Investment Q&A

Q: I feel I have too many small positions (2% or less) in a diversified RRIF. All are above water except for DOL which is the most recent buy. Could I have your input re eliminating 2 (or 3) of the holdings and applying the funds to the other 3 (or 2)? Thank you.

Q: Hello, at this point in time, is CSU still a buy at the current price? What makes the price go up as relentlessly as it has been the past 5 few years? Thanks!

Q: Any insights to if and when APA Corporation would be a safe investment? Would you expect the dividend to be maintained?

Q: I did believe that " only USA located" energy (oil+gaz) growth stocks were an interesting investment considering certain isolationist tendencies coming in 2025, quite positive US economic performance, and other factors in the unstable world market. I did invest in these 2 Cies this week at a very low point ; after only 3 days, the losses are already 5% and 7% respectively, every single day reaching the lowest value of the year for DVN..Is it a situation of "falling knives" ,or an excessive correction, hold or sell as an impression according to the risk ? thanks for some light in this situation !

Q: 1st Source is claims to be the market leader, what are your thoughts on this one?

Q: I am down 33% BCE and 18% BEPC in my non registered account. Would you sell both for tax loss purposes ? BEPC is suffering from the general negative in green stocks compounded by Trump but I like the company and would repurchase it while BCE would not be repurchased. Thanks. Derek

Q: Retired (70 yrs old), dividend-income investor. Been meaning to ask this question for a long time. We run a concentrated portfolio of roughly 10 ETFs and 10 stocks, plus fixed income on top. Our pro-rated MER for the equity ETFs is 0.64 and for the entire portfolio is 0.38.

I use the ETFs above that are sector ETFs (like HHL, NNRG, XIT) as my proxy for the sector and am ok with the trade off of paying fees for a sector ETF instead of having lots of stocks.

I then add my individual stock selections to achieve my targeted Asset Allocation for the entire portfolio (like AD, BCE, FTS, GSY, RY, NWC, PBH, TRP, WSP, etc). I weight each of these relative to my risk tolerance.

Does this make sense to you? Does my "sector ETF" make sense, especially with a potentially large weighting in one ETF. Virtually all of my ETFs are capped at around 7% of the equity portfolio and the stocks are capped at 5% max.

Your thoughts on my strategy and on my MER....thanks...Steve

Q: Recent thoughts please on CVS?

Thank you,
Brad

Q: As an income-oriented investor, I would like dependability, minimal risk and a predictable, steady cash flow. Can you suggest a few companies to consider? What are your thoughts on Firm Capital Mortgage Investment Corp to this regard?

Q: Comments please on Gibson Energy's announcements this week. Also, how significant is USD strength to Gibson's financials.
Thanks team.
Rob

Q: I'm curious about companies that have been rather lacklustre but somehow have experienced some catalyst that has allowed them to gain their footing once again and recently started to move up in value considerably. Not worried about size of company nor what sector they are in could you suggest 5 Canadian and 5 American companies that fit the bill.

Q: Hi Peter,

Can you please give your initial take the impact of Willow developed by Alphabet on the stock price of NVDA.
The stock price takes into account the future growth of the company, its market share in the growing AI and Quantum computing marketplace with the expectation the earnings will grow significantly to bring down the P/E ratio.
With Willow coming into the market a few years from now, what is the impact on NVDA's dollar price today; in your view?
Regards
Rajiv

Q: Hello,
I’m not sure if this question is out of scope. However my daughter and son in law are moving from Switzerland to Canada in the new year. They have some questions regarding their investments so I thought I would see if your team can help with answers.
- We have UCITS Irish domiciled ETFs so that we don’t have to pay US withholding tax - are these available in Canada?
- If not, are there any options to invest in for example an S&P 500 ETF (or other US ETFs) without having to pay withholding tax?
- do you have a brokerage account that you recommend? We currently use CornerTrader/CornerBank but they are not present in Canada so we have to switch

Q: I have a gain of US dollars in my TSFA and I would like to withdraw $10000 US dollars before the end of the year. Can I replace the withdrawal in 2025 with $14100 (10000 US dollars times exchange rate 1.41) Canadian dollars?

Thanks for all your professional advice over the year and wishing everyone a very Merry Christmas and all the best in 2025.

Dave.

Q: I currently own Bep.un and want to buy BEPC.

1) If I sell BEP.UN for a loss can I replace it with BEPC right away or are they consider same stocks.

2) If they are same stocks and I buy BEPC do I need to average stock price for BEP.UN and BEPC.

3) Which one is more dividend Tax credit benefits.

4) If they are same stocks why BEPC has outperformed BEP.UN.

Thanks for your great service

I wish your team a Merry Christmas and Happy New Year.

Q: Please rank the following for purchasing (10years +)
Thanks

Q: What could President Trump do after January 20th that would cause a Stock Market Crash

Bob

Q: Which ETF's would you recommend that cover uranium companies?

Q: Would any of these ETF's have year-end distributions?
Is it a good idea to just wait until the new calendar year now, to start a new position in one of these?

Q: Can you provide an updated comment / valuation of Pinetree?