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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: My 82 year old mother in law has $300,000 in a RRIF and $800,000 in non registered accounts. There are 3 children who are equal equal beneficiaries in her will. From a tax perspective would she be better off withdrawing more than the required minimum from the RRIF before she dies or withdrawing more from the non registered accounts? Which scheme would result in less tax paid by her heirs ? The non registered accounts are 80% GICs and 20% equity funds. Thanks, Joe
Read Answer Asked by Joseph on January 13, 2020
Q: Hi, I do not have any bonds or fixed income. Looking for one or two prospects to start, with about $50,000 to invest. Would like 3-4%+income. What are your views on the above, and of course any other you may suggest. Would like one size fits all if possible.
Also in a possible 30% downturn in the market , how much would a bond etf cushion the blow?
Thanks
Read Answer Asked by Brad on January 13, 2020
Q: Hi 5i team,

Both GDI and FSV are in the building service industry. If I can only buy one, giving the growth and revenue projection, the balance sheets. the management, which would be your preference and why for a 3 years hold. Thanks.
Read Answer Asked by Willie on January 13, 2020
Q: Another service really likes fertility company Hamilton Thorne and has made it a recommendation. Progyny in the US seems to be doing well in a related business so I wanted your thoughts. With people marrying later the theme seems to make sense. Do you like it? A brief example of the write is up below. They write interesting stuff but don't have your track record so I'd love to know what 5i thinks.

When we recommended Hamilton Thorne back in August, we believed the strategy for growth was three-pronged, involving both acquisitions and organic opportunity as well as margin improvement along the way. Recent results fully support our belief, and we’re firmly of the mind that we’re nicely on track.
Read Answer Asked by Tim on January 13, 2020
Q: Hi gang, I own this funds. TML735 & AIM24823. Both have not done well for me . I would like to switch to another family fund or should I just cash out and buy an ETF . Your thought please. Thanks
Read Answer Asked by Alnoor on January 13, 2020
Q: Hi 5i team,
I've a 2% holding in PHO in a loss position now in my TFSA. I'm thinking of increasing the holding to 4% for a 2-3 years hold. With the current stock price, the general economy, and the semi-conductor business in particular, is this a prudent move or should I wait for a better price or a sign of recovery of the semi conductor business? Thanks.
Read Answer Asked by Willie on January 13, 2020
Q: I am a retired, dividend-income investor. Assume asset allocation is not an issue. I already hold positions in Nutrien, XIT (technology ETF) and Eric's NinePoint Energy fund (proxy for the oil market). I have this year's TFSA monies to put towards one of these equities.

Please rank for total return (best to worst) for 2020 and a short explanation as to why.

Thanks for your help...Steve
Read Answer Asked by Stephen on January 13, 2020
Q: Would like an opinion on TER in the canabis space. Thanks
Read Answer Asked by george on January 13, 2020
Q: 5 stock portfolio for 5 years Kinaxis Open Text Brookfield Asset Management TD Manulife. Your opinion
Read Answer Asked by j stuart on January 13, 2020
Q: I think this is worth a 'share' with other members.

https://www.theguardian.com/money/2020/jan/11/invest-shares-bonds-property
Read Answer Asked by Ronald on January 13, 2020
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