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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I am trying to consolidate my U.S. TFSA into ETF's. On the tech side I own AMZN( nice profit) NVDA ( down 38%) and SPOT (down 4%) I am thinking of selling them and buying QQQ ETF instead.
On the financial side I own JPM (down 2.7%) V (down 1%) and SQ (down 6%) Thinking of selling these and buying DGRO ETF.
Your thoughts on this? Also if there are other ETF's that you think would be better for tech and financials, please let me know. Please deduct two credits if you deem it necessary.
Thanks for your great advice,
Jen
Read Answer Asked by Jennifer on December 17, 2018
Q: Hi,

I've got about 6k in my kids' RESP and would like to take advantage of the current market conditions to deploy the cash.

The RESP currently holds BAM (@13%), Sentry US Growth Mutual fund (@ 38%), Invesco Global fund (@30%) with cash making up the difference (@ 20%).

I'd like to add a tech position and would like your opinion on whether to buy a hedged ETF or un-hedged - specifically XQQ or QQQ, or other? This account is a buy and hold with a long term (10 yr +) horizon.

Thx.
Read Answer Asked by Cameron on October 12, 2018
Q: I'm a new DIY investor who is 15 yrs from retirement with a full DB pension.
I will be transferring my big bank mutual funds into an online brokerage and borrowing a lump sum to invest within TFSA and non-registered accounts.
Currently, I'm considering XIC, XAW, and QQQ with, say, a 30/50/10 allocation. The remaining 10% would be for 'conviction' stocks.
Is this a reasonable approach? How would you improve on it?
Thanks!
Read Answer Asked by Michael on October 02, 2018
Q: Hello,
Looking for growth ETF for next 15-20 years. Please advise some good ETFs that you can hold for a period of 15 to 20 years. Looking to invest on behalf of kids.
Also would you ever hold more than one ETF?
thx!
Read Answer Asked by Mohammed on September 10, 2018
Q: Hi ? I have done well with RBF1030 (RBC Life Science & Technology).
Do you see a net advantage to replace it with one or two ETFs ? If so, which ones ?
Thank you so much for your clear and concise reply to my recent question on US tech stocks. Most helpfull. Just what I needed.
JD
Read Answer Asked by Jacques on July 06, 2018
Q: In our RRSP we hold the above etfs for US exposure. Does 5i see any sector not covered with these ETFs?
Or would you recommend selling any of these ETFs due to too much overlap? We are approaching retirement, but I don’t think that would be a factor in this question. Thank you
Read Answer Asked by Kim on May 09, 2018
Q: Good Morning 5i team,
I have been looking into cleaning up my portfolio. On the US side i was thinking of taking Buffet's advice and just buy VOO. When I look at the top ten holdings of that fund, though, I note that I already hold three of the top ten in the portfolio in at a pretty good percentage: Goog, jnj, jpmorgan. I also own as well another large selection: 3M, mdt, pepsi, and proctor and gamble.

The question arises whether I should just buy two or three of the top ten and run a ETF myself?

Another question; the concentration of teck names in VOO/s top ten is quite low, Apple at 3.5% and Amazon a little less. It seem like these are the main stocks I am missing and the question then becomes, "Should I go for QQQ, which has apple at 11 % and Amazon at 9%? Although all the rest is technology as well, which I don<t want that much of. The problem is that I would like to have more teck but probably not as much as QQQ. Any other choices?
thanks

Read Answer Asked by joseph on March 06, 2018
Q: Good morning.... we are 15 years away before we may need to access our RRSP..
We sold all enegy (although would be okay with one "best of class" or ETF)..
I have a solid mix of similar weightings (BCE,BEP.UN,BNS,PBH,ATD.B,FSZ,SJ,GUD SIS). I would like fixed income/US/International exposure...I will be adding XHY..
I am looking for suggestions for either a few ETF you recommend for US/International exposure...keeping in mind we would not need to withdraw for at least 15 years..and if you think should have a minimum of 5% in energy or alternate AI ETF...

Thanks
Matt
Read Answer Asked by Matthew on February 15, 2018
Q: Hi All at 5i! Could you tell me what the difference in holdings are in these broad ETF S ..which would be the better to hold for the best broad exposure ? And a second question ..could you suggest a Us Money Market ETF. Thanks, Tamara
Read Answer Asked by Tamara on January 08, 2018
Q: Hi Guys,

How worried will the market be when or "if" Warren Buffet steps away from the company. Will the stock be hit hard? Should I move my funds from BRK.B to either QQQ or SPY. How would you rank the 3 of them.

thanks,

Jim
Read Answer Asked by jim on February 23, 2017
Q: Looking to spread my Technology investments into US$ shares in one of these 3 positions. All seem to be doing extremely well and appear quite similar to each other. Share prices go from $128-$52-$17 and psychologically I have an aversion to paying over $100/share (I know there is no rational to that).
Would appreciate your analysis of these 3 and recommendation or any others in this arena.

thx
Rrichterr
Read Answer Asked by frederick on February 14, 2017
Q: Yesterday BNN guest suggested TRP.PR.K to use as a saving account as it is a reset with a minimum 4.5% reset or better. For those of us with excess cash do you recommend using this security as an alternate to a MMF?

QQQX was pointed out to me as an interesting CEF with a 7.1% yield as well as some very interesting growth oriented holdings. What do you think about this CEF?

With thanks

Sheldon
Read Answer Asked by Sheldon on February 06, 2017
Q: A few years ago you recommended to me the Powershares ETF QQQ for the IT portion of my holdings. It has been a very good performer, thanks. I also own CSU, MDA & ENGH.

Do you still recommend QQQ as your top ETF pick? Are there any other items you would recommend looking at. It can be a stock, mutual fund or etf.

Thanks

Paul
Read Answer Asked by paul on December 05, 2016