Investment Q&A

Q: Hi there - can I please have your opinion on Uber? If you had a US focused portfolio, would Uber be a part of it? If so, would it exist in the Income, Balanced or Growth? Thank you!

Q: Remote Driving Cars. Are they the new Apple iPhone or a dud?

What company's would be the pick & shovel company's to invest in.

Is something else the new Apple iPhone?

Thank you.

Q: I have a portfolio of 25 individual stocks (diversified among most sectors) with no ETFs. Within this portfolio I own companies that trade in CAD and the US but have operations and/or varying degrees of revenue in other countries such as CLBT, AXON, TOI, VHI, UBER, BKNG, WSP, TRI, BN and some of the MAG 7 with their worldwide reach such as GOOG. I often wonder if this is adequate international exposure for a healthy portfolio or should I have a specific international ETF?
I have not been a fan of ETFs due to the often wide exposure that can include "the best along with less than the best" (and they are boring, :), haha). But for long term growth and healthy diversification I often consider opening a position in an international ETF such as VIU.
But then I face my conundrum. In the past 5 years the return on VIU has been 41.4% (Yahoo Finance). Perhaps my expectations are out of line, but I would not be happy (and I would be bored, :), ) with the same return from VIU in the next 5 years. Even a conservative Canadian bank with some international operations such as RY has done 90% in the past 5 years (Yahoo Finance). It seems to me that I must give up too much possible growth in order to achieve a healthy level of international diversification through the instrument of an international ETF.
Perhaps this is a conundrum that need not be solved, but do you have any thoughts that may lead to a wiser investment perspective or a needed tempering of my expectations?
As always, thank you for your excellent service.
Cal

Q: I am very interested in uber and aurora peeked my interest. What do you think about its potential?
This weekend Barron’s article mentioned it as a potential 22 bagger. Of course the guy is already invested so he is pitching it.

Q: Might buy a house, probably won't buy a house. Prices so high, I've been maxout out the FHSA so far and it's mostly in VEQT, bit of PLTR and CRWD which have done well. What other US or CAD stock would you recommend (shorter term BUT will leave it in there longer if market goes down/ ultimately could convert to RRSP) that is underpriced and or could have huge potential upside. Imagining turning the FHSA $40,000 limit into ... ideally a $200,000 down pmt over the next 3-10 years

Q: hi 5i, Are these two OK to buy today? for 3 years hold
thanks

Q: Obviously JP Morgan and Uber are different sectors but for a 3-5 year hold, which would you choose for superior growth ?

Q: In less than a year, Waymo has increased its weekly ride volume from 10,000 in August 2023 to more than 250,000 today. According to California Public Utilities Commission filings, the company's momentum has accelerated sharply, with March 2025 alone showing a 27% jump in paid rides after months of slower growth. Do you think it could become a big part of Google in the coming years ? They seems to have the lead compare to the competitors like tesla, uber ...

Q: All of these stocks I have positions in and would like to add only if the price is right. Can you give me a target number for each stock listed? CRWD, PLTR, SOFI, AMD, GOOG, IWO, META, AMZN, GSY, UBER, L, DOL. Take as many credits as you need. I'm 33 and these are for retirement so long term horizon.

Q: For new money, BKNG or UBER? Also, despite having different industry classifications, intuitively it seems that they would be likely to move in concert in the market (I think they have the same Beta), would you agree? When I overlaid 5 year charts, it seems they pretty much moved together except at the end of 2024.

Q: Hi 5i
I picked up some UBER @ ~69 in January. Now it is ~85 and earnings out next week. Normally I keep stocks 3 years or longer, but with 24% gain I'm considering taking profit. How does it usually react post earnings? With King Chump, you just never know when he will say or do something that spooks investors (perhaps firing Powell so he is the fall guy that gets blamed for the recession King Trump brought on with his tariff fiasco).
Thanks, Greg

Q: May I please get your thoughts on SHAK?

