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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Can I get your thoughts on this etf? It only has $34 million in net assets. I am looking for a government bond ETF with a 1 to 5 year bonds with a reasonable management fee. Trying to get a bit more yield than GICs while preserving my capital. Any other investments that can achieve this? Thanks for your suggestions.
Read Answer Asked by Rino on March 17, 2020
Q: Currently hold both (1.5% position) and down a lot despite having good management teams. Thinking of selling for a tax loss as I have some gains taken earlier this year pushed forward from last year. Outlook for both in this depressed market with prospect of $20 oil and whether they can weather their debt levels. Buy, hold or sell?
Read Answer Asked by William Ross on March 17, 2020
Q: Do you know if Knight has re-purchased more shares since the monumental price decline?
Do you have any indication Medisen has reduced their share position from 10.4M shares?
Has Knight given any info on it's progress purchasing Biotoscan public shares?
Is this a good environment for JG to look for great bargains or will he let the dust settle and get their new acquisition going first?
Finally, is there a short position on Knight?
Whew! Thank you.
Read Answer Asked by Steven on March 16, 2020
Q: Hi 5,
Could you please tell me what stock symbol I can use on my TD Direct watchlist that indicates the VIX level that I keep reading about on 5i and on BNN?
Thank you
Read Answer Asked by Carlo on March 16, 2020
Q: ETFs
- is it correct that net asset value is determined once daily based on the closing price for the day?
- if correct, shouldn't the trading price reflect changes during the day, disregarding the NAV at close of the previous day?
- if the trading price doesn't reflect changes during the day, I suppose, in the case of a big change in underlying securities during the day, one should postpone a trade decision until the NAV for the previous day is published
- when will the NAV for the previous day appear in the quotation services? By open of trading on the following day?
Read Answer Asked by Carl on March 16, 2020
Q: With governments pouring money into businesses, dropping interest rates, Retirees and individual investors getting killed,(mostly by computers and algorithms) everything shutting down why don't they shut down the markets worldwide to stop the insanity and panic? This may seem simplistic but we make rules to protect ourselves in the mortgage market, we need to protect our companies and ourselves from sheer panic.
Mike
Read Answer Asked by Mike on March 16, 2020
Q: China's economy seems to be coming back. Something I ordered in January has finally been shipped. The streets in Beijing are getting busier and of course the Trump administration seems to have finally taken the threat seriously.
If the current shutdown is successful and the incubation period is 14 days would you think it reasonable to see signs of improvement after a month or so?
Your thoughts are appreciated.
Mike
Read Answer Asked by michael on March 16, 2020
Q: In light of current market actions and the now widely anticipated economic recession, I am looking for your thoughts on stocks you would buy for long term (10 plus years) and/or forever holds -- Canadian and U.S. names please. I am investing for retirement (within 5 years) but also for our heirs. We have built a portfolio of sleep at night holdings over the past 25 years and just looking to tweak the portfolio. Although we do not like to see these kinds of volatile markets, we also do not get freaked out by them. We have ample cash or near cash always in hand to combat such actions -- something you learn through experience! Thanking you in advance for your answer.
Read Answer Asked by Mary Ann on March 16, 2020
Q: Hi 5i,
I am not 100% clear on stock and ETF's allocations for investment plans. Take as many points as needed to answer the questions below. I apologize in advance for the length of the question.

As a Canadian investing through a Canadian site (RBC in this case), split into CDN and US sections (moved CDN funds to USD and paid the exchange), which stocks and ETF's should be allocated to RRSP (CDN or US sections), TFSA, & Non-Registered accounts?

As an example, an RBC RRSP account is split into CAD and USD segments. If I purchase VWO in USD on the US segment instead of VEE on the CDN segment do I retain the 15% withholding tax? If I purchase VWO in CDN funds on the CDN side of the RRSP, what happens to the 15% withholding tax?

Is there a tax difference when filing a CRA 1135 form. e.g if VWO or VEE are 100+k CDN value: VWO on the USD segment or VEE on the CDN segment or VWO on the CDN segment.

If a US stock has a dividend, should this ever be purchased on the CDN side of the RRSP or in a TFSA? .. e.g. CRM with a small dividend or AMGN with a larger dividend

Can you please assign the best allocations (RRSP, TFSA, Non-Registered) to examples a the bottom of the question.
e.g. Non-dividend Growth US stocks (Googl, AMZN): TFSA, RRSP
This tells me that AMZN is best in the TFSA for growth, and in an RRSP purchased in CDN or US funds is the same effect other than currency at the time of purchase.
If a stock or ETF should be in CDN or US sections can you note that as well? e.g. RRSP(CDN or US).
It is a lot to ask so limited examples below will hopefully reduce the effort.

5i recommendations
Non-dividend Growth US stocks (e.g. Googl, AMZN):
US small Dividend Growth (e.g. IWO):
US Foreign ETF (e.g. VWO):
CDN ETF with US stocks and other int'l stocks (e.g. VEE):
CDN High Dividend (e.g. CDN Utilities/Reits/ETF's):
US High Dividend (e.g. US Utilities/Reits/Medical/ETF's)
All World ETF (VT):
All World ETF (XAW):

I very much appreciate your service and time to answer questions.

Jerry
Read Answer Asked by Jerry on March 16, 2020
Q: It would be very interesting for you guys to comment on market liquidity, and bid/ask dynamics with this market sell off. Specifically; for every sale, there is a buyer, and the sellers and buyers keep transacting. But, perhaps there simply is less buyers and sellers overall, so it is forcing people who want out specifically, to receive a lower price to do so. Is liquidity of bid/ask shrinking in these panic like events? With this point, who are the general sellers in this market; retail, institutions or hedge funds, etc. Are ETFS triggering this selloff etc. I hold a lot of stock, but simply don't want to be the last holder in the game, when the so called passive investments helped create this melt up in the first place. If they are also the first to leave, that may be bad for smaller folks like me. So.... if you come back and say that we have whipsawed lower 20% plus, but in that time, less and less shares are being sold, that may imply that still large smart money is still here, with the same large market participants having faith. Any comments on these points would be helpful. Bill
Read Answer Asked by william on March 16, 2020
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