Investment Q&A

Q: Can you explain the difference between CDIC insurance and CIPF insurance? My understanding was that CDIC insurance covers bank accounts up to $100,000 each, and CIPF insurance covers investment/brokerage accounts, $1M limit each.
If I have $500,000 in my RRSP account with RBC Direct Investing, invested in a mix of Stocks, ETF's, GIC's and Cash, is that all covered under the CIPF insurance?
I'm confused when I see people's questions about trying to spread their money out to stay under the $100,000 limit, when they seem to be talking about investment accounts.... Thank you!

Q: Hi, could I have your view of Jamie Damon’s comments this past week. Pretty bleak from the CEO of one of the world’s largest banks. Thanks,

Q: Do you see ATZ as a buy and forget stock at this time? My 25 year-old daughter certainly loves this retail chain and it seems to appeal to a large age range of women.
Thanks!

Q: Hi Peter,

How would you rank the following five Brookfield companies (BIP.UN, BIPC, BAM.A., BEP.UN, and BBU.UN) over a long-term hold with respect to risk-return? Which of the five securities has the highest risk and which one do you perceive has the lowest risk?

Your comments are much appreciated.

Q: Can you please provide a few US and Canadian companies that are not traditional growth or tech companies, but represent deep value at this time. Bonus if they pay a dividend as well.

Q: Hello 5i
I hold the above covdered call ETF's as well as at least two individual companies from each (from before I bought these). also have over 10 ETF's that are not cover call. I have 51 positions with 49 stocks. These have performed well during this period of unrest. No they do not hit the high notes but not even close to bottom notes either but steadil;y increase in value aside from the dividends. My question is: with these new covered call ETF's at 12% of my investing portfolio (not including GIC's) might this be considered too much? Each is between 1.5% and 2% of the portfolio as are most of my holdings. The dividends are great and have kept up for the last three months. These also hold great companies that I would hold if I had room (and funds to buy them!) as a value investor. Please take as many credits as required.
Thank you
Stanley

Q: I bought shares of Alphabet anticipating the split this month, do you know what day that will occur?
Thanks David

Q: Please comment on CF.to results and give us your perspective on the stock medium long term.

Thank you for answering the question AND for your expertise

Q: I would appreciate your expert opinion on the above companies, which one do you recommend at current market for a long term hold and why? Thank you.

Q: I AM THINKING OF SWITCHING REITS. SELLING IIP.UN CA BUYING NXR.UN CA, WHAT ARE YOUR IDEAS FOR DOING AND/OR NOT DOING THIS? THE YIELD IS HIGHER WITH NXR.UN -CA.
THANK YOU FOR YOUR HELP IN DECIDING WHAT TO DO.

Q: Good morning and thanks for the role you fill in my investment decision making. I hold ECN.Pr.C (along with HPR and ZPR) and have for years. I have a decision to make regarding conversion. As I understand it I can do nothing and continue at a higher rate of return; convert to a floating rate and have it reset quarterly. Could you please confirm my choices along with your recommendation. Is this a buy and, if not, are there better alternatives? 3-5 year timeline.

Q: DO YOU THINK IN YOUR OPINIONS IS PROFOUND MEDICAL A VERY GOOD SPECULATIVE BUY?
BRAVO

Q: What do you think of the CEO's proposal of dual shares to provide greater control to the founder?
Thanks

Q: I hold the above utilities and have seen many recent questions on these. I believe our electrification demands will continue to rise very significantly over the next few decades.
I am retired and mainly looking for dividend growth and some, or good overall growth. Please rank as to which you think has the best outlook over next 5 years or more. I hold similar amounts of each? Would you add to one or two mainly or equally to all?
Thank you for great service.
Tulio

Q: I am interested in trading micro mini contracts and futures for indexes or any other commodities. Do you recommend any brokerage company or can you point out where should I start.

Thanks for your great service.

Q: Stock continues to drift lower.[ down 30%]Would add too a small position in a cash account now or wait?

Q: Good Afternoon 5i Team
Last week BNN noted at the bottom of the TV screen that NFI was reported to be in talks. The stock has been moving up on above average volumes since this time. Have you insight as to whether they are in fact in talks and if so with who?
Thanks

Q: Hi there.

Just a follow up to an earlier question.

1/ Do any of the HHL ETF distributions qualify for the dividend tax credit?

2/ Are any of the HHL ETF distributions subject to a withholding tax?

Thanks very much.

Q: Hello 5i
A question about investing on margin. I have heard a few people extolling the praises of investing with borrowed money. Some even prefer it to making extra money through selling options. It is easier, less time consuming, has the benefit of lower taxes because of favourable dividend and cap gains rates. But, one thing i can’t understand is that some people advocate investing on margin at the same time as they seem to hold a fairly large cash reserve. It seems to me to be more reasonable to use your cash reserves before borrowing. Am i missing something here. Or, does this practice not really make sense?
Thanks

Q: Hi team,

Do you think the news that Apple is going to start BNPL is a game changer for the bad for affirm?

Are you comfortable with any “moat” they have?