globalization pendulum swinging in the opposite direction. I'm assuming KXS could benefit from more supply chains moving back to domestic markets like the USA - do you agree?

Q: Hello! First time question-asker and first-time investor, although I've been researching for about a year.

I'm looking to create a mixed-income portfolio leaning towards risk. This is not a retirement plan, I'm fairly young (under 30) and okay with some risk - looking at a 5 year timeline. The companies I'm considering most closely are above, with guidance from 5i I've landed on these. Question is, can a member of your team gauge the 'health' of this portfolio selection? Would you start with 14 companies, or a smaller number? Do any of the companies above strike you as over-valued at the moment and I should hold off? Would you even consider these selections high risk or relatively safe? Would you dump savings (>10k) into your first time investment with the above selection, or way too risky given the current climate?

Q: IF and that is a big IF we have all missed the bottom on American larger caps should I be now focusing on US small caps and International markets? When I look at SPY and VIG all th money has jumped into American large caps and more or less erased the huge loss and pairs back some of my gains from 2019...so huge collapse gone...for now. I've topped up some VIG but missed on SPY. When I look at US small caps they are lagging and I assume this is due to the higher risk and lower volume, Same story for Europe, International and emerging markets. So my question is should I be shifting to adding IWO, XEF, and VE. I need to add some international content to my portfolio anyways as I am a bit light at 12% international ( developed) and 10% emerging markets. If you agree or don't strongly disagree what ETFs do you recommend right now ( I already hold the one mentioned). I am leaning toward a bit of IWO and larger positions in VE and XEF.

5 year window, high but slowly lowering risk tolerance, Balanced portfolio follower ( shifting slowly to income follower), overweight canada (40%) and US(40%) ,