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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Please advise what is the effect of strong Can.$ on the aforementioned stocks.Thanks for u usual great services & views
Read Answer Asked by Peter on August 02, 2017
Q: Goodmorning My wife has approximately 50k in cash in her rrsp that she would like to put to work she is looking for 5 investment ideas for a conservative investor be they ETF or individual companies that pay a 3 to 4 % dividend. She is currently well diversified over all sectors
Thks
Marcel
Read Answer Asked by Marcel on August 01, 2017
Q: Hi Peter and Company,

I currently have a position on RY, TD and BNS and I am thinking of moving some money from Canadian banks to US banks. So of the three aforementioned banks that I currently hold, which one would you take off the table and is there a U.S. bank that you can recommend?
Cheers,
Harry
Read Answer Asked by Harry on July 27, 2017
Q: Why is BNS and the other banks shares price decreasing lately? With the positive economic news and increase of interest rates, I would have thought that the bank shares would be moving higher.
With increasing interest rates and banks at attractive valuations, would it be a good time to go overweight in banks for an income investor who is attracted to the 3.7%+ yields and possible capital gains.
Read Answer Asked by Curtis on July 27, 2017
Q: Morning-I am a retiree whom is dependent on monthly income to survive.I have 60K to invest in my cash account hoping to create some income. I am thinking of T,BNS,and ENB (alternating 4% monthly returns)...or would 5i think that monthly incomes from CSH.UN , AD and EIF (better tax break) be an OK strategy. I have both BE and Income portfolios covered in registered accounts , full up in TFSA ... what to do with cash??? Thanks for all you do.
Read Answer Asked by Alan on July 21, 2017
Q: I'm looking to free up some cash and among other things own the 5 big banks. They comprise 20.5% of my total portfolio, as follows: BMO 6%, RY 4.4%, BNS 3.7%, CM 3.3% and TD 3.1%. Should I focus on reducing my BMO exposure?
Read Answer Asked by Chris on July 07, 2017
Q: The article you shared about the Canadian banks was an interesting read. I'm curious if you would buy any of the banks today, and if so which one and why? Its interesting to hear your thought process around whether you would go for the higher dividend payer that is more undervalued but limited short term growth, or the more US exposed fair valued, or international fair valued, or other reasons.
Read Answer Asked by Adam on July 06, 2017
Q: Given the increasing speculation that the Bank of Canada will be hiking interest rates come July 12th, which bank or banks in Canada will benefit the best from it? Looking to put some cash into Canadian financials as I am just starting to develop my first portfolio. Thanks for the great service you provide!
Read Answer Asked by Justin on July 05, 2017
Q: I want to add some stocks to my TFSA and would prefer to have companies with good dividends (approx. 4%) and decent capital appreciation prospects for the next 3 to 5 years. Would you have any names that fit these criteria? Thanks
Read Answer Asked by Glen on July 04, 2017
Q: My 36 yr old daughter has a current portfolio of $150k in RSPs and her TFSA. She is interested in enrolling in 6 true company DRIPs that she would start with approximately $5,000 each and contribute to over time. Her intent would be to keep these shares to ultimately use the dividends for retirement income in 20-30 years. In the meantime, the dividend tax credit would be useful offsetting the income earned. Is this a good strategy and if so can you suggest 6-8 companies that she might consider for this purpose? Thank you for your help. Jim
Read Answer Asked by Jim on June 29, 2017
Q: I am interested in investing in dividend growers that 5-6 years from now would be yielding in the 4 to 5% range. At that time I would change from DRIP to cash payments. Therefore I would accept a lower yield now but would grow to that range. What would you suggest?

Thank you

Paul
Read Answer Asked by paul on June 26, 2017
Q: we hold a 2% weighting in bns/td and 7.5% weighting in cbl/fsz/eci/gsy for a total of 9.5% in financial we have room in a cash acct for more dividend paying equities would you add another bank such as ry or leave this sector alone as we follow your balanced portfolio fully with the addition of selected growth and dividend companies from your other two portfolios...thank you in advance
Read Answer Asked by gene on June 22, 2017
Q: I own BNS and was just thinking about the rate increases mentioned from the bank of Canada, if rates rise the dollar should also strengthen, and if the dollar strengthens will it not affect earnings at BNS, they do a lot of business outside of Canada. Would it be wise to switch BNS for TD, as most of TD's operations are Canadian and USA focused?
Read Answer Asked by Nino on June 16, 2017
Q: are there any Canadian companies that are dividend payers and well established, that are not over valued and would be considered a bargain currently? thanks.
Read Answer Asked by jim on June 06, 2017
Q: Hello 5i Team, I would like to reduce my financial sector holdings from the current 19% to 15% or less, mostly as a defensive move against the potential of a sector "down-draft". Currently hold POW-2.0%, IFC-3.0%, MFC-2.5%, and BNS,TD,and RY at 3.5% each. I am leaning towards eliminating POW and trimming each of the banks to get to the target (income from POW is great but also the only one I am underwater on and I'm not a huge fan of income at the expense of loss of capital), but I also know you don't feel the need to necessarily hold 3 banks so could just sell RY and call it quits. Trading fees not a consideration. Would appreciate your thoughts as always,

Regards
Read Answer Asked by Stephen R. on June 06, 2017
Q: My holdings in the banks are pretty well equal. Circumstances have arisen which require me to decide whether I should shift this balance against the most overvalued to the most undervalued, if there is a worthwile difference among them for a long term holder. Would you be inclined to rank them and indicate whether your order represents significant differences?
Read Answer Asked by Carl on June 05, 2017
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