Q: Re Gary's question on the 28th re place to park some money.  I have a TD Investment Savings Account TDB8150  that has no fees, units are $10. each and the current rate is 2.25 % interest calculated and paid monthly. I opted to reinvvest the monthly interest for more units. Easy access to funds and I also use it for excess cash in my registered accounts.  Interest is increased on a reg basis as rates change.  I highly recommend it. Hereis a link to the page 
https://www.td.com/ca/en/asset-management/additional-solutions/
    https://www.td.com/ca/en/asset-management/additional-solutions/