Thanks

Dave

Q: Hi Peter and team,
More and more cities in the States are adopting robotaxis, do you see this trend having a significant negative impact on UBER's core business?
Cheers,
H

Q: UBER is my favorite stocks for the future. People living close to work do not need a car. People moving to downtown high risers would not have to pay parking in their condos , They don't need a car. Uber sharing Food deliveries What else ? Uber wins RAK

Q: I am heavily tech weighted and am considering selling my entire position in NVDA and some CRWD as I have large gains in both. I would use the proceeds to buy positions in FLUT and SYK. I would still have position in AMZN, ASML, CRWD, GOOG, META, MSFT and VRT.

Any other suggestions?

Thank you.

Q: Do you know why UBER's price swung so much in the last two days? Thank you.

Q: Hi,

I've been in and out of GOOG many times over the years, and love their products. Recently I've been more and more interested in the robo-taxi development and really think there could be something there, but I'm admittedly not so up to speed. I know TSLA is on to something, but I just can't get behind that one...

Can you drop the Coles notes on Googles WAYMO division and your thoughts on their position in this space, and how their tech compares to others in the space as far as how far along they are in going commercial?

Thx,

Cam.

Q: Can you comment on UBER earnings, their forward guidance and US currency headwinds, and the perceived battle with TSLA's robotaxis.

Uber stock price has been flat for a year now - is it undervalued? The market seems to pricing in nothing less than solid earnings and guidance beats, is this a sign that the market considers large cap US stocks to be grossly overvalued in general, and anything less than perfection will result in a sell off?

Q: Good morning 5i,

I'm expecting some turbulence coming for sure. I doubt all is priced in with the tariff battle. Of course nobody knows. But opportunity may be knocking.

I refreshed myself on Peter's cover call write up from years past. I'd love a new take on selling covered calls to enhance your income and some strategies relating to it. ie, OTM, time frame etc.

And some top stocks in your view for writing on. Excluding NVDA, already sell OTC cc on my position.

Thank you very much.

Q: As one of 5i’s early subscribers, I find it a useful thought experiment to give my answer to a question before clicking on the 5i answer. I have found over the years our answers converge and so I rarely send in questions and comments. However my sense is that DeepSeek is a significant change.

On one level it is a clear lesson in the reality that, as Keynes said many decades ago, it’s real resources that matter, not money.

The American approach to AI development was that if you don’t have a $1billion you're not in the game. The Chinese have shown that if you have the pool of talent, amazing things can be done with relatively little money. The prevailing narrative that the Chinese are just copy cats was also blown out of the water. DeepSeek not only upends every assumption underlying the American approach to AI, it shows that the Chinese can out Silicon Silicon Valley and that means that, unlike in the past, China’s most talented minds will want to work for Chinese companies not American ones.

How will the Americans respond? Having staked political capital on the $500 billion Stargate, Trump and his entourage of billionaires have no choice, they will double down. We are hearing the narrative already, they are now saying that $500 million invested in DeepSeek’s advancements will produce even more amazing advancements in AI.

At a moment in history, as America consumes itself, China has taken a leap forward. Not only have they bloodied Trump, they have shaken the world in ways Napoleon could never have foreseen.

There are actually lessons to be learned in how Canada might deal with Trump but the political bobble heads and corporate Canada have actually come to believe the myths of neo-liberalism they started purveying in the 80’s, and are now incapable of rising above their paralysing fear.

Every investor has to ask, what are the implications of DeepSeek for their investments? Doubling down by the Americans will keep the party going for a while but it seems reasonable to expect a reckoning. Where would 5i look for alternatives to AI investments? Please suggest 5 US and 5 Cdn stocks that have strong balance sheets and reasonable growth prospects (without stretched valuations) that would benefit from using much less expensive AI? Also, please suggest a couple of ETF’s for Europe and China that would benefit should those markets surprise to the upside?
Mike