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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I would like more USD for travelling to the US. I hold all of the above stocks at Questrade, in both registered and unregistered accts. I asked Questrade to please pay the dividend directly in USD (as paid by the companies), but they said "We would have to journal your positions over to the USD equivalent in order to receive the dividends in USD." Should I journal over the CAN shares to the US equivalent; eg AQN.TO to AQN.US? It would involve a very large amount of money, could I expect a better USD exchange rate with greater volume or would they simply use the day's spot rate?
Read Answer Asked by Grant on February 10, 2022
Q: I understand these stocks [and others] are involved in grid electrification and modernization. infrastructure modernization and digitization of industry.
Could you comment on which ones [and others] you would recommend with rationale. Thank you.
Read Answer Asked by sam on February 10, 2022
Q: Hi Team,
Hypothetical question. I have read certain clips or articles of people thinking that Topicus can have more potential growth wise than Constellation in the long term because they are perhaps more aggressive. Is there any truth to this? Also, your best educated guess... do you think eventually TOI will be able to end up with the same market cap (todays numbers) as CSU within the next 10yrs or so? Just trying to guage the real long term potential of this company. Thanks

Shane.
Read Answer Asked by Shane on February 10, 2022
Q: David Burrows is one of my favourite analysts. On BNN today, he indicated that he feels we have transitioned from a period of falling interest rates that has seen a few sectors, particularly commodities stocks, perform very poorly, while other sectors, particularly technology, have been bid up to very high levels. He believes we are into a new inflationary cycle that will greatly benefit different sectors in the long term, particularly commodities like metals and O & G stocks. He feels that money managers are using high priced technology and other similar stocks that worked in a deflationary environment as sources of cash and putting that money into sectors that will benefit from inflation, and that this could go on for years. Wondering what your take would be on this as a likelihood over the next several years.
Read Answer Asked by Dan on February 10, 2022
Q: I am currently heavily invested in Canadian stocks but have insignificant exposure/diversification to the US market. At 64 yo I'm favouring simplicity and considering a significant investment via an Index fund ETF (10 year + timeframe). This will not be in a registered account. I'm considering Vanguard, BMO, or iShares. Which would you suggest? And could you please provide the appropriate ticker symbol. Thanks for your valued assistance.
Dave
Read Answer Asked by dave on February 10, 2022
Q: How would you rank these for adding to my TFSA today? They have all been beaten up, but are good stocks. Thanks as always!
Read Answer Asked by Austin on February 10, 2022
Q: Further to Denise's question Wednesday about seeking ways to reduce taxes when receiving OAS, I have found that the purchase of Flow Through shares helps reduce my taxes. I know they say Flow Throughs are mainly for those in the highest income bracket, but they help all tax payers reduce taxes payable . I guess it is a question of "how much" does it help
Read Answer Asked by Patricia on February 10, 2022
Q: Hello 5I, looking at potentially adding a fintech stock to round up my portfolio. With that said which do you think has the most upside but is a decent company? Please add other options if i missed some names. Thanks
Read Answer Asked by Tyler on February 10, 2022
Q: Good morning 5i
In a response concerning selling call options awhile ago you said that you try to avoid stocks with dividends. I can understand how it adds another layer of difficulty, i am wondering if one checks that the ex-dividend date doesn’t fall sometime before the expirary date of the option, that you would likely be ok. For instance, i have call options on jpmorgan expiring on Feb 18. But i checked that the ex- dividend date doesn’t fall beforehand. It is Ex-Div Date
2022-01-05. Should most of the danger be avoided in such a scenario?
Read Answer Asked by joseph on February 10, 2022
Q: You answered Ronald’s question of Feb 8 re tax implications of having more than $100K in US equities by indicating CRA form 1135 must be completed. You did not indicate if this was only applicable to non- registered accounts. Does it apply to registered accounts e.g. TFSA and RIF. Clarification would be appreciated.
Read Answer Asked by John on February 09, 2022
Q: I have to start withdrawal from my RRIF this year. Besides TFSA, I would need some strategies to minimize taxes and OAS clawback. I didn’t find anything in the Forums, and no way to search in the Blog (sorry..). Do you know of any book or good web site for canadians? I’m looking for Tax-efficient ETFs (Horizons, others?..), mutual Funds (Are the Class Series still available?). Anything I could use in a non-registered account. I will aim at capital gains, dividends and interest revenues in that order for individual stocks. PS: I’m a subscriber of « Money Saver » (Possible source of info).
Thanks as usual
Read Answer Asked by Denise on February 09, 2022
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