Investment Q&A

Q: Working on the fixed income portion of my portfolio, thinking of the above plus IYLD all at 4.24% except ZAG at 6.36%.
Retired and looking for income, do I need to increase, decrease or eliminate any, or add something better?
Would all of these be best in RRSP?

Q: Hi there, is the John Bogle Vanguard approach to investing a good one? I believe Buffett has a similar approach. Is a 2 US ETF equity portfolio good enough to get growth and global exposure, since many US companies operate on a global scale? Would a 50/50 split between ZQQ and VUN or a split between ZQQ and VFV be better? Can I go 100% into VUN/VFV? Are there better ETFs or is there a better approach to this? Thank you!

Q: I would appreciate your help in simplifying my RRIF fixed income portfolio. I am retired at 73, with about 55/45 equity/income split.primary aim is income and capital preservation. I hold positions in zag 10%, xsh 9%, clf 5%, pmif 5%, tlt 5%, xlb 3%, Xhy 2.5%, srln 2.5%, rbf 1340 4%, mdl240 23% and (sadly) preferreds HPR 3% vrp (US) 1.5% .the rest is cash type investments. I would like to switch the canadian PFD to all US: switch xlb for more TLT. I am gradually decreasing mdl240 which has to be withdrawn overtime for another more flexible short duration ETF. Keeping either xhy or srln which ever you feel would improve the porfolio. I would appreciate your thoughts of these etfs, and percentage allotments to them If there are better choices please share your insight. Please use the number of credits appropriate. Thanks very much Tom

Q: I understand that dividends on US-listed ETFs that hold US stocks, if held in a taxable account, are taxed as interest income. Would the same hold for individual US stocks?
Thank you
jerry

Q: A recent article in The Economist ("Why everybody is concerned about corporate-bond liquidity - Investors expect to find sellers at all times, but dealers lack capacity to buy") predicted that the corporate bond market may be headed for trouble and a lot of BBB rated bonds may become junk. I own VSC ETF which contains about 33% BBB.
Looking at the daily VSC quotes I notice that "bid lots" have been vastly outnumbered by "ask lots" every time I have checked for the last few weeks. Is this a sign that the prices of corporate bonds (and corporate bond ETFs) are due for a drop?

Q: I presume distributions are taxed as income from these funds. Are there any other tax items with these ETF's, such as Return Of Capital?

Q: How does one invest in the Chinese stock market and high tech in particular? I am not looking for a general index fund but a fund with active management that investigates and only invests in hiqh quality growth and dividend stocks in China and with a proven track record.

Q: What can you tell me about this company? I have held it for about 10 years in a registered account. Not sure what the yield is either. Is there another similar bond fund that is better?

Q: Is ZWU a relatively safe place to park money while waiting for new opportunities? What makes it go up and what are the risks? Thanks.

Q: Hello team- am considering buying VT for the global exposure for my tfsa as well as for my non registered account. Questions: 1)what are the tax implications for each account, as well as pros and cons. Of course, your suggestions
of other ETFs (pros and cons) to consider would be most welcome.
Thank you- jane

Q: hello 5i,
I have generally done well with your stocks but I bought tlt:US only a couple of weeks ago. I am already down 4 percent. I imagine I bought at a bad time because it has gone up for the year. Now stock markets are moving up and bonds, I guess are moving down. I am at a bit of a loss regarding how to proceed with this. I suppose I should buy something like gst's with fixed income to make sure i don't lose money. so, the question is what to do with tlt now. Do you still consider it worthwhile in the current situationÉ
thanks

Q: What do you think of the current situation in Chile from an investment standpoint? Some of the banks have been hit hard as has ECH, the US Chile ETF. Do you know of any Canadian ETFs with a decent Chilean concentration? Thank-you.

Q: Hi, I feel like I'm light on Agriculture/Food exposure and seeking a recommendation if you think there's some good opportunities here. I have a small portion of COW but not sure if I should add or select another name to increase my exposure?

Q: Hello 5i team,

My 33 year old son is looking at rebalancing. He has a defined benefit pension. He would like to use VTI and VXUS for non cad exposure. What percentage would you propose for cad, Vti and Vxus? And is there any ETFs that trade in canada that you would consider replacements of those two?

Thanks for all you do!

Wes

Q: I'm looking to add exposure to the growing E-Sports and digital entertainment industries, not sure where to start.

Q: Can you recommend a safer play in the Health Care space than tCOV and GUD? I'm invested in two health care ETFs (CSH and NWH) but I'm holding these for the dividends rather than growth.
Are there ETFs you think look promising that focus on the Health Care space? I have about one full position to add to the Health Care industry.
Thanks!

Q: I am very conservative with a target asset allocation of 20% equity. I have a substantial cash position and would like to make some equity investments. My core investment is VCIP and I want to make some satellite investments. Please give me some ETF and individual stock ideas. Our defined benefit pensions cover our living expenses. Protection of capital is important to me. Thank you.

Q: A follow up question on XTR. Given that the yield is roughly 40% return of capital as you indicate, what does this suggest for the value of the fund? Will it erode over time? Is this sustainable? Are there any conditions that an investor should be watching out for? Thank-you.

Q: There were a couple of questions recently about dividends/distributions being 'return of capital' (ROC) which made me wonder how a company raises money to pay ROC? Does it sell shares ahead of the dividend date?

Q: In response to my last question you suggested adding ESGD and ESGE to the portfolio with CRBN and ZLB. Would VSGX effectively do the same thing? I would want to keep the number of etfs to manage to a minimum.

Weights:
25% ZLB
60%CRBN
15% VSGX

Thanks.